Home Finance solutions Home Finance solutions

We are excited to partner with Sheikh Zayed Housing Programme to bring you exclusive Home Finance solutions for your new home.

At Emirates Islamic, we are proud to have financed thousands of homes for UAE Nationals, bringing families together and helping them create long lasting memories. We would love to help finance your home and be a partner in this blessed occasion for your family.

Home Finance

  • Attractive profit rates starting from 2.75%* p.a. (reducing balance basis)
  • 100% off on processing fees for Salary Transfer Customers (50% for others)
  • Zero early settlement fees (excluding bank transfers)
  • Quick approval process and fast turnaround
  • Takaful coverage to protect your family in the event of an unforeseen event leading to injury or loss of life
  • Longer repayment tenures of up to 25 years

*Fixed for the first three years of the finance, following which an EIBOR linked rate will apply. Please refer to the below table for more information.

Profits Rate for Fixed Period
Salary Transfer - 3 Years 2.75% p.a
Non Salary Transfer - 3 Years 2.99% p.a

Profits Rate after Fixed Period
Salary Transfer 3M EIBOR + 1.99%
Non Salary Transfer 3M EIBOR + 2.99%

In addition to being Home Finance specialists for UAE nationals, we would also like to offer other innovative products and services designed exclusively for UAE Nationals.

Personal Finance

To enable you to take advantage of the best Home Finance rate, we can help you avail a new Personal Finance facility. If you have an existing finance with another bank, you can transfer it to Emirates Islamic to benefit from lower rates.

Emarati Credit Card

A symbol of pride. Show your Emirati pride with an exclusive Emarati Credit Card from Emirates Islamic. A metal Card designed with the UAE Nation Brand identity. That’s not all, this Card gives you rewards, exclusivity and value like never before.

Other Solutions

This is just the start. At Emirates Islamic, we have a wide range of solutions for every age group and financial need whether it is to finance your dream car or build another home from scratch, investment and wealth management services, Takaful solutions and so much more.

Offer valid for a limited period only and subject to change without prior notice.