Can minors have a bank account?

Yes, youth under 18 can open an ALPHA Youth Account through their parent or legal guardian who is an Emirates Islamic customer.

What is an ALPHA Youth Account?

The ALPHA Youth Account is a Savings Account from Emirates Islamic designed for youth under 18, offering rewards, a debit card, and a mobile app to help them learn financial responsibility.

How can I open an ALPHA Youth Account?

Parents or legal guardians who are Emirates Islamic customers can open an ALPHA Youth Account through the EI + Mobile Banking App. If the guardian is female, the account must be opened at a branch.

Is there a separate mobile app for ALPHA?

No, ALPHA is managed through the EI + Mobile Banking App, which provides real-time balance tracking, fund requests, and parental controls.

Does the ALPHA Youth Account include a debit card?

Yes, the ALPHA Youth Account comes with a complimentary debit card designed for children and teenagers, that can be used for purchases and ATM withdrawals within the set limits.

What are the debit card limits for ALPHA Youth Account?

The ALPHA debit card has a daily POS limit of AED 5,000 and a daily ATM cash withdrawal limit of AED 500. Parents or guardians can decrease these limits at any time via the EI + Mobile Banking App.

Who is eligible for the ALPHA Youth Account?

Youth under 18 years old with a valid Emirates ID and passport are eligible. The account must be opened by the child’s legal guardian who is an Emirates Islamic customer.

ALPHA Youth Account | Emirates Islamic

Customer Name	Draw Conducted Date	Cash Prize	Winner for Month
Aref Abdulrahman Ali Abdulla Ahli	Wednesday, March 18, 2026	AED 50,000 (KY)	February 2026
Salem Mubarak Mohammed Essa Almutaiwei	Monday, February 16, 2026	AED 50,000 (KY)	January 2026
Motassem Ahmad	Monday, January 19, 2026	AED 50,000 (KY)	December 2025
Salah Ismail Abdulrahim Ismail Abdulrahim Alamadi	Monday, December 15, 2025	AED 50,000 (KY)	November 2025
Ahmad Moosa Fairooz Moosa Busaood	Monday, November 17, 2025	AED 50,000 (KY)	October 2025
Mohammad Ibrahim Mohammad Alhashmi	Wednesday, October 15, 2025	AED 50,000 (KY)	September 2025
Hussain Ali Salem Saeed Darwish	Monday, September 15, 2025	AED 50,000 (KY)	August 2025
Hussain Yousif Ahmed Ali Abdalla	Tuesday, August 19, 2025	AED 50,000 (KY)	July 2025
Adel Ebrahim Mohamed Noor Khunji	Thursday, July 17, 2025	AED 50,000 (KY)	June 2025
Mohammad Ibrahim Mohammed Alhashmi	Tuesday, June 17, 2025	AED 50,000 (KY)	May 2025
Mohamed Khedr Youssef Abouhassera	Thursday, May 15, 2025	AED 50,000 (KY)	April 2025
Mansoor Ahmed Mohammed Al Ezzi	Wednesday, April 16, 2025	AED 50,000 (KY)	March 2025
Adel Ebrahim Mohamed Noor Khunji	Monday, March 17, 2025	AED 50,000 (KY)	February 2025
Ahmad Majed Mohamed Bin Sh Hassan Alkhazraji	Wednesday, February 19, 2025	AED 50,000 (KY)	January 2025

The ALPHA Youth Account is a unique banking experience designed specifically for young individuals. It offers a Shariah-compliant savings account with a personalized debit card, exclusive cash rewards, and smart tools to manage spending.

More than just a bank account, it empowers kids and teens to take control of their finances and develop smart money habits—while giving parents full control to set limits and create a secure, supervised environment for learning and growth.

No separate app is required. The ALPHA Youth Account is fully accessible via the EI+ Mobile Banking App and is completely customised to offer a tailored experience for youth account holders.

Only Emirates Islamic customers with an active account can open an ALPHA Youth Account for their children.

To apply, simply log in to your EI+ Mobile Banking App and apply for the ALPHA Youth Account under the best suited for your menu.

The ALPHA Youth Account comes with a Debit Card that has controlled spending limits to ensure safe and secure banking experience.

These limits apply to:

Daily Cash Withdrawal Limit is AED 500
Daily POS Limit is AED 5,000

Parents or guardians can easily decrease these limits at any time through the EI + Mobile Banking App or by contacting us anytime on 600 599 995 (within the UAE) or on +971 600 599 995 (outside the UAE)

The legal guardian for the ALPHA Youth Account is the child’s parent or custodianship of the child, who is legally authorized to open and manage the account on behalf of the minor. Only the parent can open the account and manage its settings and controls. Account can be opened through EI+ Mobile app or branches. However, if the account is being opened by a legal female guardian, it must be done at a branch.

The guardian must have an Emirates Islamic Account to be able to open ALPHA Youth Account for their child. Download the EI + Mobile Banking App to open your account.

Yes, your child can access their ALPHA Youth Account through a dedicated youth-friendly digital banking experience. They can view their balance, track spending and manage basic features, all in a secure, age-appropriate environment. However, key controls and settings remain with the parent or legal guardian, to ensure safe and supervised account use.

It depends on the number of children the parent has. Each child is eligible for one account only under his/her name.

The minor account will be automatically migrated to an Alpha Youth Account once the eligibility criteria are met.

The ALPHA Youth Account is designed for minors under 18, offering no minimum balance requirement, a complimentary debit card, real-time mobile banking, parental oversight, and exciting rewards, making it one of the best options for your children in the UAE.

Yes, the ALPHA Youth Account comes with a complimentary debit card designed for children and teenagers, which can be used for purchases and ATM withdrawals within the set limits.

No, the ALPHA Youth Account has no minimum balance requirement, making it easy for youth to start saving without any restrictions.

Introducing ALPHA Youth Account

With Emirates Islamic's ALPHA Banking Experience, youth don’t just get a bank account - they unlock exciting rewards and exclusive benefits designed to help them grow and succeed.

Key Benefits

Everything youth need to begin their banking journey – with benefits that support every step.

Click Here to view the Key Facts Statement, Schedule of Charges and other important information for this product

Exclusive Rewards and Prizes

EI + Mobile Banking App Features and Benefits

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Debit Card Benefits

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Frequently Asked Questions

What is an ALPHA Youth Account?

Is there a separate mobile app for ALPHA?

How can I open an ALPHA Youth Account for my child?

What is the Debit Card usage limit for the ALPHA Youth Account?

Who is the legal guardian of ALPHA Youth Account?

What if the guardian does not have EI account?

Can my child access their ALPHA Youth Account online?

How many accounts a parent can apply for ALPHA Youth Account?

What happens if existing minor account holder wants to switch to ALPHA Youth ACCOUNT?

Why is the ALPHA Youth Account considered one of the best bank accounts for minors in the UAE?

Does the ALPHA Youth Account include a debit card?

Is there a minimum balance requirement for the ALPHA Youth Account?

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