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Declared Profit Rates

Emirates Islamic management is pleased to announce the following profit rates for Customers' Mudaraba based Accounts and Deposits.

Product Currency Tiers Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023
Savings Accounts Expected Profit Rates per annum (p.a.)
Investment Savings Account AED NA 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
USD NA 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
Kunooz Millionaire Account AED NA 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
Super Savings Skywards Account AED NA 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
Super Savings Etihad Guest Account AED NA 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
Special Investment Account AED NA 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50%
USD NA 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.00%
Child Savings Account AED NA 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
Value Account AED >=5K & <50K 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
>=50K & < 300K 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
>=300K 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40%
USD >= 5K & < 50K 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
High Value Salary Account AED >=5K & < 50K 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
>=50K & < 300K 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
>=300K 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40%
Investment Term Deposits (ITD) Expected Profit Rates per annum (p.a.)
ITD – 2 years AED <= 100K 0.85% 0.85% 0.85% 0.85% 0.85% 0.85% 0.85% 0.75%
> 100K - 3.5M 0.95% 0.95% 0.95% 0.95% 0.95% 0.95% 0.95% 0.85%
> 3.5M - 25M 1.05% 1.05% 1.05% 1.05% 1.05% 1.05% 1.05% 0.95%
USD <= 100K 0.65% 0.65% 0.65% 0.65% 0.65% 0.65% 0.65% 0.55%
> 100K - 3.5M 0.70% 0.70% 0.70% 0.70% 0.70% 0.70% 0.70% 0.60%
ITD – 1 year AED <= 100K 0.70% 0.70% 0.70% 0.70% 0.70% 0.70% 0.70% 0.60%
> 100K - 3.5M 0.80% 0.80% 0.80% 0.80% 0.80% 0.80% 0.80% 0.70%
> 3.5M - 25M 0.90% 0.90% 0.90% 0.90% 0.90% 0.90% 0.90% 0.80%
> 25M - 50M 0.95% 0.95% 0.95% 0.95% 0.95% 0.95% 0.95% 0.85%
> 50M - 100M 1.05% 1.05% 1.05% 1.05% 1.05% 1.05% 1.05% 0.95%
> 100M 1.15% 1.15% 1.15% 1.15% 1.15% 1.15% 1.15% 1.05%
USD <= 100K 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.40%
> 100K - 3.5M 0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.45%
> 3.5M - 25M 0.65% 0.65% 0.65% 0.65% 0.65% 0.65% 0.65% 0.55%
ITD – 9 Months AED <= 100K 0.65% 0.65% 0.65% 0.65% 0.65% 0.65% 0.65% 0.55%
> 100K - 3.5M 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 0.65%
USD <= 100K 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.30%
> 100K - 3.5M 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.40%
ITD – 9 Months Flexi AED <= 100K 0.45% 0.45% 0.45% 0.45% 0.45% 0.45% 0.45% 0.35%
> 100K - 3.5M 0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.45%
> 3.5M - 25M 0.65% 0.65% 0.65% 0.65% 0.65% 0.65% 0.65% 0.55%
USD <= 100K 0.45% 0.45% 0.45% 0.45% 0.45% 0.45% 0.45% 0.35%
> 100K - 3.5M 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.40%
ITD – 6 Months AED <= 100K 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.60% 0.50%
> 100K - 3.5M 0.70% 0.70% 0.70% 0.70% 0.70% 0.70% 0.70% 0.60%
> 3.5M - 25M 0.80% 0.80% 0.80% 0.80% 0.80% 0.80% 0.80% 0.70%
USD <= 100K 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.30%
> 100K - 3.5M 0.45% 0.45% 0.45% 0.45% 0.45% 0.45% 0.45% 0.35%
ITD – 3 Months AED <= 100K 0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.45%
> 100K - 3.5M 0.65% 0.65% 0.65% 0.65% 0.65% 0.65% 0.65% 0.55%
> 3.5M - 25M 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 0.65%
> 25M - 50M 0.85% 0.85% 0.85% 0.85% 0.85% 0.85% 0.85% 0.75%
USD <= 100K 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.25%
> 100K - 3.5M 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.30%

Rates provided are not applicable for accounts held in other foreign currencies.

**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.

Click here to learn more about EIBOR Rates.

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