A Convenient Banking Solution

To all your business needs. Designed for businesses with at least one UAE national signatory, the Emarati Business Account provides flexible banking, seamless digital tools, and a choice of Platinum, Gold, Premium, Digital, or E-Trader packages to support growth at every stage.

Key Benefits

Instant Account Opening

Open your business account in as little as 24 hours* once documentation is complete.


Business Debit Card

Globally accepted debit card with access to 30M+ merchants worldwide for seamless business transactions.

Dedicated Relationship Manager

Work with a business specialist who understands your goals and can help tailor solutions for your needs.

More Reasons to Choose Emarati Business Account

Instant Account Opening*

Get your business banking started without delays

Business Debit Card

Spend and manage business expenses globally

Dedicated Relationship Manager

Personalised banking support, when you need it

24/7 Digital Banking Access

Bank anytime, anywhere with complete control

Business Banking Call Centre

Specialist support for your business needs

Eligibility & Requirements

policyLegal Business Entity

The account must be opened for a legally registered business in the UAE.

person_add_altUAE National Signatory

At least one UAE National must be an authorised signatory (on the account).

hourglass_emptyPrimary Applicant’s Age

Individuals must be at least 18 years old.

Personal Finance Application Requirements
Documents Required

To start an Emarati Business Account with Emirates Islamic

Prepare these essential documents to ensure a smooth and fast approval process for your Emirates Islamic Bank.

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Company profile and valid legal documents

passport

Valid passport, residence visa, and Emirates ID of all owners/partners

calendar_month

Commercial Registration (Trade License)

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Business and/or Trade License

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Articles of Association, partnership contract, or similar

domain_verification

Chamber of Commerce certificate

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Any other documents requested by the bank

Note: Originals must be provided for bank verification.

How to Apply

Open your Emarati Business Account in just one day by calling or visiting an Emirates Islamic branch and submitting the required documents.

Frequently Asked Questions

Yes — initial opening steps can start digitally, followed by in-branch verification.

The account is available to UAE-registered businesses with at least one UAE national listed as an authorised signatory.

Yes, one UAE national must be an authorised signatory to open this account.

Access businessONLINE and Emirates Islamic EI+ Mobile Banking for seamless online account management.

Once all required documentation is submitted and verified, the account can be opened in as little as 24 hours*, subject to the bank’s due diligence and compliance checks.

Instant account opening is offered; however, timelines may vary depending on the completeness of documents and the outcome of internal regulatory reviews.

Yes, non-UAE nationals can be shareholders or partners, provided at least one UAE national is an authorised signatory on the account.

Initial steps may be completed digitally, but an in-branch visit is required for document verification and final account activation.

Yes, a globally accepted business debit card is provided, allowing access to over 30 million merchants worldwide for everyday business transactions.

Minimum balance requirements and applicable charges vary by account package. Please refer to the Fees & Charges document for detailed information.

Yes, you may explore and switch to other Emirates Islamic business account packages, subject to eligibility criteria and bank approval.

Head of Operations & Governance

Business Online

Stay connected with Emirates Islamic through businessONLINE or businessONLINE mobile app - simple, secure, and Shariah-complaint

Head of Operations & Governance

Ways to Reach Us

Get the support you need with your existing or new accounts.

All the support you need for your accounts

Key Product Information

Important information for products and services.

Update your Information

Update your financial records and documents quickly.

Instant Banking Services

Instant Banking Services Banking at your fingertips. Power in your hands.

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