A Premium Emarati Banking Journey

Designed to offer exclusive privileges, personalised solutions, and dedicated support at every stage. From everyday banking to long-term financial goals, the Emirati Package delivers priority service and tailored guidance built around your aspirations.

Key Benefits

higher-expected-profit-rates

Premium Debit & Credit Cards

The broad selection of cards offers higher limits, flexible payment options, lifestyle and travel perks, and exclusive rewards.

No Annual Membership Fee

Kunooz Millionaire Account

Win a grand cash prize of  1,000,000 every month with Kunooz Millionaire Account!

Exclusive Offer for UAE Nationals

Unlock special offers designed to enhance your financial experience as a valued UAE national.

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Grow Your Money Confidently

Choose from a range of accounts designed to help you save, spend, and grow your wealth with ease and confidence.

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Kunooz Millionaire Account

Win  1,000,000 every month.

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Alpha Youth Account

Exclusive benefits to support youth growth and success.

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Super Savings Skywards Account

Save and earn Skywards Miles.

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Super Savings Etihad Guest Account

Up to 3,000,000 guaranteed Etihad Guest Miles.

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Cards Designed for You

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Enhance your lifestyle with exclusive Debit and Credit cards.

Emarati Credit Card

Flexible choice for everyday spending.

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Etihad Guest Credit Card

Exclusive benefits for UAE Nationals.

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Skywards Black Credit Card

Maximise travel rewards.

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Emarati Priority Debit Card

Enjoy global purchasing power with premium benefits.

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Emarati Advantage Debit Card

Practical and convenient spending around the world.

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Emarati Personal Debit Card

Secure everyday payments with enhanced security and lifestyle perks.

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Reliable Finance Options for Every Need

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Personal Finance

Benefit from quick approvals, competitive profit rates starting from (2.59%*), and flexible payment options tailored to your lifestyle.

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Auto Finance

Enjoy smooth car ownership with simple approvals, great profit rates, and easy payment plans.

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Home Finance

Achieve your property goals with flexible, Shariah-compliant home finance designed for purchasing, building, or completing your dream home.

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Exclusive Offers Tailored for You

 
 
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Every digital payment is a step towards Japan
Auto Finance Offer

Profit rate starting from
1.89% flat p.a.*

Every digital payment is a step towards Japan
Personal Finance Exclusive Offer

Exclusive rate starting from 2.49% flat p.a.*

Exclusive Offers For Emaratis

Save with every swipe of your Emirates Islamic card

Exclusive Banking Centers in Dubai and Abu Dhabi
Transfer your salary now!

Guaranteed cashback upto  6,000 + benfits

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Dedicated Emarati Line at Call Centre

Your time and needs matter — that’s why we have a specialised team just for Emarati customers. Our Dedicated Emarati Line ensures you get quick, personalised support for all your banking requirements. Every call is handled by experts trained to provide fast solutions, clear guidance, and the highest levels of service, so you can bank with confidence, convenience, and priority.

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Personal Finance Application Requirements
Head of Operations & Governance

Ways to Bank

Stay connected with Emirates Islamic through the EI + Mobile Banking App and EI + Online Banking — simple, secure, and Shariah-compliant

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Help & Support

Get assistance and clear answers for all your banking needs, from accounts and cards to finance and digital services — all in one place.

All the support you need for your accounts

Terms and Conditions

Click here to view terms and conditions.

Branches & ATMs

Visit our branches or ATMs for deposits and withdrawals.

Fees And Charges

Fees and charges associated with Finance.

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