Earn up to 3.75 EI SmartMiles per AED 1 of retail spends as per below table:
| Categories* | EI SmartMiles Earning for every AED 1 spent |
|---|---|
| International Spends | 3.75 |
| Domestic Spends | 2.50 |
Domestic & International spends on Supermarkets, Automobiles and Insurance, Education, Fuel, Real Estate, Government, Telecommunication, Quick Service Restaurant Utilities and Charitable Social Service Organizations |
1 |
| European Economic Area (EEA) countries and UK spends | 0.56 |
*As defined by VISA/Mastercard
For example: For an international spend of AED 1,000, you will earn 3,750 EI SmartMiles (3.75*1000) which is worth AED 37.5, or 3.75% in terms of value back.
Your EI SmartMiles are calculated each month based on your monthly spend and is valid for two years.
Maximum eligible spends: In any given month, a Card member shall only be entitled to earn EI SmartMiles for transactions carried out up to the extent of the assigned Credit Limit on the Card. Transactions exceeding the assigned Credit Limit shall not be entitled to earn EI SmartMiles during that month.
Bill Payments via Emirates Islamic banking channels (Online Banking, Mobile App, ATM/CDM, and Call center) will NOT earn rewards.
Cash advance transactions will NOT earn rewards made at below merchant categorized by VISA/MasterCard as: