An account that squarely fits into your travel-filled lifestyle

Welcome to the Super Savings Skywards Account — where your everyday savings earn you Skywards Miles and take you closer to your next getaway.

Key Benefits

Earn Bonus Miles

Get 2000 bonus Skywards Miles when you open your Islamic banking savings account and meet the eligibility criteria.

Earn Indicative Profits Every Quarter

Grow your savings confidently with quarterly indicative profit payouts, designed to keep your balance working for you.

Earn Skyward Miles

Boost your travel rewards by earning up to 15,000 Skywards Miles every quarter based on your maintained balance.

Account Benefits

Welcome Bonus of 2000 Skywards Miles

Save regularly, Fly sooner

Easy account opening

Existing customers can easily open an account

Globally Accepted Debit Card at No Cost

Enjoy a complimentary debit card that’s usable worldwide

Account available in AED

Operate your account in AED for local convenience

Quarterly Skywards Rewards

Boost your Skywards Miles earnings

Zero-Balance Free Savings

An account that needs no minimum balance

24/7 Digital Access

Use the bank’s online platform to manage your account anytime.

Round-the-Clock Phone Banking

Access your account anywhere via phone

Real-Time SMS Alerts

Get immediate SMS updates on your account’s activity

Eligibility & Requirements

Meet the eligibility criteria below to open the Super Savings Account and enjoy its full benefits

walletMinimum Monthly Salary

Transfer your salary of AED 5,000 or higher to the bank.

paymentsMinimum Balance

Maintain a minimum quarterly average balance of AED 5,000.

personEligible Applicants

Skywards Membership Number is required for Miles transfer.

Rewards That Take You Further

Your savings don’t just grow—they help you travel more. With every Dirham you maintain, you earn Skywards Miles that bring your next trip closer.

Here’s how Skywards Miles are earned.

Average Balance Customers

Balance Complementary Skywards Miles/Quarter
Upto AED 19,999 NA
AED 20,000 - AED 49,999 500 miles
AED 50,000 - AED 249,999 2,500 miles
AED 250,000 - AED 499,999 5,000 miles
AED 500,000 - AED 999,999 10,000 miles
AED 1 Million and above 15,000 miles
One Time Bonus Miles 2000 miles

Salary Transfer Customers

Salary Transferred Complementary Skywards Miles/Quarter
Upto AED 4,999 NA
AED 5,000 - AED 14,999 500 miles
AED 15,000 and above 1,000 miles
One Time Bonus Miles 2000 miles

One-Time Bonus

In addition to either of the above, you also receive a one-time 2,000 Skywards Miles bonus when you open the account and meet the joining criteria.

Customers will be awarded Skywards Miles based either on salary transfer criteria or the balance-based criteria, whichever is higher. Emirates Islamic Terms and Conditions apply.

Click here to view the Terms and Conditions related to the Super Savings Skywards Miles.

Please note: You can obtain your Skywards membership by calling +971 4 3167000 or by visiting www.skywards.com

Frequently Asked Questions

A Conventional Bank is a financial body which receives money from the depositors against a rate of interest and offers liquidity to borrowers at interest. It operates on an interest-based system and is governed by conventional banking laws.

An Islamic Bank is a financial body which executes Shariah-compliant commercial contracts like sale, leasing, and construction. It operates on a risk, profit-sharing and trade-based system and is governed by Islamic Banking laws under the supervision of the Internal Shariah Supervision Committee.

In Conventional Banking, Savings Accounts and Fixed Deposits (FDs) are types of accounts that pay a predetermined interest rate over a predetermined period of time. Depositors receive interest regardless of the bank’s performance.

In Islamic Banking, depositors earn returns based on the bank’s actual performance. Islamic Banks act as intermediaries and declare profits monthly under a “Mudaraba or Wakala Scheme”.

Interest is a fixed return on a specific sum of money invested over a predetermined period of time (not permissible as per Shariah).

Profit is an undetermined return that varies month to month depending on the bank’s actual performance (permissible as per Shariah).

Skywards Miles earned through your Super Savings Skywards Account are usually credited within a few working days after the end of each quarter.

Yes, but your Miles will be calculated based on your quarterly average balance. Large or frequent withdrawals may reduce your average and impact the Miles you earn.

Yes, you may request an update by contacting Emirates Islamic customer support, provided the new membership number belongs to you.

No. You earn Miles based on whichever is higher each quarter—your salary transfer or your quarterly average balance—so you are always rewarded based on your best qualifying criteria.

No. Profits and Skywards Miles are both paid quarterly, but they may appear in your Skywards account on different days due to processing timelines.

No. Skywards Miles can only be credited to one membership number, so the account must be linked to an individual membership.

Yes. Miles earned from this account are capped based on the quarterly maximums listed in the rewards table.

You simply won’t earn Miles for that quarter. Your account remains active with no penalty or fee.

Head of Operations & Governance

Ways to Bank

Stay connected with Emirates Islamic through the EI + Mobile Banking App and EI + Online Banking — simple, secure, and Shariah-compliant

Head of Operations & Governance

Accounts Support

Get the support you need with your existing or new accounts.

All the support you need for your accounts

Key Product Information

Important information for products and services.

Update your Information

Update your financial records and documents quickly.

Manage Accounts

View your Account history and details through different channels.

Other Savings Accounts

View All Accounts chevron_right
Discover A Smarter, More Flexible Way to Bank

Alpha Youth Account

Exclusive benefits to support youth growth and success.

Learn More
card

Investment Savings Account

An indicative profit-generating solution for individuals and organisations.

Apply Now Learn More

e-Savings Account

Up to 1.50% p.a. expected profit online.

Apply Now Learn More

How was your experience?

We'd love to know.

1-Disappointed 10-Extremely satisfied

Thank you for your feedback!

Website Settings
Emirates NBD Arabic : العربية
Emirates Islamic on Social
You are currently browsing

Personal Banking

Personal Banking

Priority

Priority

Private

Private

Business

Business

Corporate & Institutional

Corporate & Institutional

Securities

Securities
Other segments

About us

About us

Useful Links

Useful Links

Contact us

Contact us

Legal

Legal

Download our apps

play_store_28x28
Google Play

Bank securely anytime and from anywhere

App Store
App Store

More fun, more rewards

huawei_store_28x28
AppGallery

Join the Experience

Copyright © 2025 Emirates Islamic Bank (P.J.S.C.) is licensed by the Central Bank of the UAE.

emirates-islamic-logo