Refer a Friend | Emirates Islamic

Bring your family and friends to Emirates Islamic. Refer up to 5 new customers a year and earn from AED 1,000 up to AED 10,000!

Products	Offer	Cash Reward for the Referrer (AED)	Cash Reward for the Referred customer (AED)
Current Account / Savings Account	New customer with balance between AED 500,000 and AED 1 Million	1,000	1,000	Refer now
	New customer with balance between AED 1 Million and AED 3 Million	2,000	2,000	Refer now
	New customer with balance over AED 3 Million	3,000	3,000	Refer now
Wakala Deposit	Every new AED 1 Million Wakala booked	1,000 (Up to AED 10,000)	Best Rate	Refer now
Current Account / Savings Account with Salary Transfer	New customer with salary between AED 50,000 and AED 100,000	1,000	1,000	Refer now
Current Account / Savings Account with Salary Transfer	New customer with salary over AED 100,000	2,000	2,000	Refer now

By clicking the "Refer" button, you agree to the below Terms and Conditions.

Once the referral is successful and subject to the below Terms and Conditions, the bank will credit your Emirates Islamic account and the new customer’s account with the referral incentive within 30 days.

To ensure that you and your referred customer get the cash rewards, please enter your registered Mobile Number correctly.

Terms and Conditions

Current and Savings Accounts
- Applies only to new to bank or new to Current Account and Savings Account customers whose customer identification number (CIF) or Account is opened within 2 months of the referral submission.
- Monthly Average Balance (MAB) for first 3 months of the accounts will be considered for eligibility and payment i.e. if a customer opens an account in January, then the monthly average balance for February, March & April will be considered for the reward.
Salary Transferred to Emirates Islamic
- Applies only to new to bank or new to Current Account and Savings Account customers whose customer identification number (CIF) or Account is opened within 2 months of the referral submission.
- Monthly salary credited in the first 3 months should be AED 50,000 and above.
Wakala Deposit
- Applies only to New to Bank or New to Deposit customers whose customer identification number (CIF) or Deposit Account is opened within 2 months of the referral submission.
- Minimum Wakala Deposit tenure should be 12 months or more to get the full rewards, otherwise only 20% of the reward will be given to the referrer.
- Maximum payout for Wakala Deposits is up to AED 10,000.
- Wakala Deposit Account needs to be active for at least 3 months.
The Referred & Referrer need to have either an Emirate Islamic Savings Account in active status or an active Emirates Islamic Credit Card to credit the rewards. If no active Credit Card or active Savings Account is available, then no reward will be credited.
You can make a maximum of 5 successful referrals in a year.
The customer will receive the rewards within 30 days after successful referral (based on the eligibility criteria of each product).
The referred person should apply for the products using the same mobile number, which has been provided by the referrer.
The referrer should provide their registered mobile number with the Bank.
Emirates Islamic has the right to amend or cancel this referral campaign at any time without any liability or responsibility on the Bank.
Emirates Islamic will contact the person referred to by the referrer and mention their name as the person who referred them to the Bank.