Investment Savings Account

Designed for individuals and organizations that are looking for a profit generating account that provides ready access to their funds when they need them. Profits are generated and distributed from the common Murdaraba pool, which is a joint investment pool between depositors and shareholders.


  • Free internationally recognized debit card
  • Available in AED and USD
  • Profit payout on Quarterly basis
  • Online banking to view, manage and conduct transactions at your convenience
  • Phone banking giving you anytime, anywhere access to your accounts
  • SMS account updates for charge card balances and other transactions

  • Minimum balance requirements of AED 3,000
  • Available to individuals, joint accounts and can also be opened for minors
  • Available for businesses including sole proprietorships, partnerships as well as Joint Stock and Limited Liability organizations

  • Completed Application Form
  • Original and photocopy of Khulasat Al Qaid or Passport for UAE Nationals
  • Original and photocopy of passport with valid residence visa for expatriates

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