Auto Finance

Quick and Simple Auto Finance. Flexible and Hassle-free Payment.

1
Competitive profit rates and special campaigns all year round
2
Special offers on electric vehicles including zero processing fee
3
Flexible tenure of up to 60 months (5 Years)
4
Up to 60 Days Grace Period to start your 1st Instalment

Buying your dream car is now simple and hassle-free with Emirates Islamic Auto Finance.

Competitive profit rates:
- New cars: Starting as low as 2.49%¹ flat p.a. for UAE Nationals (equivalent to 4.72% reducing p.a.) and 2.65%¹ flat p.a. for expatriates (equivalent to 5.01% reducing p.a.).
- Certified Pre-owned cars: Profit rates starting from as low as 3.19%² flat p.a. (equivalent to 5.98% reducing p.a.).
- Various dealer and model-specific campaigns throughout the year, offering even better profit rates.
Flexible repayment tenure: Up to 60 months (5 years).
Grace period: Up to 60 days to start your first installment.
Hassle-free options:
- Finance for new and used cars from any UAE dealership or individual seller.
- Available for salaried, self-employed individuals, and companies.
- Salary transfer not required.
- Simple documentation.
Shariah-compliant: Structured according to Murabaha principles.

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¹New car starting rates are available for salary transfer customers with monthly salary of AED 50,000.
²Used car starting rates are available for customers with monthly salary of AED 50,000.

For the Auto Finance Key Fact Statement, please click here.