Balance Conversion Request

Before you start

You’ll be asked security questions so we can make sure that it’s you. Be prepared with your credit card number and registered mobile number.

Once you submit, We’ll get in touch with you within 2 working days to tell you more about your profit rate, if applicable.

Start Your Request

Quick Answers

  • Card should not be delinquent
  • Balance conversion is only for Retail outstanding
You need to apply for a minimum amount of AED 1,000.
Balance Conversion don’t have a processing fee, but a nominal Profit rate applies based on your credit card history and usage. Click here to read more on Fees & Charges.
Yes, you can cancel your installment plan calling our call center at +971 600 599995 or through EI website Before cancelling your plan, you will either have to settle remaining principal outstanding or will be added in your coming statement plus an early settlement fee AED 150 + 5% VAT will be applicable. Click here to see Fees & Charges.
You can track your previous request by calling us on +971 600 599 995, or through WhatsApp banking. For more information on WhatsApp banking, click here.