Super Savings Account

Save and Fly with Skywards Miles

As the exclusive Islamic Banking Partner for Expo 2020 Dubai and as a bank that encourages savings, Emirates Islamic brings you the Super Savings Account to earn Skywards Miles on your balances whilst also earning profit. The more you save, the more Miles you earn. Getting a free vacation has never been easier.

You also earn high rates of profits generated and distributed from the common Murdaraba pool, which is a joint investment pool between depositors and shareholders.

  • Free internationally recognized debit card
  • Available in AED
  • Get 2020 bonus Skywards Miles when you open your account*
  • Earn up to 15000 Skywards Miles per quarter.
  • Get discounts of 50% on the Annual Membership fee for your Skywards Card for the first year (subject to card approval)
  • Free Saving Account with no minimum balance requirement
  • Online banking to view, manage and conduct transactions at your convenience
  • Phone banking giving you anytime, anywhere access to your accounts
  • SMS account updates for charge card balances and other transactions


*Criteria to qualify for Joining Bonus Miles - To be eligible for 2020 Joining Bonus Miles the customer needs to either transfer a minimum monthly salary of AED 5,000 Or maintain a minimum monthly average balance of AED 5,000 within the first two months from the account open date i.e. either in the account opened month or latest in the subsequent month.


  • Transfer your salary of AED 5,000 or higher to the bank
  • Maintain a minimum quarterly average balance of AED 5,000
  • Skywards Membership


*Debit Card and Cheque book are not available on Foreign Currency Current Accounts


Average Balance Customers

Balance Complementary Skywards Miles/Quarter
Upto AED 19,999 NA
AED 20,000 - AED 49,999 500 miles
AED 50,000 - AED 249,999 2,500 miles
AED 250,000 - AED 499,999 5,000 miles
AED 500,000 - AED 999,999 10,000 miles
AED 1 Million and above 15,000 miles
Bonus Miles 2020 miles


Salary Transfer Customers

Salary Transferred Complementary Skywards Miles/Quarter
Upto AED 4,999 NA
AED 5,000 - AED 14,999 500 miles
AED 15,000 and above 1,000 miles
Bonus Miles 2020 miles


Customers will be awarded Skywards Miles based either on salary transfer criteria or the balance based criteria, whichever is higher. Emirates Islamic Terms and Conditions Apply


Click here to view the Terms and Conditions related to the Super Savings Miles.


Please Note: Call +971 4 3167000 or visit www.skywards.com to apply for Skywards membership.

Existing Customer

  • Log into Online Banking to apply. Click here to log into Online Banking and follow below simple steps:
    • Click on Account, then Click on Open Account
    • Select option as per below:
      • Product type as 'Super Savings'
      • Choose required Currency as AED
      • Select the Checkbox to agree to the Terms & Conditions
      • Click Next
    • Input Skywards Membership Number and click Next on the next Page, and your Super Savings Account number will be generated
  • Not an Online Banking customer? Click here to register.

New Customer



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