Emirates Islamic Etihad Guest Saqer Credit Card Emirates Islamic Etihad Guest Saqer Credit Card

Key Benefits

Earn Etihad Guest Miles

Earn Etihad Guest Miles

Up to 3 Etihad Guest Miles per USD spent.

Etihad Guest Silver Tier Status

Etihad Guest Silver Tier Status

Fast-Track upgrade to Etihad Guest silver Tier Status.

20% Etihad Guest Miles Back

20% Etihad Guest Miles Back

Unlimited 20% miles back on booking/upgrading a flight with Etihad Guest Miles.

Airport Transfers

Airport Transfers

Get 2 free airport transfers to or from Abu Dhabi airport

Enjoy up to 110,000 Etihad Guest Bonus Miles & AED 899 Cashback with the Emirates Islamic Etihad Guest Saqer Card. Apply Now.

Etihad Guest Miles

Welcome Bonus

Welcome bonus of 30,000 Etihad Guest Miles upon payment of Annual Membership Fee.

Etihad Guest Earn Rates

For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.

Spend Category Earn Rates
Spend at Etihad Airline 3 Etihad Guest Miles
International Spend 2 Etihad Guest Miles
Two Chosen Categories 2.5 Etihad Guest Miles
Domestic Spend Up to 1.5 Etihad Guest Miles

Choose your Accelerated Rewards Category

Emirates Islamic Etihad Guest Saqer card is the only credit card in the UAE that gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same. You can chose your preferred categories from any of the below.

  • Car Rentals
  • Dining
  • Hotels
  • Supermarkets

You will earn 2.5 Etihad Guest Miles for every USD 1 spend on the chosen categories. The Etihad Guest Mile earning on the 2 chosen categories is capped at 1,500 Miles per category per month.

You also have the option to change your chosen categories every quarter by calling our call center

Earn Tier Miles:

Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 15,000 Tier Miles can be earned in a membership year.

For more details about Etihad Guest Miles earning rates please click here.

Etihad Benefits

Fast-Track to Etihad Guest Silver Tier Status

As an Emirates Islamic Etihad Guest Saqer Credit Cardholder, you will be eligible for a fast track to Etihad Guest Silver Tier Status, by fulfilling the following condition:

  • Complete 2 return flight or 4 one-way flights on Etihad Airways within the first 6 months of card booking and the tickets should be paid using your Emirates Islamic Etihad Guest Saqer Card

If you are an existing Etihad Guest Gold or Platinum member, your existing tier status will not be affected. For more details about Etihad Guest Silver Tier Status benefits please click here

Etihad Guest Silver Tier Status is available for primary cardholders only. Etihad Guest programme Terms & Conditions will apply.

Unlimited 20% Miles back on booking/upgrading a flight with Etihad Guest Miles

Get 20% of your Etihad Guest Miles back when you book/upgrade a flight using your Etihad Guest Miles. There is no maximum limit on the Miles received per year.
Miles will be credited to the customer’s Etihad Guest account within 15 working days.

Complimentary Inflight wifi vouchers

Enjoy 2 complimentary wifi vouchers every membership year. You will receive 1 wi-fi voucher on every transaction of AED 500 or more made on Etihad airways (etihad.com, Etihad branches or the Etihad call center); capped at 4 vouchers per annum.

Each voucher is valid for 1 year and can only be used once. The voucher will be sent to you by Etihad Guest via email within 10 days of meeting the spend criteria.

Complimentary Airport Transfers

Take advantage of 2 complimentary airport transfers to or from Abu Dhabi airport.

Click here to know about the eligibility criteria and the booking process

0% Easy Payment Plan on Etihad purchases

Convert your purchases made at etihad.com into convenient monthly installments, of 3 or 6 months. Processing fee of 2% will be applied.

