What is an ALPHA Youth Account?

The ALPHA Youth Account is a Shariah-compliant savings account designed for young individuals. It offers a personalised debit card, exclusive rewards, and smart tools to manage money. It is more than just a bank account — it empowers children and teenagers to develop smart money habits while giving parents full supervisory control.

Is there a separate mobile app for ALPHA?

There is no separate app. The ALPHA Youth Account is fully accessible via the EI+ Mobile Banking App, customised to offer a tailored experience for youth account holders.

How can I open an ALPHA Youth Account for my child?

Only Emirates Islamic customers with an active account can open an ALPHA Youth Account for their children. Log in to the EI+ Mobile Banking App and submit the request under the relevant section.

What is the debit card usage limit for the ALPHA Youth Account?

The ALPHA Youth Account debit card has controlled spending limits. The daily cash withdrawal limit is AED 500 and the daily POS limit is AED 5,000. Parents or guardians can modify these limits through the EI+ Mobile Banking App or by contacting customer support.

Can my child access their ALPHA Youth Account online?

Yes. Your child can access the ALPHA Youth Account through a dedicated youth-friendly digital banking experience — viewing their balance, tracking spending, and managing basic features in a secure, age-appropriate environment. Key controls remain with the parent or legal guardian.

How many ALPHA Youth Accounts can a parent apply for?

A parent can open one ALPHA Youth Account per child. The total number of accounts depends on the number of children the parent has.

Does the ALPHA Youth Account include a debit card?

Yes, the ALPHA Youth Account includes a complimentary debit card in the child's name for purchases and ATM withdrawals within defined limits.

Introducing ALPHA Youth Account

With Emirates Islamic's ALPHA Banking Experience, youth don’t just get a bank account - they unlock exciting rewards and exclusive benefits designed to help them grow and succeed.

Key Benefits

Everything youth need to begin their banking journey – with benefits that support every step.

Click Here to view the Key Facts Statement, Schedule of Charges and other important information for this product

Go to

Exclusive Rewards and Prizes

For ALPHA

AED 100 Birthday reward.

Daily raffle draw for a prize of AED 1,000.

Exclusive offers and discounts.

For Parents

A monthly raffle draw for an educational scholarship prize of AED 50,000.

Click here to view the prizes terms and conditions.

EI + Mobile Banking App Features and Benefits

For ALPHA

Instant and easy account credit by parents and family

Request funds up to AED 1,000 daily or AED 5,000 monthly from a parent or guardian

Pay Du and Etisalat bills up to AED 1,000 daily or AED 5,000 monthly

Real-time balance tracking and activity notifications

Learn the value of money early and build strong financial habits

For Parents

Full control over account transactions and spending limits

Comprehensive financial oversight with transaction history and real-time notifications

Debit Card controls for ATM withdrawals, online purchases and in-store usage

Enhanced security with access controls and account lock/closure options

Download the EI + Mobile Banking App now

Debit Card Benefits

Complimentary Debit Card for day-to-day shopping, online purchase and cash withdrawals
- Daily POS limit of AED 5,000
- Daily Cash withdrawal limit (ATM) of AED 500
Exclusive deals on dining, electronics, gaming , entertainment , online shopping and more
Payments On-the-Go, make secure and easy payments anywhere you see the Apple Pay, Samsung Wallet and Google Pay symbols worldwide. Tap, Pay. Done!

Eligibility

The parent must be an existing Emirates Islamic customer
The account must be opened by child’s legal guardian only
Account can be opened through EI + Mobile app. However, if the account is being opened by a legal female guardian, it must be done at a branch.
Child should be under 18 years old
Child should have a valid Emirates ID and passport

How to Apply

Ready to open an ALPHA Youth Account?

What type of customer are you?

I am a Parent

I am an Emirates Islamic customer:

I don’t have an Emirates Islamic account:

You must open an Emirates Islamic account first before applying for an ALPHA Youth Account for your child.

Download the EI + Mobile Banking App to open your Account today.

I’m under 18 years old:

It’s very easy!

