Limited Time Offer

This is your moment to make the most of your funds! Open an Emirates Islamic Super Savings Etihad Guest Account during the promotion period and earn the highest miles ever offered on the account — up to 3,000,000 Etihad Guest Miles in a year, based on your average quarterly balance.

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Key Benefits

No Minimum Balance Requirement

No minimum amount, no stress — enjoy your account with full peace of mind.

Earn up to 3,000,000 Etihad Guest Miles

Earn up to 750,000 Etihad Guest Miles quarterly, up to 3,000,000 Etihad Guest Miles annually.

Earn Indicative Profits Every Quarter

Bring your financial goals to life with Shariah-Compliant indicative profits credited every 3 months.

Account Benefits

Exceptional Quarterly Etihad Guest Miles

Earn up to 3,000,000 Etihad Guest Miles

Free, Zero-Balance Savings

An account that needs no minimum balance

Globally Accepted Debit Card at No Cost

Receive a complimentary, internationally accepted debit card

Earn Shariah-Compliant Quarterly Indicative Profit

Grow your savings with indicative profit payouts every quarter

AED-Denominated Account

Manage your savings easily with a Dirham-only account

24/7 Phone Banking Access

Manage your account from anywhere

Effortless Online Account Opening

Open your account quickly if you're an existing customer

Instant SMS Notifications

Get SMS alerts on account activities in real time

Eligibility & Requirements

Meet the eligibility criteria below to open the Super Savings Etihad Guest Account and enjoy its full benefits

walletMinimum Monthly Salary

Transfer your salary of AED 5,000 or higher.

paymentsMinimum Balance

Maintain a minimum quarterly average balance of AED 5,000 to qualify for account benefits

personEligible Applicants

Provide a valid Etihad Guest Membership number to earn miles.

Important

Click here to view the previous offer, valid until 31 December 2025.

Frequently Asked Questions

A Conventional Bank is a financial body which receives money from depositors against a rate of interest and offers liquidity to borrowers at interest. It operates on an interest-based system and is governed by conventional banking laws.

An Islamic Bank is a financial body which executes Shariah-compliant commercial contracts like sale, leasing, and construction. It operates on a risk, profit-sharing, and trade-based system and is governed by Islamic Banking laws under the supervision of the Internal Shariah Supervision Committee.

In Conventional Banking, Savings Accounts and Fixed Deposits (FDs) are types of accounts that pay a predetermined interest rate over a predetermined period of time. Depositors receive interest regardless of the bank’s performance.

In Islamic Banking, depositors earn returns based on the bank’s actual performance. Islamic banks declare monthly profits under a risk/profit-sharing scheme known as the “Mudaraba or Wakala Scheme”.

Interest is a fixed return on a specific sum of money invested over a predetermined period of time (not permissible as per Shariah).

Profit is an undetermined return that varies monthly depending on the bank’s actual performance (permissible as per Shariah).

Your account stays active, but you may not qualify for Etihad Guest Miles or profit earnings for that quarter.

There is generally no fall-below fee, but maintaining a low balance can affect your eligibility for profits and Etihad Guest Miles.

Yes — you can either:

  • Transfer a salary of AED 5,000 or more, or
  • Maintain the required minimum Quarterly Average Balance.

Whichever criterion you meet will determine your eligibility and miles calculation.

No, this account type is typically for individuals only, and miles are credited to the primary account holder's Etihad Guest number.

Yes, but you must notify the bank. Miles earned previously will always go to the number provided at the time of each quarter’s eligibility check.

Yes, you can withdraw funds anytime. However, your overall Quarterly Average Balance may be affected, which can influence miles eligibility.

Yes. Once your debit card is issued, you can add it to popular digital wallets for seamless payments.

Head of Operations & Governance

Ways to Bank

Stay connected with Emirates Islamic through the EI + Mobile Banking App and EI + Online Banking — simple, secure, and Shariah-compliant

Head of Operations & Governance

Accounts Support

Get the support you need with your existing or new accounts.

All the support you need for your accounts

Key Product Information

Important information for products and services.

Update your Information

Update your financial records and documents quickly.

Manage Accounts

View your Account history and details through different channels.

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