Additional Privileges

Complimentary Lounge Access

  • Enjoy unlimited complimentary access to over 1000 airport lounges.
  • For more details about the Lounge Key program please visit www.loungekey.com/visasignaturemena
  • Terms & Conditions:
    • 1st visit to the Lounge in a calendar year is complimentary.
    • To utilize the subsequent complimentary visits in the same calendar year, customer needs to make a minimum foreign currency spend of USD 1 or equivalent, on both primary & supplementary cards. If the spend criteria is not met then customer will be charged US $27 per usage to the card.
    • For every accompanying guest, cardholders will be charged US $27 per person per visit

Complimentary golf any day of the week

Enjoy two rounds of complimentary golf per month at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays. To book your game, please click here and submit the completed form.

Multi trip travel Insurance

Travel with complete freedom and peace of mind. Your Emirates Islamic Etihad Guest Visa Signature card saves you the time and expense of organizing travel and medical insurance separately when you travel. You are automatically covered for travel accident and travel inconvenience insurance on all trips of up to 90 days duration. Visit to get you travel insurance certificate https://cardholderbenefitsonline.com/

Extended Warranty

When you buy quality, you expect it to last. That’s why we automatically double the original manufacturer’s warranty up to one year from the expiry date of the original warranty. For more details Click here.

Global Assistance

No matter where you are in the world, VISA International multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year. If your Visa Signature card has been lost or stolen, Visa Global Customer Assistance Services representatives can help. For help, call 8000-021 866-654-0112 from inside UAE or +1 303 967 1090* from outside UAE.

Earn 50% cashback on Movies

Enjoy movie nights even more by getting 50% cashback on Cinema tickets, any day of the week.

The maximum cashback a cardholder can earn is AED 75 per month.

Cardholders can purchase tickets from any cinema hall, for any class & on any day of the week.

  • Terms & Conditions:
    • Cashback will be credited to your account with 5 working days from the transaction date
    • Movie spends will be determined basis Merchant code 7832, as defined by VISA. This code can be changed by VISA at any time, without prior notice and will be updated on our system accordingly.

Free Valet Parking

You are entitled to Complimentary Valet Parking Service, once in a calendar month. Any additional use of service will cost AED 80 and will be charged to your Primary Credit Card.

Click here for locations and Terms & Conditions.

Purchase Protection

Purchase protection provides you with additional peace of mind every time you make a purchase. It protects your purchases against theft or damage so you can focus on finding the perfect gift. For more details Click here

Balance Transfer Facility

Now you can really save big time with your Etihad Guest Visa Signature Credit Card balance transfer facility. You have the opportunity to pay off balances you owe to other banks through your Etihad Guest Visa Signature Credit Card, with no profit charged on the balance transferred.

Cash Advance

You can now withdraw cash as per Bank's policy through your Etihad Guest Visa Signature Credit Card's instant cash advance facility from any Emirates Islamic branch and at more than 780,000 ATMs, exchange houses and financial institutions worldwide displaying the VISA logo. Cash advance fee will apply and no Etihad Guest Miles are granted against cash advance.

Global Concierge

Take advantage of a host of services including and not limited to flight/hotel/restaurant reservations available to you over the phone or online, 24 hours a day, from anywhere in the world by simply calling Concierge hotlines. UAE Toll-free: 800 0441 3487 , UAE International Direct Dialing: +971 4361 1234 Alternatively, you can send an email to concierge@visasignature-mea.com

Schedule of Charges

Please click here to view schedule of charges.

Golf Reservation Form

Enjoy two rounds of complimentary golf per month at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays. To book your game, please click here and submit the completed form.

Important information

Please click here to view important information on Emirates Islamic Etihad Guest Saqer Credit Card.

Mazaya Offers

Mazaya Offer

Get unmatched benefits, discounts and privileges.

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Frequently Asked Questions

1. Am I eligible for this Card if I do not have an Etihad Guest Membership?

Yes, we will create an Etihad Guest account for you and assign a membership number which will be printed on the card plastic.

2. Do I need to activate my Etihad Guest Membership account?

Yes, you will receive an email on your registered email with the Bank with the activation link. Please click on the link and follow the steps mentioned.

3. When do the miles get credited to my Etihad Guest Account?

Etihad Guest Miles will reflect in your Etihad Guest account within 5 - 7 working days from the transaction date.