Your parent should have an Emirates Islamic account.

Once they log in to the EI + Mobile Banking App, they can apply for your ALPHA Youth Account.

Click here to view the step by step guide to open Alpha Youth Account using EI + Mobile Banking App.

Special offers

Exclusive Offers for ALPHA

Enjoy a range of exclusive deals and discounts with ALPHA.

Learn More

ALPHA Youth Account Offer

200 Chances to Win with the ALPHA Youth Account!

Learn More

Monthly Winners of AED 50,000 – ALPHA Parents

Prize Winners

Daily Winners

Youth Kids Daily Winners

Customer Name	Draw Conducted Date	Winner for Month
Ilaan Aiden Veluthakkathodi	Wednesday, December 18, 2024	November 2024
Shahad Abdullateef Mohamed Ahmed	Wednesday, December 18, 2024	November 2024
Sara A Lootah	Wednesday, December 18, 2024	November 2024
Mohamad Emad Mohamad Mohamad Abdellatif	Wednesday, December 18, 2024	November 2024
Mayed A Alblooshi	Wednesday, December 18, 2024	November 2024
Yousef Waleid Abdulkareim Mohamed Abdulkareim	Wednesday, December 18, 2024	November 2024
Shahad Zuhair Jan Ali Bin Redha	Wednesday, December 18, 2024	November 2024
Kaltham Mohamed Khalid Mohamed Bin Hafiz	Wednesday, December 18, 2024	November 2024
Falah Juma Abdulla Bumaid Almheiri	Wednesday, December 18, 2024	November 2024
Shaikha Rashed Ahmed Alrayyeel Alhebsi	Wednesday, December 18, 2024	November 2024
Hamad Mohamed Gomaa Mohamed Ismail Elzohiri	Wednesday, December 18, 2024	November 2024
Marwan Ahmad Abdulrahim Ketait	Wednesday, December 18, 2024	November 2024
Fatima Jasim Juma Obaid Alketbi	Wednesday, December 18, 2024	November 2024
Hamdan S Albedwawi	Wednesday, December 18, 2024	November 2024
Ousha Khalid Ibrahim Mohammad Bin Fares	Wednesday, December 18, 2024	November 2024
Ahmed Fuad Mohamed	Wednesday, December 18, 2024	November 2024
Maryam Bader Alblooshi	Wednesday, December 18, 2024	November 2024
Fahad Mohammad Yousuf Malalla Alhammadi	Wednesday, December 18, 2024	November 2024
Saif Ali Alramsi	Wednesday, December 18, 2024	November 2024
Aaesha A Alkhanbouli	Wednesday, December 18, 2024	November 2024
Maryam Essa Alsuwaidi	Wednesday, December 18, 2024	November 2024
Aisha Mohammad A B Alfalasi	Wednesday, December 18, 2024	November 2024
Suhaila Ahmad Musabih Abid Almarri	Wednesday, December 18, 2024	November 2024
Sultan Abdulla S A Suwaidan Alsuwaidi	Wednesday, December 18, 2024	November 2024
Shamma A Alrahma	Wednesday, December 18, 2024	November 2024
Fatima S Aljaberi	Wednesday, December 18, 2024	November 2024
Khalid Tareq Abdulrazaq	Wednesday, December 18, 2024	November 2024
Thamer Ali Hassan Ahmad Alfalasi	Wednesday, December 18, 2024	November 2024
Dana Nasser Ahmad Mahboob Alqubaisi	Wednesday, December 18, 2024	November 2024
Rahma Fekry Mahmoud Youssef Abdelnaby	Wednesday, December 18, 2024	November 2024

Monthly Winners – Youth Parents

Winners of AED 50,000

Customer Name	Draw Conducted Date	Winner for Month
Mansoor Ahmed Mohammed Al Ezzi	Wenesday, December 18, 2024	November 2024
Mohammad Abdulla Ahmed Abdulla Alhashimi	Wenesday, December 18, 2024	November 2024
Farid Mohd Amin Ahmad Mohd Ali Badri	Wenesday, December 18, 2024	November 2024
Yousuf Rashed Khamis Almogezwi	Wenesday, December 18, 2024	November 2024
Ali Saif Salem Mohammed Alramsi	Wenesday, December 18, 2024	November 2024

Click here to view the previous winners.

