Profit Rates
Emirates Islamic management is pleased to announce the following profit rates for customers' deposits for:
Fourth Quarter 2017 (Rates are Per Annum)
Deposit Slabs | Fourth Quarter 2017 Profit Rates |
---|---|
Investment - 2 years | |
<= 100 K - AED | 1.95% |
>100 K - 3.5 M - AED | 2.15% |
> 3.5 M - 25 M - AED | 2.35% |
<= 100 K - FCY | 0.30% |
> 100 K - 3.5 M - FCY | 0.43% |
Investment - 2 years - Secured Over Draft | |
<= 100 K - AED | 0.35% |
> 100 K - 3.5 M - AED | 0.47% |
> 3.5 M - 25 M - AED | 0.58% |
Investment - 1 year | |
<= 100 K - AED | 1.50% |
> 100 K - 3.5 M - AED | 1.90% |
> 3.5 M - 25 M - AED | 1.90% |
> 25 M - 50 M - AED | 1.90% |
> 50 M - 100 M - AED | 1.90% |
> 100 M - AED | 1.95% |
<= 100 K - FCY | 0.48% |
> 100 K - 3.5 M - FCY | 0.62% |
> 3.5 M - 25 M - FCY | 0.77% |
Investment - 1 year - Secured Over Draft | |
<= 100 K - AED | 0.15% |
> 100 K - 3.5 M - AED | 0.66% |
> 3.5 M - 25 M - AED | 0.81% |
Investment - 9 Months | |
<= 100 K - AED | 0.90% |
> 100 K - 3.5 M - AED | 1.20% |
> 100 K - 3.5 M - FCY | 0.26% |
Investment - 9 Months Flexi | |
<= 100 K - AED | 0.85% |
> 100 K - 3.5 M - AED | 1.09% |
> 3.5 M - 25 M - AED | 1.15% |
<= 100 K - FCY | 0.20% |
> 100 K - 3.5 M - FCY | 0.25% |
Investment - 6 Months | |
<= 100 K - AED | 0.85% |
> 100 K - 3.5 M - AED | 1.15% |
> 3.5 M - 25 M - AED | 1.20% |
<= 100 K - FCY | 0.12% |
> 100 K - 3.5 M - FCY | 0.24% |
Investment - 6 Months - Secured Over Draft | |
> 100 K - 3.5 M - AED | 0.07% |
Investment - 3 Months | |
<= 100 K - AED | 0.75% |
> 100 K - 3.5 M - AED | 0.94% |
> 3.5 M - 25 M - AED | 1% |
> 50 M - 100 M - AED | 1.05% |
<= 100 K - FCY | 0.00% |
> 100 K - 3.5 M - FCY | 0.11% |
Investment - 3 Months - Secured Over Draft | |
<= 100 K - AED | 0.02% |
> 3.5 M - 25 M - AED | 0.03% |
Other Customer Balances | |
Investment Savings Account | 0.30% |
Investment Savings Account - FCY | 0.30% |
Special Investment Accounts | 0.30% |
Super Savings Accounts | 0.27% |
Kunooz Savings Account | 0.10% |
Kunooz Savings Account - FCY | 0.10% |
Child Savings Account | 0.40% |
STI Value Account Slab 2 (>= 5 K & < 50 K) DH | 0.15% |
STI Value Account Slab 3 (>= 50 K & < 300 K) DH | 0.20% |
STI Value Account Slab 4 (>= 300 K) DH | 0.30% |
**High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH | 0.15% |
**High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH | 0.20% |
**High Value Salary Account Slab 4 (>= 300 K) DH | 0.30% |
*FCY is currently available in USD only
**For High Value Salary Account if there is no salary transfer, please refer the actual profit to Short Term Value Account
Third Quarter 2017 (Rates are Per Annum)
Deposit Slabs | Third Quarter 2017 Profit Rates |
---|---|
Investment - 2 years | |
<= 100 K - AED | 1.95% |
>100 K - 3.5 M - AED | 2.15% |
> 3.5 M - 25 M - AED | 2.35% |
<= 100 K - FCY | 0.30% |
> 100 K - 3.5 M - FCY | 0.43% |
Investment - 2 years - Secured Over Draft | |
<= 100 K - AED | 0.35% |
> 100 K - 3.5 M - AED | 0.47% |
> 3.5 M - 25 M - AED | 0.58% |
Investment - 1 year | |
<= 100 K - AED | 1.50% |
> 100 K - 3.5 M - AED | 1.90% |
> 3.5 M - 25 M - AED | 1.90% |
> 25 M - 50 M - AED | 1.90% |
> 50 M - 100 M - AED | 1.90% |
