Union Coop Tamayaz Card

Your favourite hypermarket. Your favourite card

Grocery shopping just got more rewarding. With Emirates Islamic Union Coop Tamayaz Card you will enjoy up to 5% unlimited cash back as Tamayaz Points on spends made at Union Coop. You also will earn Tamayaz Points on all other purchases, in the UAE and abroad.

Emirates Islamic Union Coop Tamayaz cardholders will enjoy:

  • Complimentary welcome bonus of 6,000 Tamayaz Points
  • Up to 3 Tamayaz Points for every Dirham spent at Union Coop store (equivalent to 5% cashback)
  • Tamayaz Points earned on all other purchases, in the UAE and abroad
  • One free valet parking every month at select locations
  • Free for life card
  • Tap and pay experience with Visa Paywave*

*Visa PayWave is the new, convenient, faster and safer way to pay. It builds on the chip technology in your standard Emirates Islamic Visa card and adds wireless technology to make every payment you make faster and securer. You can use your EI contactless credit card anywhere you see the VISA contactless symbol (PayWave) for all transactions up to AED 100

Important information
Please click here to view Emirates Islamic Credit Cards – Important information.

Tamayaz Program

Emirates Islamic Union Coop Tamayaz Card is powered by the Tamayaz Program. The Tamayaz Program is a unique customer loyalty Program from Union Coop which allow customers to enjoy

  • Earning Tamayaz points for every AED 1 spent inside Union Coop stores
  • Instant Discounts
  • Exclusive offers for Tamayaz members

Automatic enrollment in Tamayaz Program

As a valued Emirates Islamic Cardholder, you are automatically enrolled into the Tamayaz Program

Your Emirates Islamic Union Coop Tamayaz Card come with your unique Tamayaz membership number and barcode.

Earn Tamayaz Points

Just use your Emirates Islamic Union Coop Tamayaz Card when paying at any Union Coop store or anywhere either domestically or internationally to start accumulating Tamayaz points.

Spend Location Spend in AED Tamayaz Points
At Union Coop Stores 1 3*
International Spend 1 2
Domestic Spend 1 1

Effective March,15 2018, retail domestic spends made under category “Government Services” will earn 0.6 Tamayaz Points .

*For Tamayaz Points earned at Union Coop, 2 Tamayaz Points will be given by Emirates Islamic and 1 Tamayaz Point will be given by Union Coop

Tamayaz Points Redemption

Spend less and redeem your Tamayaz Points faster with Emirates Islamic Union Coop Tamayaz Card. Redeem your Tamayaz Points against your purchases at Union Coop stores as per the following table:

  Tamayaz Points Tamayaz Points Value in AED Cashback %
Shareholder* 3,000 50 5
Non  Shareholder 4,000 50 3.75

*The spend amount is calculated based on the earning rate at Union Coop only

  • Your Tamayaz Points given by Union Coop will be available automatically in your Tamayaz account
  • Your Tamayaz Points given by Emirates Islamic will be available with Emirates Islamic and you need to contact us on 600 599995 to transfer your Tamayaz Points to your Tamayaz account
  • Tamayaz Points given by Emirates Islamic are valid for 2 years
  • Tamayaz Points given by Union Coop are only valid up to the end of a calendar year
  • Once Tamayaz Points are transferred from Emirates Islamic to Union Coop, it will get expired by the end of a calendar year

Free Valet Parking

You are entitled to Complimentary Valet Parking Service, one time in a calendar month. Any additional use of service will cost AED 80 and will be charged to your Primary Credit Card.

Click here for locations and Terms & Conditions.

Purchase protection

This provides coverage against loss or damage that occurs within 365 days of the date of purchase. No registration of the purchase is necessary. If you need to find out the value of an item for a claim,contact Visa claims helpline. Protection is subject to an excess of USD 50 (or the equivalent in local currency) for each item and occurrence.

  • Cover up to USD 5,000 per occurrence and USD 20,000 per year maximum
  • Boats, motorised vehicles, land or buildings, consumables,perishables or services are not covered. Purchase protection is only applicable for transactions made using your Emirates Islamic Visa Platinum Card

For claims, please contact: UAE Toll-free: 800 0441 3487
UAE International Direct Dialing: +971 4 361 1234

For more information, please visit: cardholderbenefitsonline.com

Extended warranty

When you buy quality, you expect it to last. That’s why we automatically double the original manufacturer’s warranty up to 12 months from the date the item is purchased. You don’t even need to register the purchase with us, no matter whether it’s for your own use or bought as a gift. If the retailer or manufacturer won’t repair or replace your purchase, just give us a call.

  • Cover up to USD 2,500 per occurrence and USD 20,000 per year maximum
  • Boats, motorised vehicles, land or buildings, consumables, perishables or services are not covered
For claims, please contact: UAE Toll-free: 800 0441 3487
UAE International Direct Dialing: +971 4 361 1234

For more information, please visit: cardholderbenefitsonline.com

Shopper Valet*

Shopper Valet is a unique and smart service provided by Union Cooperative Society that assists Union Coop Tamayaz Cardholders by accompanying them during their shopping trip with a smart trolley for faster shopping and without the need to queue at cashier counters. The service is available at select branches and is provided on a “First come, first served” basis.

*One free shopper valet is available every month. Additional usages will be charged.

