Digital Business Banking

Take your business banking fully digital with Emirates Islamic Business Digital Package — designed for entrepreneurs, start-ups and SMEs looking for seamless, cost-effective and modern banking solutions.

Key Benefits

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Enjoy lower charges for online transactions compared to standard accounts.

Lower Minimum Balance

Maintain a minimum average monthly credit balance of AED 10,000 — bringing accessible business banking to new entrepreneurs and start-ups.

Business Debit Card

Receive a globally accepted business debit card with a daily cash withdrawal limit of AED 125,000 for convenient spending and cash access.

More Reasons to Choose Business Digital

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Save more with lower digital transaction charges

Round-the-Clock Digital Banking Access

Manage your business anytime, anywhere

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Low Minimum Balance Requirement

Affordable banking with minimal balance needs

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Business Debit Card

Secure payments and high withdrawal limits

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Dedicated Special Teams

Personalised support for your business needs

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Cash Management Solutions

Streamline payments, collections, and liquidity

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Package Eligibility & Conditions

account_balanceMinimum Balance Requirement

Maintain an average monthly balance of AED 10,000.

businessNew-to-Bank Only

Available exclusively for new Emirates Islamic customers.

credit_cardBusiness Debit Card Requirement

Debit card issuance required; single signatory only.

Personal Finance Application Requirements
Documents Required

To start Digital Business Account with Emirates Islamic

You will need to upload/submit your company’s legal documents, including:

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Company profile and trade license

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Commercial registration and Chamber of Commerce certificate

passport

Valid passport, Emirates ID & residence visa copies for all shareholders

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Share Certificate (if applicable)

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Articles of Association or partnership documents or Board Resolution

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Additional documents as required for KYC verification

Note: All original documents must be presented for verification. Account opening is subject to Emirates Islamic’s internal due diligence and compliance checks.

How to Apply

Click here to your Business Digital Account online conveniently, anytime, anywhere

Account Maintenance Queries(FAQs)

Head of Operations & Governance

Business Online

Stay connected with Emirates Islamic through businessONLINE or businessONLINE mobile app - simple, secure, and Shariah-complaint

Head of Operations & Governance

Ways to Reach Us

Get the support you need with your existing or new accounts.

All the support you need for your accounts

Key Product Information

Important information for products and services.

Update your Information

Update your financial records and documents quickly.

Instant Banking Services

 

Instant Banking Services Banking at your fingertips. Power in your hands.

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