> 100 M - AED | 1.95% |
<= 100 K - FCY | 0.48% |
> 100 K - 3.5 M - FCY | 0.62% |
> 3.5 M - 25 M - FCY | 0.77% |
Investment - 1 year - Secured Over Draft | |
<= 100 K - AED | 0.00% |
> 100 K - 3.5 M - AED | 0.66% |
> 3.5 M - 25 M - AED | 0.81% |
Investment - 9 Months | |
<= 100 K - AED | 0.90% |
> 100 K - 3.5 M - AED | 1.2% |
> 3.5 M - 25 M - AED | 1.3% |
> 100 K - 3.5 M - FCY | 0.26% |
Investment - 9 Months Flexi | |
<= 100 K - AED | 0.85% |
> 100 K - 3.5 M - AED | 1.09% |
> 3.5 M - 25 M - AED | 1.15% |
<= 100 K - FCY | 0.20% |
> 100 K - 3.5 M - FCY | 0.25% |
Investment - 6 Months | |
<= 100 K - AED | 0.85% |
> 100 K - 3.5 M - AED | 1.15% |
> 3.5 M - 25 M - AED | 1.20% |
<= 100 K - FCY | 0.12% |
> 100 K - 3.5 M - FCY | 0.24% |
Investment - 6 Months - Secured Over Draft | |
> 100 K - 3.5 M - AED | 0.07% |
Investment - 3 Months | |
<= 100 K - AED | 0.75% |
> 100 K - 3.5 M - AED | 0.94% |
> 3.5 M - 25 M - AED | 1% |
> 50 M - 100 M - AED | 1.05% |
<= 100 K - FCY | 0.00% |
> 100 K - 3.5 M - FCY | 0.11% |
Investment - 3 Months - Secured Over Draft | |
<= 100 K - AED | 0.0154% |
> 3.5 M - 25 M - AED | 0.0308% |
Other Customer Balances | |
Investment Savings Account | 0.30% |
Investment Savings Account - FCY | 0.30% |
Special Investment Accounts | 0.30% |
Super Savings Accounts | 0.27% |
Kunooz Savings Account | 0.10% |
Kunooz Savings Account - FCY | 0.10% |
Child Savings Account | 0.40% |
STI Value Account Slab 2 (>= 5 K & < 50 K) DH | 0.15% |
STI Value Account Slab 3 (>= 50 K & < 300 K) DH | 0.20% |
STI Value Account Slab 4 (>= 300 K) DH | 0.30% |
**High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH | 0.15% |
**High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH | 0.20% |
**High Value Salary Account Slab 4 (>= 300 K) DH | 0.30% |
*FCY is currently available in USD only
**For High Value Salary Account if there is no salary transfer, please refer the actual profit to Short Term Value Account
Second Quarter 2017 (Rates are Per Annum)
Deposit Slabs | Second Quarter 2017 Profit Rates |
---|---|
Investment - 2 years | |
<= 100 K - AED | 1.95% |
>100 K - 3.5 M - AED | 2.15% |
> 3.5 M - 25 M - AED | 2.35% |
<= 100 K - FCY* | 0.30% |
> 100 K - 3.5 M - FCY* | 0.43% |
Investment - 2 years - Secured Over Draft | |
<= 100 K - AED | 0.35% |
> 100 K - 3.5 M - AED | 0.47% |
> 3.5 M - 25 M - AED | 0.58% |
Investment - 1 year | |
<= 100 K - AED | 1.50% |
> 100 K - 3.5 M - AED | 1.90% |
> 3.5 M - 25 M - AED | 1.90% |
> 25 M - 50 M - AED | 1.90% |
> 50 M - 100 M - AED | 1.90% |
> 100 M - AED | 1.95% |
<= 100 K - FCY* | 0.48% |
> 100 K - 3.5 M - FCY* | 0.62% |
> 3.5 M - 25 M - FCY* | 0.77% |
Investment - 1 year - Secured Over Draft | |
<= 100 K - AED | 0.00% |
> 100 K - 3.5 M - AED | 0.66% |
> 3.5 M - 25 M - AED | 0.81% |
Investment - 9 Months | |
<= 100 K - AED | 0.90% |
> 100 K - 3.5 M - AED | 1.2% |
> 3.5 M - 25 M - AED | 1.3% |
>25 M – 50M AED | 1.35% |
> 100 K - 3.5 M - FCY* | 0.26% |
Investment - 9 Months Flexi | |
<= 100 K - AED | 0.85% |
> 100 K - 3.5 M - AED | 1.09% |
> 3.5 M - 25 M - AED | 1.15% |
<= 100 K - FCY* | 0.20% |
> 100 K - 3.5 M - FCY* | 0.25% |
Investment - 6 Months | |
<= 100 K - AED | 0.85% |
