Salary Transfer Packages

Now transfer your salary and expect higher value

Enjoy exclusive benefits with our Salary Transfer packages

When you transfer your salary to Emirates Islamic, you'll enjoy exclusive benefits that befit your professional lifestyle. Based on your Salary, you can choose the Salary Transfer Packages.


Product/Service Value Salary Transfer
(Salary AED 7,500-14,999)*
Advantage Banking - Value Plus Salary Transfer (Salary AED 15,000-39,999)* Priority Premium -
Expatriate Salary Transfer
(Salary AED 40,000-79,999)*
Priority Premium Plus Salary Transfer
(Salary AED 80,000+)*
Salary Transfer* Mandatory Mandatory Mandatory Mandatory
One time Welcome Bonus** **Worth Up to AED 300
30,000 EI SmartMiles on Flex Card (or)
300 Points on Cashback Card
**Worth Up to AED 1000
100,000 EI SmartMiles on Flex Card (or)
1,000 Points on Cashback Card (or)
12,500 Miles on Skywards Signature Cards
**Worth Up to AED 2000
200,000 EI SmartMiles on Flex Card (or)
2,000 Points on Cashback Card (or)
25,000 Miles on Skywards Infinite Cards
**Worth Up to AED 3000
300,000 EI SmartMiles on Flex Card (or)
3,000 Points on Cashback Card (or)
40,000 Miles on Skywards Infinite Cards
Credit Cards*** Life Time Free Cards
Flex Card
Cashback Card
Life Time Free Cards
Flex Elite
Cashback Plus
Skywards Signature
Life Time Free Cards
Flex Elite
Cashback Plus
Skywards Infinite
Life Time Free Cards
Flex Elite
Cashback Plus
Skywards Infinite
Accounts Free Current Account &
Free Kunooz Savings Account
Free STI Value Account &
Free Kunooz Savings Account
Free High Value Salary Account &
Free Kunooz Savings Account
Free High Value Salary Account &
Free Kunooz Savings Account
Debit Card Free Free Free Free
International Remittances**** 1 Free International Remittance per month 1 Free International Remittance per month 2 Free International Remittance per month 3 Free International Remittance per month
Accidental Takaful Free Accidental Takaful cover for AED 50,000 Free Accidental Takaful cover for AED 100,000 Free Accidental Takaful cover for AED 100,000 Free Accidental Takaful cover for AED 100,000
Safety Deposits Standard rates 20% discount on rental rates 25% discount on rental rates 30% discount on rental rates

Terms and conditions apply.

* To qualify for any Package, you must have a mandatory Salary Transfer, New Credit Card, Debit Card, High Value Salary Account/Current & Kunooz Savings Account, mandatory standing instruction debit of AED 500 from your High Value Salary Account/Current Account to your Kunooz Account, Online Banking and SMS alerts service. The enlisted products should be availed within 2 months of opening the account.
** Welcome bonus is applicable for customers who initiate their Salary Transfer to Emirates Islamic and will be transferred after successful Credit Card Activation and 1st Transaction is performed. Existing Credit Cards are not eligible.
*** Applicable only on the cards mentioned under each package and a minimum spend across all cards for AED 15,000 for a year
**** Transfer fee will be reversed the following month

Note: In case of special campaign offers, bonus miles or promotional rates, either the Personalized Banking Experience for Emiratis Offer or Campaign / Promotional Offer will be applicable. Both cannot be availed together

For UAE Nationals please click here for the customized banking solutions.

Our Salary Transfer packages are designed to maximise your earnings with customised products that meets your every need.

Kunooz Savings Account

Kunooz Saving Account offers the best features of a savings account with the opportunity to win cash prizes, a luxury car or a studio apartment.
Click here to learn more about the Kunooz Savings Account.

High Value Salary Account

Earn profit on your balance while enjoying all the features of a current account such as Cheque book and Debit Card.

Credit Cards

Flex Card - UAE’s first all in one card. Earn up to 3.75 EI SmartMiles for every Dirham spend and redeem instantly at www.eismartmiles.ae
Click here to learn more about the new Flex cards.

Skywards Credit Card - Offering one of the best rates of Skywards Miles for your card spend, the Emirates Islamic Skywards card gives you access to outstanding travel benefits ranging from ticket upgrades to hotel discounts and more.
Click here to learn more about the Skywards Credit Cards.

RTA Credit Card - Enjoy the convenience of having the benefits of both a credit card and a Nol card in one.
Click here to learn more about the RTA Credit Cards.

Debit Card

Debit Card benefits include complimentary access to airport lounges and enhanced security through Chip and PIN technology.

Prepaid Card

Use this card just like any Debit or Credit Card at ATMs, stores, restaurants and even online. Just load cash into the card when you need the balance and spend however you like.
Click here to learn more.

Protection

A Shari'a Compliant Accidental Life Takaful with cover paid to the beneficiary. Other covers include Accidental Medical expense cover and Temporary Total/Partial Disablement cover.

Shari'a compliant Accident Life Takaful with cover paid to the beneficiary. Other covers include Accidental Medical expense cover and Temporary Total/Partial Disablement cover. Customers enrolling and qualifying for Salary Packages would be automatically enrolled in the relevant takaful cover for free.

Personal Takaful Accidental Policy* Value Salary Transfer Package Value Plus / Premium - Expatriates & Premium Plus Salary Transfer Package
Monthly Fee 20 per month 25 per month
With Salary Package Free for Salary Transfer Value Package Free for Value Plus / Premium - Expatriates & Premium Plus Salary Transfer Package
Accidental Death benefit AED 50,000 AED 100,000
Permanent Disability AED 50,000 AED 100,000
Accidental Medical Expenses AED 4,000 AED 4,000
Temporary Total Disablement 75% of basic weekly salary up to AED 50/- for max. 13 weeks
  Elimination period - 14 days
75% of basic weekly salary up to AED 50/- for max. 13 weeks
Elimination period - 14 days
Temporary Partial Disablement 75% of basic weekly salary up to AED 50/- for max. 13 weeks
Elimination period - 14 days
75% of basic weekly salary up to AED 50/- for max. 13 weeks
Elimination period - 14 days
Repatriation Expenses AED 7,000 AED 8,000

Click here to view Terms and conditions.


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