Salary Transfer Packages

Now transfer your salary and expect higher value

Enjoy exclusive benefits with our Salary Transfer packages

When you transfer your salary to Emirates Islamic, you'll enjoy exclusive benefits that befit your professional lifestyle. Based on your Salary, you can choose Value or Value Plus Salary Transfer Packages.


Product/Service Value Salary Transfer
(Salary AED 5,000-20,000)*
Value Plus Salary Transfer
(Salary AED 20,000+)*
Premium Salary Package AED 40000+
Salary Transfer Required Required Required
One time Welcome Bonus** AED 300 loaded on Free Prepaid Card AED 500 loaded on Free Prepaid Card AED 500 loaded on Free Prepaid Card
Credit Cards Flex Card

Life Time Free + 10,000 EI SmartMiles on first usage. Instant Redemption at www.eismartmiles.ae.

Or

Cashback Card First Year Free + AED 50 cashback on first usage
Flex Max Card

50,000 EI SmartMiles on first usage. Instant Redemption at www.eismartmiles.ae. AED500 annual fee.

Or

Cashback Card First Year Free + AED 100 Cashback on first usage

Skywards Card First Year Free Skywards + 5,000 miles on first usage
Flex Elite Card

75,000 EI SmartMiles on first usage. Instant Redemption at www.eismartmiles.ae. AED700 annual fee.

Or

Cashback Card First Year Free + AED 200 Cashback on first usage

Or

Skywards Card All Cards - First Year Free + 20,000 Miles on first usage
Asset Discounts 0.2% p.a. if deposit is AED 100K and above 0.1% p.a. on AF/PF
0.2% p.a. if deposit is AED 100K and above
0.2% p.a. on AF/PF
Accounts Free Current & Kunooz Savings Account Free High Value Salary Account &
Free Kunooz Savings Account
Free High Value Salary Account &
Free Kunooz Savings Account
Debit Card Free Free Free
International Remittances**** 1 Free International Remittance per month 1 Free International Remittance per month 1 Free International Remittance per month
Accidental Takaful Free Accidental Takaful cover for AED 50,000 Free Accidental Takaful cover for AED 100,000 Free Accidental Takaful cover for AED 100,000
Safety Deposits Standard rates 25% discount on rental 25% discount on rental

Terms and conditions apply.

* To qualify for any Package, you must have a Credit Card, Debit Card, Prepaid Card, HVSA/Current & Kunooz Savings Account, Online Banking and SMS service
* Salary Transfer is mandatory
** Welcome bonus is applicable for New Customers only and will be loaded after successful Credit Card Activation
*** Excludes Skywards Infinite. Applicable only on Premium Salary Transfer Package
**** Transfer fee will be reversed the following month

Our Salary Transfer packages are designed to maximise your earnings with customised products that meets your every need.

Kunooz Savings Account

Kunooz Saving Account offers the best features of a savings account with the opportunity to win cash prizes, a luxury car or a studio apartment.
Click here to learn more about the Kunooz Savings Account.

High Value Salary Account

Earn profit on your balance while enjoying all the features of a current account such as Cheque book and Debit Card.

Credit Cards

Flex Card - UAE’s first all in one card. Earn up to 3.75 EI SmartMiles for every Dirham spend and redeem instantly at www.eismartmiles.ae
Click here to learn more about the new Flex cards.

Skywards Credit Card - Offering one of the best rates of Skywards Miles for your card spend, the Emirates Islamic Skywards card gives you access to outstanding travel benefits ranging from ticket upgrades to hotel discounts and more.
Click here to learn more about the Skywards Credit Cards.

RTA Credit Card - Enjoy the convenience of having the benefits of both a credit card and a Nol card in one.
Click here to learn more about the RTA Credit Cards.

Debit Card

Debit Card benefits include complimentary access to airport lounges and enhanced security through Chip and PIN technology.

Prepaid Card

Use this card just like any Debit or Credit Card at ATMs, stores, restaurants and even online. Just load cash into the card when you need the balance and spend however you like.
Click here to learn more.

Protection

A Shari'a Compliant Accidental Life Takaful with cover paid to the beneficiary. Other covers include Accidental Medical expense cover and Temporary Total/Partial Disablement cover.

Shari'a compliant Accident Life Takaful with cover paid to the beneficiary. Other covers include Accidental Medical expense cover and Temporary Total/Partial Disablement cover. Customers enrolling and qualifying for Salary Packages would be automatically enrolled in the relevant takaful cover for free.

Personal Takaful Accidental Policy* Value Transfer Salary Package Value Plus Transfer Salary Package
Monthly Fee 20 per month 25 per month
With Salary Package Free for Salary Transfer Value Package Free for Salary Transfer Value Package
Accidental Death benefit AED 50,000 AED 100,000
Permanent Disability AED 50,000 AED 100,000
Accidental Medical Expenses AED 3,000 AED 4,000
Temporary Total Disablement 75% of basic weekly salary up to AED 100/- for max. 13 weeks
Elimination period - 14 days
75% of basic weekly salary up to AED 200/- for max. 13 weeks
Elimination period - 14 days
Temporary Partial Disablement 75% of basic weekly salary up to AED 100/- for max. 13 weeks
Elimination period - 14 days
75% of basic weekly salary up to AED 200/- for max. 13 weeks
Elimination period - 14 days
Repatriation of mortal remains AED 1,000 AED 1,000

Click here to view Terms and conditions.


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