> 100 K - 3.5 M - AED | 1.15% |
> 3.5 M - 25 M - AED | 1.20% |
>25 M – 50M AED | 1.25% |
<= 100 K - FCY* | 0.12% |
> 100 K - 3.5 M - FCY | 0.24% |
Investment - 6 Months - Secured Over Draft | |
<= 100 K - AED | |
> 100 K - 3.5 M - AED | 0.07% |
Investment - 3 Months | |
<= 100 K - AED | 0.75% |
> 100 K - 3.5 M - AED | 0.94% |
> 3.5 M - 25 M - AED | 1% |
> 25 M - 50 M - AED | 1.05% |
<= 100 K - FCY* | 0.00% |
> 100 K - 3.5 M - FCY* | 0.11% |
Investment - 3 Months - Secured Over Draft | |
<= 100 K - AED | |
> 100 K - 3.5 M - AED | |
Other Customer Balances | |
Investment Savings Account | 0.30% |
Investment Savings Account - FCY | 0.30% |
Special Investment Accounts | 0.30% |
Super Savings Accounts | 0.27% |
Kunooz Savings Account | 0.10% |
Kunooz Savings Account - FCY | 0.10% |
Child Savings Account | 0.40% |
STI Value Account Slab 2 (>= 5 K & < 50 K) DH | 0.15% |
STI Value Account Slab 3 (>= 50 K & < 300 K) DH | 0.20% |
STI Value Account Slab 4 (>= 300 K) DH | 0.30% |
**High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH | 0.15% |
**High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH | 0.20% |
**High Value Salary Account Slab 4 (>= 300 K) DH | 0.30% |
*FCY is currently available in USD only
**For High Value Salary Account if there is no salary transfer, please refer the actual profit to Short Term Value Account
First Quarter 2017 (Rates are Per Annum)
Deposit Slabs | First Quarter 2017 Profit Rates |
---|---|
Investment - 2 years | |
<= 100 K - AED | 1.85% |
>100 K - 3.5 M - AED | 2.05% |
> 3.5 M - 25 M - AED | 2.25% |
<= 100 K - FCY* | 0.20% |
> 100 K - 3.5 M - FCY* | 0.33% |
Investment - 2 years - Secured Over Draft | |
<= 100 K - AED | 0.25% |
> 100 K - 3.5 M - AED | 0.37% |
> 3.5 M - 25 M - AED | 0.48% |
Investment - 1 year | |
<= 100 K - AED | 1.25% |
> 100 K - 3.5 M - AED | 1.65% |
> 3.5 M - 25 M - AED | 1.65% |
> 50 M - 100 M - AED | 1.65% |
> 100 M - AED | 1.70% |
<= 100 K - FCY* | 0.23% |
> 100 K - 3.5 M - FCY* | 0.37% |
> 3.5 M - 25 M - FCY* | 0.52% |
Investment - 1 year - Secured Over Draft | |
<= 100 K - AED | 0.00% |
> 100 K - 3.5 M - AED | 0.41% |
> 3.5 M - 25 M - AED | 0.56% |
Investment - 9 Months | |
<= 100 K - AED | 0.9% |
> 100 K - 3.5 M - AED | 1.2% |
> 3.5 M - 25 M - AED | 1.3% |
>25 M – 50M AED | 1.35% |
> 100 K - 3.5 M - FCY* | 0.26% |
Investment - 9 Months Flexi | |
<= 100 K - AED | 0.85% |
> 100 K - 3.5 M - AED | 1.09% |
> 3.5 M - 25 M - AED | 1.15% |
<= 100 K - FCY* | 0.20% |
> 100 K - 3.5 M - FCY* | 0.25% |
Investment - 6 Months | |
<= 100 K - AED | 0.85% |
> 100 K - 3.5 M - AED | 1.15% |
> 3.5 M - 25 M - AED | 1.2% |
>25 M – 50M AED | 1.25% |
<= 100 K - FCY* | 0.12% |
Investment - 6 Months - Secured Over Draft | |
> 100 K - 3.5 M - AED | 0.07% |
Investment - 3 Months | |
<= 100 K - AED | 0.75% |
> 100 K - 3.5 M - AED | 0.94% |
> 3.5 M - 25 M - AED | 1% |
> 25 M - 50 M - AED | 1.05% |
<= 100 K - FCY* | 0.00% |
> 100 K - 3.5 M - FCY* | 0.11% |
Investment - 3 Months - Secured Over Draft | |
> 3.5 M - 25 M - AED | 0.07% |
Other Customer Balances | |
Investment Savings Account | 0.30% |
Investment Savings Account - FCY | 0.30% |
Special Investment Accounts | 0.30% |
Super Savings Accounts | 0.27% |
