Let your everyday spends take you closer to your next holiday.
Apply Now »
Up to 2 Skywards Miles per USD spent.
Automatic upgrade to Emirates Skywards Silver membership.
Unlimited complimentary access to over 1000+ airport lounges.
Unlimited rounds of complimentary golf any day of the week.
Enjoy earning Skywards Miles for every retail spend on your card.
For every USD 1 retail spend you will enjoy earning Miles according to the below earning rates.
| Spend Category | Miles Earn Rates |
|---|---|
| Spend at Emirates airline | 2 Miles |
| International spend | 1.5 Miles |
| Domestic Spend* | 1 Mile |
* ATM transactions, balance transfers and cash advance are not eligible for Miles earning.
* For more details about Skywards Miles earning rates please click here.
Earn additional Skyward Miles with ExtraMiles App
Now, for a limited period only, earn 2 additional Skywards Miles for every USD 1 spent with ExtraMiles App when you make purchases for hotel bookings, flight ticket bookings & car rentals through the app… Learn More.
You are entitled to Complimentary Valet Parking Service, two times in a calendar month. Any additional use of service will cost AED 80 and will be charged to your Primary Credit Card.
Click here for locations and Terms & Conditions.
Enjoy unlimited complimentary golf at Arabian Ranches Golf Club or Track Meydan Golf Club on weekends or weekdays. To book your game, please click here and submit the completed form.
Now you can really save big time with your Skywards Visa Infinite Credit Card balance transfer facility. You have the opportunity to pay off balances you owe to other banks through your Skywards Visa Infinite Credit Card, with no profit charged on the balance transferred *.
Travel with complete freedom and peace of mind. Your Emirates Islamic Skywards Infinite Visa card saves you the time and expense of organizing travel and medical insurance separately when you travel. You are automatically covered for travel accident and travel inconvenience insurance on all trips of up to 90 days duration. Visit to get you travel insurance certificate https://cardholderbenefitsonline.com/
When paying with your Emirates Islamic Skywards Visa Infinite card, you will benefit from Purchase Protection for lost, stolen or damaged goods purchased. Enjoy a coverage of USD 7,500 per occurrence & USD 20,000 per year.For further assistance, please call one of the numbers: Toll-free: 800 0441 3487 or +971 4 361 1234. For more details about the service terms and conditions please visit https://cardholderbenefitsonline.com/
Use your Emirates Islamic Skywards Visa Infinite card to pay for your purchases to get free Extended Warranty. This benefit automatically doubles the original manufacturer’s warranty for an item purchased with your Emirates Islamic Skywards Visa Infinite card. Enjoy a coverage of USD 5,000 per occurrence & USD 20,000 per year. For further assistance, please call one of the numbers: Toll-free: 800 0441 3487 or +971 4 361 1234. For more details about the service terms and conditions please visit https://cardholderbenefitsonline.com
As a Emirates Islamic Skywards Infinite Credit Cardholder enjoy the Emirates Skywards Silver membership, offering exclusive benefits like;
The Silver tier membership is available for life as long as the card is active. The benefit will continue as per Skywards Terms and Conditions. If you are an existing Skywards Gold or Silver member, your existing membership status will not be affected. For more details about Emirates Skywards Silver Membership benefits please visit http://www.emirates.com/english/skywards/about/membership-tiers/membership-benefits.aspx
Enjoy 4 discounted (50% discount) airport transfers per annum (up to AED 50 per ride) with Careem. Use promo code UAEVI50 and pay with your Emirates Islamic Visa Infinite Card when you book your airport transfer with Careem. Click here to learn more.
No matter where you are in the world, VISA International multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year. If your Visa Infinite card has been lost or stolen, Visa Global Customer Assistance Services representatives can help. For help, call 8000-021 866-654-0112 from inside UAE or +1 303 967 1090* from outside UAE.
We have partnered with VISA International to bring you exclusive discounts and special offers. Your Skywards Visa Infinite Credit Card privileges connect you to a world of even changing luxury. For assistance please visit www.visainfinitecard.com.
You can now withdraw cash as per Bank's policy through your Skywards Visa Infinite Credit Card's instant cash advance facility from any Emirates Islamic branch and at more than 780,000 ATMs, exchange houses and financial institutions worldwide displaying the VISA logo. Cash advance fee will apply and no Skywards Miles are granted against cash advance.
Skywards Visa Infinite Credit Cards now offer you credit shield cover that protects you/your family from financial burdens in unfortunate circumstances. This covers your credit card outstanding in case of death or permanent disability. You are automatically entitled to credit shield as a credit card holder absolutely free for an initial period of 2 months from the date of issuance of your card and continued use of this service from your side will serve as automatic subscription to this service, till you advice us otherwise. Consequently, you will be charged a nominal fee per month (subject to change at Bank's discretion) on the outstanding amount of your monthly statement. So you can enjoy that extra peace of mind. If you don't want to avail of this facility, please call 600 599 995 to discontinue your enrolment.
