Up to 3.75 EI SmartMiles per AED 1 spend.
Complimentary unlimited access at 1000 lounges worldwide for Cardholder and 1 guest.
2 complimentary valet parking service per month.
Unlimited rounds of complimentary golf any day of the week.
Click Here to view the Key Facts Statement, Schedule of Charges and other important information for this product.
EI SmartMiles rewards programme has been exclusively designed to offer customers travel, shopping and lifestyle benefits. What's more, you can redeem them without any blackout dates. Enjoy the flexibility to redeem your EI SmartMiles for flights, hotels and retail transactions instantly anywhere in the world.
Welcome bonus of 75,000 EI SmartMiles upon payment of Annual Fee for the first year.
| Flex Elite | |
|---|---|
| International spend* | Upto 3.75 EI Smart Miles per AED 1 spend |
| Domestic Spend* | Upto 2.5 EI Smart Miles Per AED 1 spend |
*For more details about EI SmartMiles earning rates please Click here.
Instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide, car rentals and much more starting from as low as 4,000 EI SmartMiles.
Simply exchange your EI SmartMiles with our partner loyalty programmes - Avios with Qatar Airways Privilege Club, Upoints By Emaar, Emirates Skywards, Etisalat Smiles, Etihad Guest and InterMiles.
6,500 EI SmartMiles = 1,000 Upoints By Emaar
7,500 EI SmartMiles = 5,000 Etisalat Smiles
10,000 EI SmartMiles = 1,000 Emirates Skywards Miles
10,000 EI SmartMiles = 2,500 Etihad Miles
20,000 EI SmartMiles = 4,000 InterMiles
10,000 EI SmartMiles = 1,750 Avios
Your Miles will be transferred within 5 working days.
All you need to do is select the partner program and enter your membership number on the app.
Use the "Instant Purchase" feature to redeem your EI SmartMiles against any purchase, across the globe and at any merchant.
All you need to do is tap on "Instant Purchase" and make a choice. Go ahead & make your transaction using your Flex Elite Card.
Within 5 days the EI SmartMiles balance will be deducted from your account and a statement credit will be posted onto your Flex Elite Card.
Gifting has never been easier! The next time you want to pamper a loved one, you can simply Gift them EI SmartMiles with just a few steps and they can redeem it as and when they like. All you need to do is select the ‘Gift EI SmartMiles’ option and choose the number of EI SmartMiles you’d like to gift and simply share the unique link with another existing EI SmartMiles loyalty member. Once the recipient clicks on the link & accepts, the chosen EI SmartMiles will be deducted from your account and reflect in the receivers account immediately.
Click here to see how it works.
Indulge in a wide range of shopping options with EI Rewards online market place. Get your hands on the latest fashion, state-of-the-art electronics and more, all from the comfort of your home.
You can also choose from our e-vouchers that let you and your loved ones get exactly what you want, anytime and anywhere.
Terms and Conditions apply.
Enjoy unlimited complimentary access to over 1000 airport lounges with a guest.
For more details about the Lounge Key program please visit www.loungekey.com/visainfinitemena.
Terms & Conditions:
Enjoy 2 complimentary valet parking services per month at select locations across the UAE. All you have to do is present your Emirates Islamic Flex Elite card at the valet parking desk. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary services, your credit card will be billed with the actual service amount.
Click here for the valet parking locations, charges and other Terms & Conditions.
Travel with complete freedom and peace of mind. Your Emirates Islamic Flex Elite (Infinite) Visa credit card saves you the time and expense of organizing travel and medical insurance separately when you travel. You are automatically covered for travel accident and travel inconvenience insurance on all trips of up to 90 days duration. Visit https://cardholderbenefitsonline.com/ to get your travel insurance certificate.
Enjoy unlimited complimentary golf rounds at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays.
A minimum monthly (calendar month) retail spend of AED 10,000 is required on your card to avail the benefit. If the spend criteria is not met or no show at the club, your credit card will be billed with the applicable green fee.
Click here to book your game, charges and other Terms & Conditions.
Enjoy up to 3 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary tickets usage, your credit card will be billed with the discount availed. For more information on the Reel Cinemas offer, Click here.
Enjoy up to 2 complimentary Marhaba Meet & Greet services per year. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary service usage, your credit card will be billed with the applicable service fee.
Click here for the Terms & Conditions.
Click here to book now!
You can avail the Global Concierge facility which provides you with a hosts of services, including flight, hotel and restaurant reservations. You can avail these exclusive host of services over the phone or online, 24 hours a day, from anywhere in the world.
Just call the Concierge Service.
UAE Toll-free: 800 0441 3487
UAE International Direct Dialling: +971 4 361 1234
Alternatively, you can send an email to
[email protected].
Enjoy 15% discount on the below Emaar Entertainment Attractions.
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Shop to your heart's content with the 0% Easy Payment Plan. From electronics, telecom, supermarket and jewellery; ask for our Easy Payment Plans of 3, 6, 9 or 12 months when making a purchase at our partner outlets such as Carrefour and Sharaf DG among others.
You can avail complimentary access to Dubai Ladies Club & Sharjah Ladies Club in the UAE and enjoy various benefit like Pool & beach access, gym, outdoor activities and more.
All you have to do is present your Emirates Islamic Flex Elite credit card at Dubai Ladies Club & Sharjah Ladies Club at their reception desk.
Click here for the Terms & Conditions.
Explore the benefits of using your Emirates Islamic Credit Card. Learn more about Supplementary Cards, Cash on Call, Balance Transfer, Easy Payment Plans and other card benefits.
Please click here to view schedule of charges.
Please click here to view Emirates Islamic Credit Cards – Important information.
You can withdraw cash from any Emirates Islamic branch or from more than 780,000 ATMs around the world displaying the VISA logo, for a nominal fee.
Card payments can be made through a range of different channels including:
Cheque Payments
Cheque deposits through the Drop Box, which is available at all designated branches. Make sure that you write your name and Credit Card number on the back of the cheque.
Please Note: Cheques are sent for Clearing and payment is made after the funds are received, which can take 3 - 5 days.
Exchange Houses
Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan Exchange House and Al Ansari Exchange can be made in cash up to a maximum value of AED 35,000 per day. All payments will reflect in your credit card account in 2 to 3 working days.
Pay Bills Online
As an Emirates Islamic account holder, you can use your online banking service to pay your monthly bills online. Simply visit www.emiratesislamic.ae and log in to online banking. Call 600 599995 for assistance to link your Credit Card with your online banking account.
Online Auto Payment Facility
Schedule your monthly bill payment through your online banking account using the Auto Payment Transfer facility, which enables your monthly bill to be automatically deducted from your account at the click of a button.
Cash At Counter
Make a cash payment for your Emirates Islamic Credit Card at any of our branches during banking hours.
Cash Deposit Machines
Make your payment by depositing the payment at one of our network of Cash Deposit Machines. You can make your payments even if you do not have your card with you, all you need is the card number.
You can get up to 4 supplementary cards for your family members and enable them to take advantage of discounts available on your primary card while earning reward points on every Dirham spent.
The Emirates Islamic Rewards Flex Card is fully compliant with the Shariah principles. The card does not charge any interest to customers. As such, the bank charges a fixed profit for extending various features and benefits to customers.
