Emarati Absher Business Account

Dream Big. Bank Smarter.

Exclusively for Emarati entrepreneurs, the Emarati Absher Business Account brings their business closer to its goals with tailored solutions, exclusive benefits, and seamless banking — designed to give them more flexibility to build, innovate, and compete with confidence.

Key Benefits

Instant & Hassle-Free Account Opening

Start your business banking immediately with minimal documentation.

Flexible Balance & Digital Access

No minimum balance for the first 6 months and only AED 5,000/month from the 7th month onward.

Free access to businessONLINE & Mobile Banking

Manage your business, transfers & account management anytime, anywhere

More reasons to choose Emarati Absher Business Account

Instant Account Opening*

Start today with minimal documentation

Flexible Minimum Balance

No Minimum Balance for first 6 months

Access Your Business Anytime, Anywhere

Seamlessly via businessONLINE app

Complimentary Business Debit Card

Secure payments and high withdrawal limits

Exclusive Benefits & Privileges

Invites to workshops & networking events

Free Upgrade to Higher Package After 12 Months**

Unlock advanced features & privileges as you grow

Eligibility & Requirements

contact_pageUAE National Signatory

At least one shareholder or authorized signatory must be an Emirati national.

id_cardValid Trade License

The business must hold a valid trade or commercial license issued in the UAE.

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Companies registered within the last 6 months are eligible to apply.

Personal Finance Application Requirements

Documents Required

To start an Emarati Absher Business Account with Emirates Islamic

You will need to upload/submit your company’s legal documents, including:

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Company profile and trade license

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Commercial registration and Chamber of Commerce certificate

passport

Valid passport, Emirates ID & residence visa copies for all shareholders

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Share Certificate (if applicable)

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Articles of Association or partnership documents or Board Resolution

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Additional documents as required for KYC verification

Note: All original documents must be presented for verification. Account opening is subject to Emirates Islamic’s internal due diligence and compliance checks.

How to Apply

Apply online to Open Emarati Absher Account conveniently, anytime, anywhere

Please call us on +971 600 570003 (Mon–Sat, 08:00–20:00)

Terms & Conditions apply

Important Links & Documents

Fees & Charges

payments

Complete schedule of fees and charges applicable to your account.

Key Fact Statement

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Important information summarizing your account features, rights, and obligations.

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Frequently Asked Questions

Transaction limits depend on your account type and banking channel. For digital banking, daily and monthly limits apply to ensure security, which can be customized upon request.

Yes, you can manage salaries, automate employee payments, and integrate payroll solutions through your businessONLINE account.

If your balance drops below AED 5,000 from the 7th month onwards, standard fees as per the Fee & Charges schedule may apply.

Business Online

Stay connected with Emirates Islamic through businessONLINE or businessONLINE mobile app - simple, secure, and Shariah-complaint

Ways to Reach Us

Get the support you need with your existing or new accounts.

All the support you need for your accounts

Key Product Information

Important information for products and services.

Update your Information

Update your financial records and documents quickly.

Instant Banking Services

Instant Banking Services Banking at your fingertips. Power in your hands.