4. What happens if one of my transactions gets reversed?

The miles earned on this transaction will also get reversed. However if the reversal happens after the miles have been transferred to your Etihad Guest Account, then the respective number of miles will be adjusted against the new earnings.

1. Do I need to choose the two categories every month?

The categories can be changed every 3 months only.
If you have already made the categories selection you can have it changed at the end of 3 months. If there is no change then no action is required from your end and the same categories will continue as the preferred categories to earn accelerated Etihad Guest Miles.

If no category has been selected since inception, then you would not earn accelerated Etihad Guest Miles on any category until you inform us about your choice. All future spend made on those categories thereafter shall be eligible for accelerated earnings.

You do not need to choose your Bonus Miles categories every quarter if you have already registered your selection before. However, if no selection is made, the previous quarter’s selection will remain.

2. How can I change the chosen categories?

You can change the chosen categories every 3 months by calling our Call Center on +971 600 599 995.

3. When does a customer get enrolled to the two chosen categories?

Your new Card comes pre-enrolled with the two categories chosen in the application form. Subsequently, you can change the chosen categories every 3 months and they are activated on the Card from the next statement cycle date.

4. Do I need to choose 2 categories or can I just select 1 category?

Yes, you need to choose 2 categories at all times.

5. What happens when I replace my card? Do I need to re-select my categories?

No, the bank will keep record based on your previous card and the same categories shall be carried forward onto your new Card.

6. Is there a minimum spend required to earn accelerated miles on the 2 chosen categories?

No, there is no minimum spend required.

7. How are mobile wallets and online transactions determined?

Mobile Wallets: any transactions made using the Apple Pay, Samsung Pay or Google Pay and Emirates Islamic Etihad Guest Card are considered as mobile wallet transactions.

Online Transactions: any transaction conducted over the internet using the Etihad Guest Card is determined as an online transaction.

8. How many miles will I earn on supermarkets if I don’t select it as a chosen category?

If you select supermarkets as a chosen category then you will 2.5 Etihad Guest Miles per USD 1 spend locally as well as internationally. If not, then you will earn 0.2 Etihad Guest Miles per USD 1 spend on supermarkets.

9. What is the earn rate for spends done in “European Economic Area(EEA)” countries, on my two chosen categories?

For spends done in EEA countries, you will earn 25% of the International Miles earning per USD 1 spend.

1. When do Tier Miles get credited to my Etihad Guest Account?

Tier miles will reflect in your Etihad Guest account within 5-7 working days from the eligible transaction date.

2. Can I redeem Tier miles?

Tier Miles are used to help customers in achieving a higher Etihad Guest membership Tier status (Silver, Gold & Platinum) as well as in maintaining the same. Etihad Tier Miles cannot be redeemed for anything.

3. What happens to Tier Miles if one of my transactions gets reversed?

The Tier Miles earned on the reversed transaction will also get reversed. However if the reversal happens after the miles have been transferred to your Etihad Guest Account, then the respective number of miles will be netted off against the next transaction on your EI Etihad Guest Card until the full miles are settled.

1. What is the Tier Status that I get upfront on taking a EI Etihad Guest Credit Card?

Upfront Bronze

2. What is the criteria to achieve Gold Tier status?

Premium cardholders can get a fast track to Gold Tier status on completing 1 return or 2 one-way flight journeys with Etihad airways within 6 months from the card approval date; by using your Emirates Islamic Etihad Guest Card.

3. What is the criteria to achieve a Silver Tier Status?

Saqer & Ameera card holders can get a fast track to Silver Tier status on completing 2 return or 4 one-way flight journeys with Etihad airways within 6 months from the card approval date; by using your Emirates Islamic Etihad Guest Card.

4. What is the time taken to upgrade my tier from bronze to Silver/Gold Tiers?

Within 4 to 5 days from the time the above criteria is fulfilled.

5. Will supplementary cardholders get the same Tier Status as Primary?

No, Tier status is available for Primary Card holders only.

6. Will I be notified prior to downgrading my Tier Status?

Yes, an intimation will be sent with 3 months advance notice with the threshold required to maintain the Tier

7. How can I maintain the same Tier Status for subsequent years?

You need to maintain a minimum number of Tier Miles in your Etihad guest account, based on the Tier status. Please click here to get more information on the Tier Status.