Take advantage of a host of services including and not limited to flight/hotel/restaurant reservations available to you over the phone or online, 24 hours a day, from anywhere in the world by simply calling Concierge hotlines. UAE Toll-free: 800 0441 3487 , UAE International Direct Dialing: +9714 436 7222 OR +1 773 360 5320 Alternatively, you can send an email to concierge@visainfinite-mea.com
Please click here to view schedule of charges.
Enjoy unlimited complimentary golf at Arabian Ranches Golf Club or Track Meydan Golf Club on weekends or weekdays. To book your game, please click here and submit the completed form.
Please click here to view Emirates Islamic Credit Cards – Important information.
Miles are calculated based on the card type ( Infinite ) and the spend category. The Illustrations below detail the earning structures for spends made by an Infinite Cardholder.
| Spend Category | Spend Amount in AED | Miles Earning |
|---|---|---|
| General shopping Clothes, electronics..etc |
4000 | 1089 Miles ( 4000/3.673) |
| Grocery Spend domestic | 1400 | 190 Miles ( 1400/3.673) * 0.5 |
| Government(i.e. Dewa & Fines), Car Dealership, Insurance & Education spend | 2500 | 102 Miles (2500/3.673)*0.15 |
| Fuel, Telecommunication (Du & Etisalatetc.,) & Real Estate | 2500 | 170 Miles (2500/3.673)*0.25 |
| International Spend | 5000 | 2042 Miles (5000/3.673)*1.5 |
| Grocery spend International | 600 | 245 Miles (600/3.673)*1.5 |
| Purchases from emirates airline | 3000 | 1633 Miles (3000/3.673)*2 |
| ATM Cash Withdrawal | 1000 | 0 Miles |
| Total | 20000 | 5,471 Miles |
Miles earned for all transactions in a statement cycle are transferred to the linked Skywards account within 10 days after the statement cycle.
Typically transactions made at supermarkets, hypermarkets, grocery stores, etc fall under the category of "Grocery & Supermarket". All transactions at merchants listed under "Grocery & Supermarket" as defined by Visa/MasterCard will earn 0.5 Miles per USD 1 spend.
Transactions made towards utilities (including electric, gas, water, sanitary, telecommunication payments made online through e-government portal,etc), payments to Court (including Alimony and Child Support), Fines, Bail and Bond payments, Tax payments, Postal Services, Intra-Government purchases, etc.fall under the category of "Government Services". For Miles award purpose, all merchants listed under "Government Services" as defined by Visa/MasterCard will be awarded differential Miles. 0.15 Miles for every USD 1 spend.
The Miles earn rate for any international transaction is the same including transactions at supermarkets or government.
Yes, you will earn 0.25 Skywards miles for every $1 spend.
Yes, any spend at Emirates airline either at sales offices (domestic & international) or online at emirates.com will earn you double Miles. Spend at travel agencies will earn you the regular Miles.
Enjoy instant access to up to 50% of your limit as cash with your Emirates Islamic Skywards Infinite credit Card at over 810,000 ATMs worldwide or over the counter at any bank branch around the world that displays the VISA logo. A cash advance fee will be charged.
Card payments can be made through a range of different channels including:
Cheque Payments
Cheque deposits through the Drop Box, which is available at all designated branches. Make sure that you write your name and Credit Card number on the back of the cheque.
Please Note: Cheques are sent for Clearning and payment is made after the funds are received, which can take 3 - 5 days
Exchange Houses
Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan Exchange House and Al Ansari Exchange can be made in cash up to a maximum value of AED 35,000 per day. All payments will reflect in your credit card account in 2 to 3 working days.
Pay Bills Online
As an Emirates Islamic account holder, you can use your online banking service to pay your monthly bills online. Simply visit www.emiratesislamic.ae and log in to online banking. Call 600 599995 for assistance to link your Credit Card with your online banking account.
Online Auto Payment Facility
Schedule your monthly bill payment through your online banking account using the Auto Payment Transfer facility, which enables your monthly bill to be automatically deducted from your account at the click of a button.
Cash At Counter
Make a cash payment for your Emirates Islamic Credit Card at any of our branches during banking hours
Cash Deposit Machines
Make your payment by depositing the payment at one of our network of Cash Deposit Machines. You can make your payments even if you do not have your card with you, all you need is the card number.
You can get up to 4 supplementary cards for your family members and enable them to take advantage of discounts available on your primary card while earning reward points on every Dirham spent.
The Emirates Islamic Skywards Credit Card is fully compliant with the Shari'a principles.