For more details, please visit: www.ucs.ae

Golf Access

Visa Golf Access enables all Emirates Islamic Union Coop Visa Platinum Cardholders to indulge their passion for the game providing unique golf experiences and exclusive discounts

  • Jumeirah Golf Estates
  • Al Hamra
  • Sharjah Golf & Shooting Club
  • Tower Links
  • Abu Dhabi Golf club
  • Jumeirah golf Estates
  • SaadiyatBeach Golf Club
  • Arabian Ranches
  • The ElsClub
  • Al ZorahGolf Club
  • Abu Dhabi City Golf Club

For more information ,visit www.visamiddleeast.com/visaplatinum29

Emergency Medical and Legal referral service

Your Emirates Islamic Union Coop Tamayaz Credit Card entitles you to emergency Medical and Legal assistance anywhere in the world, through SOS International. You also have 24-hour enquiry services, travel information and other services – from interpreters to technicians. To make use of this service, please ensure you purchase your travel using your Emirates Islamic Union Coop Tamayaz Credit Card. For medical and legal referral services, call 8000 441 3487 or the 24-Hour Alarm Centre on: +44 (0) 20 8762 8373.

Cash on call facility

With your Emirates Islamic Cashback Plus Credit Card you can avail Cash on Call facility of up to 80% of your available credit limit. For more details click here

Global Assistance

No matter where you are in the world, VISA International multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year. If your Emirates Islamic Union Coop Visa Platinum card has been lost or stolen, Visa Global Customer Assistance Services representatives can help. For help, call 8000-021 866-654-0112 from inside UAE or +1 303 967 1090* from outside UAE.

Please click here to view schedule of charges.

We are delighted to present to you our Mazaya Offers. Get unmatched benefits, discounts and privileges at restaurants and retailers across the UAE.


Get mouth-watering discounts of up to 30% at restaurants across the UAE with your Emirates Islamic Card.


Get fabulous discounts at partner outlets across UAE when you shop using your Emirates Islamic Card.


Enjoy travel benefits with our exclusive travel season offers. For more details and a complete list of our partner outlets, please visit our website.

Some of the benefits above are provided by Visa. For details and the latest list of offers refer to the Mazaya section in the Emirates Islamic and the Visa website

Click here to view mazaya offers.

Is there a maximum limit of earning Tamayaz Points?

"In any given month, a Card member shall only be entitled to earn Tamayaz points for transactions carried out up to the extent of the assigned Credit Limit on the Card. Transactions exceeding the assigned Credit Limit shall not be entitled to earn Tamayaz Points during that month".

Where can cardholders redeem their Tamayza points?

Cardholders can redeem their Tamayaz points inside Union Coop stores only.

What is the validity of Tamayaz points?

For Tamayaz points earned at Union Coop it will expire during the same calnder year, customer cannot carry forward their Tamyaz point to next year according to Union Coop Policy.

For Tamayaz point earned through Emirates Islamic Union Coop card the Tamyaz points are valid for 2 years

How EI Union Coop cardholders can redeem their Tamayaz Points ?

Cardholders need to call Emirates Islamic call center and ask to transfer their Tamayaz Points to Union Coop under their Tamayaz account number.

What is the minimum number of Tamayaz points that the cardholders can ask for transfer to Union Coop?

The minimum number of Tamayaz points cardholder can ask for transfer to Union Coop is 1,000 Tamayaz points

Is there a minimum monthly spend required to get the free Valet Parking benefit?

A minimum monthly spend of AED 3,000 is required on Emirates Islmaic Union Coop Card to avail the benefits of free Valet Parking, otherwise charges will apply

Can I withdraw cash with my card?

You can withdraw cash from any Emirates Islamic branch or from more than 780,000 ATMs around the world displaying the VISA logo, for a nominal fee.

What are the payment options on the card?

Card payments can be made through a range of different channels including:

Cheque Payments
Cheque deposits through the Drop Box, which is available at all designated branches. Make sure that you write your name and Credit Card number on the back of the cheque.
Please Note: Cheques are sent for Clearing and payment is made after the funds are received, which can take 3 - 5 days

Exchange Houses
Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan Exchange House and Al Ansari Exchange can be made in cash up to a maximum value of AED 35,000 per day. All payments will reflect in your credit card account in 2 to 3 working days.

Pay Bills Online
As an Emirates Islamic account holder, you can use your online banking service to pay your monthly bills online. Simply visit www.emiratesislamic.ae and log in to online banking. Call 600 599995 for assistance to link your Credit Card with your online banking account.
Online Auto Payment Facility
Schedule your monthly bill payment through your online banking account using the Auto Payment Transfer facility, which enables your monthly bill to be automatically deducted from your account at the click of a button.

Cash At Counter
Make a cash payment for your Emirates Islamic Credit Card at any of our branches during banking hours

Cash Deposit Machines
Make your payment by depositing the payment at one of our network of Cash Deposit Machines. You can make your payments even if you do not have your card with you, all you need is the card number.

Can I avail of supplementary cards with this card?

You can get up to 4 supplementary cards for your family members and enable them to take advantage of discounts available on your primary card while earning reward points on every Dirham spent.

Is the card Shari'a compliant?

The Emirates Islamic Union Coop Tamayaz Card is fully compliant with the Shari'a principles. The card does not charge any interest to customers. As such, the bank charges a fixed monthly fee for extending various features and benefits to customers.