Profit Rates of just 1.56% per month

With Emirates Islamic Cards, you can now avail the Cash on Call facility of up to 80% of your available credit limit. And that’s not all, you can benefit from our low profit rates of just 1.56% per month (reducing rate) for fixed tenors of 3, 6, 12, 18, 24, 36, and 48 months.

To apply for an Emirates Islamic Card or to avail Cash on Call facility, please call 600 599 995.

Key Highlights

percentCompetitive Profit Rate

Attractive profit rate at 1.56% per month (reducing rate)

date_rangeFlexible Payment Options

Available in 3, 6, 12, 18, 24, 36 or 48 monthly payment options

money_range High Credit Limit

Up to 80% of your card’s available limit

dynamic_feedNo Upfront Fees

No upfront fees or hidden charges

paymentsLow Transaction Amount

Minimum transaction amount is AED 1,000

check_circleSimple Booking Process

Easy and convenient booking process

account_balanceQuick Fund Transfer

Funds will be transferred to your Emirates Islamic Account or a cheque will be issued and delivered to your doorstep

Important note

Available only for profit based cards, Union Coop and Cashback Cards. Click here to view the Terms and Conditions.

Smart Ways to Manage Your Finances

Discover flexible, Shariah-compliant solutions for everyday financial needs.
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Easy Payment Plans

Shop now and pay later

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Balance Transfer Facility

Save more and simplify your payments with Emirates Islamic.

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Supplementary Credit Card

Get rewarded on all your spends.

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Don't have an Emirates Islamic Credit Card?

With Emirates Islamic Credit Card, you will enjoy exclusive discounts with our partners across travel, dining, shopping, and entertainment - plus countless cardholder benefits like:

  • Travel perks: Airport lounge access, complimentary valet parking, meet & greet services, and airline miles (Skywards/Etihad Guest).
  • Shopping rewards: Up to 8% cashback, extended warranties, and purchase protection.
  • Entertainment: Discounted cinema tickets and complimentary golf rounds.
Head of Operations & Governance

Ways to Bank

Stay connected with Emirates Islamic through our Mobile Banking App and Online Banking – simple, secure, and Sharia-compliant.

Head of Operations & Governance

Card Support

Get the support you need with your credit cards, debit cards and pre-paid cards.

All the support you need for your accounts

Key Product Information

Important information for products and services.

Fees and Charges

Fees and charges associated with your card.

Blocking Your Card

Instantly block lost or stolen cards, replace or temporarily suspend.

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