Emarati Family Savings Account – Terms and Conditions

1. Household will be created by the 1st member requested for opening Emarati Family Savings Account.

2. Primary Member is the person who will invite his first-degree family member "Secondary Member" to join the Household.

3. Primary Member must be Emarati and has completed a minimum age of 21 years.

4. Primary Member will control the Household (Linking/ Delinking).

5. Secondary Member(s) are all subsequent members joining the Household.

6. Secondary Member can be Emarati / Non-Emarati / Minor.

7. Secondary Member cannot control the Household (Linking / Delinking).

8. Primary and Secondary Member will have full privacy on their individual Emarati Family Saving Account and their respective accounts details will not be shared to each other by the Bank.

9. Any addition of a Secondary Member needs to be ratified by the Khulasat-al-qaid or Passport or Emirates ID or Marriage certificate which specifies the relationship between the relevant UAE Nationals.

10. A maximum of ten Secondary Members are permitted to be added to one Household.

11. Closure of Primary Member Account which is linked to a Household /Deletion of the Household for any other reason, will lead to removal of all the Secondary Members from the Household and delink all the accounts.