Frequently Asked Questions

The ALPHA Youth Account is a unique banking experience designed specifically for young individuals. It offers a Shariah-compliant savings account with a personalized debit card, exclusive rewards, and smart tools to manage money. It's more than just a bank account, it empowers kids and teens to take control of their finances and develop smart money habits early while giving parents full control to set limits and create a secure, supervised environment.

There is no separate app, the ALPHA Youth Account is fully accessible via the EI+ Mobile Banking App and is customized to offer a tailored experience for youth account holders.

Only Emirates Islamic customers with an active account can open an ALPHA Youth Account for their children. To apply, log in to the EI+ Mobile Banking App and submit the request under the relevant section.

The ALPHA Youth Account debit card includes controlled spending limits. Daily cash withdrawal limit is AED 500 and daily POS limit is AED 5,000. Parents or guardians can modify these limits through the EI+ Mobile Banking App or by contacting customer support.

The legal guardian is the child's parent or authorized custodian who is legally permitted to open and manage the account. The account can be opened via the EI+ Mobile Banking App however, if the account is being opened by a legal female guardian, it must be done at a branch.

The guardian must have an Emirates Islamic account to open an ALPHA Youth Account. They can download the EI+ Mobile Banking App to open an account first.

Yes, your child can access their ALPHA Youth Account through a dedicated youth-friendly digital banking experience. They can view their balance, track spending and manage basic features, all in a secure, age-appropriate environment. However, key controls and settings remain with the parent or legal guardian, to ensure safe and supervised account use.

A parent can open one ALPHA Youth Account per child. The number of accounts depends on the number of children the parent has.

Existing minor accounts are automatically migrated to an ALPHA Youth Account once eligibility criteria are met.

The ALPHA Youth Account offers no minimum balance requirement, a complimentary debit card, real-time digital banking, parental controls, and rewards, making it a strong option for minors in the UAE.

Yes, the ALPHA Youth Account includes a complimentary debit card in their name for purchases and ATM withdrawals within defined limits.

No, there is no minimum balance requirement for the ALPHA Youth Account.

Introducing ALPHA Youth Account

With Emirates Islamic's ALPHA Banking Experience, youth don’t just get a bank account - they unlock exciting rewards and exclusive benefits designed to help them grow and succeed.

Key Benefits

Everything youth need to begin their banking journey – with benefits that support every step.

Click Here to view the Key Facts Statement, Schedule of Charges and other important information for this product

Exclusive Rewards and Prizes

EI + Mobile Banking App Features and Benefits

For ALPHA

For Parents

Download the EI + Mobile Banking App now

Debit Card Benefits

Eligibility

How to Apply

Ready to open an ALPHA Youth Account?

I am a Parent

I’m under 18 years old:

Special offers

Exclusive Offers for ALPHA

ALPHA Youth Account Offer

Prize Winners

Frequently Asked Questions

What is an ALPHA Youth Account?

Is there a separate mobile app for ALPHA?

How can I open an ALPHA Youth Account for my child?

What is the Debit Card usage limit for the ALPHA Youth Account?

Who is the legal guardian of ALPHA Youth Account?

What if the guardian does not have an Emirates Islamic account?

Can my child access their ALPHA Youth Account online?

How many accounts a parent can apply for ALPHA Youth Account?

What happens if existing minor account holder wants to switch to ALPHA Youth ACCOUNT?

Why is the ALPHA Youth Account considered one of the best bank accounts for minors in the UAE?

Does the ALPHA Youth Account include a debit card?

Is there a minimum balance requirement for the ALPHA Youth Account?

You are currently browsing

Personal Banking

Priority Banking

Private Banking

Business Banking

Corporate & Institutional Banking

Other segments

Download our app

Google Play

App Store

AppGallery