Open an Emirates Islamic Joint Account

Yes, you can convert an existing individual account to a joint account or vice versa.

To add a joint account holder, you will need to visit an Emirates Islamic branch with your passport or Emirates ID for identification along with the joint account applicant and the required documents for the applicant.

You can add anyone as a joint account holder. This can be your spouse, your children (above 18 years) or any other family member or even a business partner.

• You are entitled to the rewards and benefits included in your Emirates Islamic banking package
• You can take care of shared bills and expenses together with the other joint account holders
• You can manage the account individually or jointly. For jointly managed accounts, you need the approval of all account holders for each transaction, whereas an individually managed account can be managed by one of the account holders. You can specify this when you open the account with the Bank

Joint accounts can be managed individually or jointly. While individually managed accounts can be operated by any of the account holders, jointly managed accounts require the signature of all account holders for each transaction.

Yes, you can. All account holders need to visit an Emirates Islamic branch with their passports or Emirates IDs for identification. Account holders who are to be removed must hand over their cheque books and debit cards. The primary account holder cannot be deleted from the joint account when converting to an individual account or when deleting a specific joint account holder.

Yes, it is possible to open a joint Emirates Islamic Current Account. The account can be managed individually or jointly. A joint authorisation must be submitted for certain tasks (e.g. opening/closing the account). A joint account cannot be opened if one of the individuals involved is a minor (under 18 years of age).