1. How much time it take for the upgrade to happen, once the fast track criteria is met?

Tier status will be updated within 4 working days of meeting the criteria.

2. Will fast track be applicable for tickets bought using Etihad Guest Miles?

No, it is only applicable on tickets bought through cash and not through Etihad Guest Miles redemption.

3. Will I be informed once the Tier Status is upgraded?

Yes, you will receive an email from Etihad Guest informing the Tier Status upgrade.

1. What is the 50% Miles redemption offer?

As an Emirates Islamic Etihad Guest Cardholder you can get up to 50%(based on card type) Etihad Guest Miles back on redeeming the Miles for a Etihad flight/upgrade booking.

2. Is there a spend criteria or a maximum limit to utilize the Miles Redemption Offer?

There is no minimum spend criteria as well as the there is no maximum limit to the number of miles that can be redeemed.

3. Is it applicable if I use cash+miles for booking/upgrading flights?

No. It is only applicable when you redeem the complete ticket using miles.

4. What happens if I cancel my ticket that was booked by redeeming miles?

Once the ticket is cancelled, the miles that were credited to your account as part of the “Miles Redemption Offer” will be debited back in accordance with the fare condition of the ticket.

5. To avail this offer, does the ticket need to be booked on the Etihad Guest account holder name?

No, redemption tickets can be issued for other people as well.

6. Will I get any intimation, once the miles are credited into my Etihad Guest Account?

Yes, Etihad Guest team will send you an email once the miles have been credited into your account.

7. Will this offer be applicable for redemption of products from Rewards shop or Etihad Holidays?

No, it is applicable only when you redeem miles for flight bookings/upgrades.

1. Do I get Wifi vouchers ever year?

Yes Wifi vouchers are extended on an annual basis on meeting the required spend criteria. For every transaction made at Etihad.com for AED 500 or more, you are eligible for 1 Wifi voucher.

2. How will I receive the wifi voucher?

These will be emailed to you by Etihad Guest within 10 days from the transaction date.

3. Can we use the wifi voucher multiple times?

No. Wifi voucher can be used only once on a single device.

4. How long is the wifi voucher valid?

Once issued, the wifi voucher is valid for a year; however it can only be used once.

5. Does the wifi voucher work on all flights?

Yes, it works on all Etihad flights

6. Once activated, how long will the wifi voucher work?

Up to a usage of 180MB

7. Will I be eligible for the wifi voucher if an Etihad ticket is purchased through a travel agent?

No, the Etihad spend needs to be done on Etihad.com, Etihad branches or the Etihad Call Center.

8. If I purchase a ticket of AED 2,000/- on Etihad airways using my EI Etihad Guest credit card, how many wifi vouchers will I get?

1 Wifi voucher as for every Etihad transaction of AED 500 or more, customer will get 1 wifi voucher.

1. If I use the airport transfer facility from Sharjah to Abu Dhabi airport and vice versa, how many trips will it be counted as?

It will be 2 trips. Trip 1: Sharjah to AUH airport, Trip 2: AUH airport to Sharjah.

2. What happens if I don’t have an Etihad airways spend in the last 3 months?

You will be charged a fee towards the airport transfer(s).

3. Will I be eligible for the airport transfer if the ticket is purchased through a travel agent?

No, the Etihad spend needs to be done on Etihad.com, Etihad branches or the Etihad Call Center.

1. Is the movie offer valid on all cinemas across UAE?

Yes, movies transactions are determined basis the merchant category code (MCC), as defined by VISA. However if the merchant does not fall within the eligible MCC then you will not be awarded with cashback.

2. What is the maximum cashback I can get on movies using my Etihad Guest Cards?

EI Etihad Guest Premium Credit Card – Max cashback capped at AED 100/-
EI Etihad Guest Saqer Credit Card – Max cashback capped at AED 75/-
EI Etihad Guest Ameera Credit Card – Max cashback capped at AED 75/-
EI Etihad Guest Platinum Credit Card – Max cashback capped at AED 50/-