Kunooz Savings Account | 0.10% |
Kunooz Savings Account - FCY | 0.10% |
Child Savings Account | 0.40% |
STI Value Account Slab 1 (< 5 K) DH | 0.00% |
STI Value Account Slab 2 (>= 5 K & < 50 K) DH | 0.15% |
STI Value Account Slab 3 (>= 50 K & < 300 K) DH | 0.20% |
STI Value Account Slab 4 (>= 300 K) DH | 0.30% |
**High Value Salary Account Slab 1 (< 5 K) DH | 0.00% |
**High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH | 0.15% |
**High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH | 0.20% |
**High Value Salary Account Slab 4 (>= 300 K) DH | 0.30% |
*FCY is currently available in USD only
**For High Value Salary Account if there is no salary transfer, please refer the actual profit to Short Term Value Account
Fourth Quarter 2016 (Rates are Per Annum)
Deposit Slabs | Fourth Quarter 2016 Profit Rates |
---|---|
Investment - 2 years | |
<= 100 K - AED | 1.60% |
>100 K - 3.5 M - AED | 1.80% |
> 3.5 M - 25 M - AED | 2.00% |
<= 100 K - FCY* | 0.20% |
> 100 K - 3.5 M - FCY* | 0.33% |
Investment - 2 years - Secured Over Draft | |
<= 100 K - AED | 0.25% |
> 100 K - 3.5 M - AED | 0.37% |
> 3.5 M - 25 M - AED | 0.48% |
Investment - 1 year | |
<= 100 K - AED | 1.00% |
> 100 K - 3.5 M - AED | 1.40% |
> 3.5 M - 25 M - AED | 1.40% |
> 50 M - 100 M - AED | 1.40% |
<= 100 K - FCY* | 0.23% |
> 100 K - 3.5 M - FCY* | 0.37% |
> 3.5 M - 25 M - FCY* | 0.52% |
Investment - 1 year - Secured Over Draft | |
<= 100 K - AED | 0.00% |
> 100 K - 3.5 M - AED | 0.41% |
> 3.5 M - 25 M - AED | 0.56% |
Investment - 9 Months | |
<= 100 K - AED | 0.65% |
> 100 K - 3.5 M - AED | 0.95% |
> 3.5 M - 25 M - AED | 1.05% |
>25 M – 50M AED | 1.10% |
> 100 K - 3.5 M - FCY* | 0.26% |
Investment - 9 Months Flexi | |
<= 100 K - AED | 0.60% |
> 100 K - 3.5 M - AED | 0.84% |
> 3.5 M - 25 M - AED | 0.90% |
<= 100 K - FCY* | 0.20% |
> 100 K - 3.5 M - FCY* | 0.25% |
Investment - 6 Months | |
<= 100 K - AED | 0.60% |
> 100 K - 3.5 M - AED | 0.90% |
> 3.5 M - 25 M - AED | 0.95% |
>25 M – 50M AED | 1.00% |
<= 100 K - FCY* | 0.12% |
Investment - 6 Months - Secured Over Draft | |
> 100 K - 3.5 M - AED | 0.07% |
Investment - 3 Months | |
<= 100 K - AED | 0.50% |
> 100 K - 3.5 M - AED | 0.69% |
> 3.5 M - 25 M - AED | 0.75% |
> 50 M - 100 M - AED | 0.80% |
<= 100 K - FCY* | 0.00% |
> 100 K - 3.5 M - FCY* | 0.11% |
Investment - 3 Months - Secured Over Draft | |
<= 100 K - FCY* | 0.00% |
> 3.5 M - 25 M - AED | 0.07% |
Other Customer Balances | |
Investment Savings Account | 0.30% |
Special Investment Accounts | 0.30% |
Super Savings Accounts | 0.27% |
Kunooz Savings Account | 0.10% |
Child Savings Account | 0.40% |
STI Value Account Slab 1 (< 5 K) DH | 0.00% |
STI Value Account Slab 2 (>= 5 K & < 50 K) DH | 0.15% |
STI Value Account Slab 3 (>= 50 K & < 300 K) DH | 0.20% |
STI Value Account Slab 4 (>= 300 K) DH | 0.30% |
High Value Salary Account Slab 1 (< 5 K) DH | 0.00% |
High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH | 0.15% |
High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH | 0.20% |
High Value Salary Account Slab 4 (>= 300 K) DH | 0.30% |
High Value Salary Account Salary Transfer No Slabs | 0.40% |
*FCY is currently available in USD only