Welcome bonus of 10,000 EI SmartMiles.
Up to 2.25 EI SmartMiles per AED 1 spend.
Use the "Instant Purchase" feature to redeem your EI SmartMiles against any purchase, across the globe at any merchant.
Redeem your EI SmartMiles at over 300 Airlines and 180,000 hotels worldwide.
Click Here to view the Key Facts Statement, Schedule of Charges and other important information for this product.
EI SmartMiles rewards programme has been exclusively designed to offer customers travel, shopping and lifestyle benefits. What's more, you can redeem them without any blackout dates. Enjoy the flexibility to redeem your EI SmartMiles for flights, hotels and retail transactions instantly anywhere in the world.
Welcome bonus of 10,000 EI SmartMiles.
| Flex | |
|---|---|
| International spend* | Upto 2.25 EI Smart Miles per AED 1 spend |
| Domestic Spend* | Upto 1.25 EI Smart Miles Per AED 1 spend |
*For more details about EI SmartMiles earning rates please Click here.
Instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide, car rentals and much more starting from as low as 4,000 EI SmartMiles.
Simply exchange your EI SmartMiles with our partner loyalty programmes - Upoints By Emaar, Emirates Skywards, Etisalat Smiles, Etihad Guest and InterMiles.
6,500 EI SmartMiles = 1,000 Upoints By Emaar
7,500 EI SmartMiles = 5,000 Etisalat Smiles
10,000 EI SmartMiles = 1,000 Emirates Skywards Miles
10,000 EI SmartMiles = 2,500 Etihad Miles
20,000 EI SmartMiles = 4,000 InterMiles
Your Miles will be transferred within 5 working days.
All you need to do is select the partner program and enter your membership number on the app.
Use the "Instant Purchase" feature to redeem your EI SmartMiles against any purchase, across the globe and at any merchant.
All you need to do is tap on "Instant Purchase" and make a choice. Go ahead & make your transaction using your Flex Card.
Within 5 days the EI SmartMiles balance will be deducted from your account and a statement credit will be posted onto your Flex Card.
Indulge in a wide range of shopping options with EI Rewards online market place. Get your hands on the latest fashion, state-of-the-art electronics and more, all from the comfort of your home.
You can also choose from our e-vouchers that let you and your loved ones get exactly what you want, anytime and anywhere.
Terms and Conditions apply.
Purchase household appliances on your Emirates Islamic Flex Credit Card and enjoy a complimentary extended warranty period of 12 months beyond the manufacturer / retailer warranty. This cover is available up to a maximum of 24 months from the date of purchase, to a value of up to US$5,000 per incident. There is a per item limit of US$1,500 and a maximum of US$20,000 in any one year. For further information, please call 8000 441 3487.
Enjoy unsurpassed value at over 900 intriguing and prestigious properties around the world with your Emirates Islamic Flex Credit Card. This hand-selected portfolio includes boutique gems as well as world-famous hotels and resorts.
Privileges on your card:
For more details please click here.
With Visa, you can get 2-for-1 at your favourite outlets
xperience with the ENTERTAINER is the latest offering from Visa. Unlock 2-for-1 on your favourite dining, beauty and fitness outlets. Download the app from your app store.
Enjoy up to 2 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week. A minimum monthly (calendar month) retail spend of AED 3,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary tickets usage, your credit card will be billed with the discount availed. For more information on the Reel Cinemas offer, Click here.
Enjoy 15% discount on the below Emaar Entertainment Attractions.
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With your Emirates Islamic Flex Credit Card you can avail Cash on Call facility of up to 80% of your available credit limit. For more details click here.
Transfer the outstanding balance of your Card from other banks to your Emirates Islamic Flex Credit Card.
Shop to your heart's content with the 0% Easy Payment Plan. From electronics, telecom, supermarket and jewellery; ask for our Easy Payment Plans of 3, 6, 9 or 12 months when making a purchase at our partner outlets such as Carrefour and Sharaf DG among others. For more details click here.
Explore the other benefits of using your Emirates Islamic Credit Card. Learn more about Supplementary Cards, Cash on Call, balance Transfer, Easy Payment Plans and other card benefits.
Please click here to view schedule of charges.
Please click here to view Emirates Islamic Credit Cards – Important information.
You can withdraw cash from any Emirates Islamic branch or from more than 780,000 ATMs around the world displaying the VISA logo, for a nominal fee.
Card payments can be made through a range of different channels including:
Cheque Payments
Cheque deposits through the Drop Box, which is available at all designated branches. Make sure that you write your name and Credit Card number on the back of the cheque.
Please Note: Cheques are sent for Clearing and payment is made after the funds are received, which can take 3 - 5 days.
Exchange Houses
Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan Exchange House and Al Ansari Exchange can be made in cash up to a maximum value of AED 35,000 per day. All payments will reflect in your credit card account in 2 to 3 working days.
Pay Bills Online
As an Emirates Islamic account holder, you can use your online banking service to pay your monthly bills online. Simply visit www.emiratesislamic.ae and log in to online banking. Call 600 599995 for assistance to link your Credit Card with your online banking account.
Online Auto Payment Facility
Schedule your monthly bill payment through your online banking account using the Auto Payment Transfer facility, which enables your monthly bill to be automatically deducted from your account at the click of a button.
Cash At Counter
Make a cash payment for your Emirates Islamic Credit Card at any of our branches during banking hours.
Cash Deposit Machines
Make your payment by depositing the payment at one of our network of Cash Deposit Machines. You can make your payments even if you do not have your card with you, all you need is the card number.
You can get up to 4 supplementary cards for your family members and enable them to take advantage of discounts available on your primary card while earning reward points on every Dirham spent.
The Emirates Islamic Rewards Flex Card is fully compliant with the Shariah principles. The card does not charge any interest to customers. As such, the bank charges a fixed profit for extending various features and benefits to customers.
