Skywards Emirates Islamic Credit Cards - Fee Based
| Credit limit range |
<=8,000 |
8,001-13,000
|
13,001-16,000 |
16,001-25,000 |
25,001-37,500 |
37,501-62,500 |
62,501-100,000 |
100,001-150,000 |
>150,000 |
| Monthly Fee
|
250 |
375 |
450 |
625 |
875 |
1350 |
1900 |
2800 |
4500 |
|
Gold |
Platinum |
Infinite |
| Annual fee |
400 |
700 |
2000 |
Emirates Islamic Business Card
| Monthly profit rate |
3.25% |
| Annual Membership Fee |
Free for life |
| Cash Advance Fee |
3% or minimum AED 199 |
| Maximum Cash Advance in a transaction |
AED 10,000 |
Emirates Islamic Skywards Cards - Profit Based
| Card Type |
Infinite |
Signature |
| Monthly profit rate |
2.99% (This will be revised to 3.09% effective January 5, 2020) |
3.25% |
| Annual Membership fee |
2000 |
700 |
Emirates Islamic RTA Credit Cards - Fee Based
| Credit limit range |
<=8,000 |
8,001-13,000
|
13,001-16,000 |
16,001-25,000 |
25,001-37,500 |
37,501-62,500 |
62,501-100,000 |
100,001-150,000 |
>150,000 |
| Monthly Fee
|
225 |
325 |
500 |
575 |
850 |
1200 |
1600 |
1600 |
1600 |
Emirates Islamic RTA Credit Cards - Profit Based
| Monthly profit rate |
3.49% |
| Annual Membership Fee |
Free for life
|
Emirates Islamic Rewards Credit Cards
| Credit limit range |
<=8,000 |
8,001-13,000
| 13,001-16,000 |
16,001-25,000 |
25,001-37,500 |
37,501-62,500 |
62,501-100,000 |
100,001-150,000 |
>150,000 |
| Monthly Fee
|
225 |
325 |
500 |
575 |
850 |
1200 |
1600 |
1600 |
1600 |
|
Classic |
Gold |
Platinum |
Infinite |
| Annual fee |
200* |
200* |
200* |
200* |
*Free, subject to a minimum annual spend of AED 5,000
Emirates Islamic Abu Dhabi Rewards Credit Cards
| Credit limit range |
<=8,000 |
8,001-13,000
| 13,001-16,000 |
16,001-25,000 |
25,001-37,500 |
37,501-62,500 |
62,501-100,000 |
100,001-150,000 |
>150,000 |
| Monthly Fee
|
225 |
325 |
500 |
575 |
850 |
1200 |
1600 |
1600 |
1600 |
|
Classic |
Gold |
Platinum |
Infinite |
| Annual fee |
200* |
200* |
200* |
200* |
*Free, subject to a minimum annual spend of AED 5,000
Emirates Islamic Cashback Credit Card
| Monthly profit rate |
3.49% |
| Annual Membership Fee |
350* |
*Free, subject to a minimum annual spend of AED 5,000
Emirates Islamic Emarati Credit Card
| Monthly profit rate |
2.49% (This will be revised to 2.99% effective January 5, 2020) |
| Annual Membership Fee |
Free for life |
Emirates Islamic Cashback Plus Credit Card
| Monthly profit rate |
3.35% (This will be revised to 3.49% effective January 5, 2020) |
| Annual Membership Fee |
299 |
Emirates Islamic Easy Credit Cards
| Monthly profit rate |
3.50% |
| Annual Membership Fee |
Free for life |
Emirates Islamic Union Coop Tamayaz Credit Cards
| Monthly profit rate |
3.49% |
| Annual Membership Fee |
Free for life |
Emirates Islamic Flex Cards
|
Monthly profit rate |
Annual Membership Fee |
| Flex |
3.49% |
Free |
| Flex Elite |
3.25% (This will be revised to 3.49% effective January 5, 2020) |
700 |
All Cards
|
In AED |
| Minimum amount due monthly |
5% of outstanding and all fees and charges |
| Payment due date from statement date |
25 |
| Maximum cash advance per transaction |
10,000 or 50% of the card limit whichever is lower |
| Transaction slip retrieval |
50 |
Duplicate Statement Copy
(per monthly statement) |
25 |
Statement over 3 months old
(per monthly statement) |
45 |
| Cash advance charges |
3% of cash advance amount or AED 99 whichever is higher
|
| Supplementary card fees |
Free* |
| Replacement card fee |
Free |
| Late Payment Fee |
225 |
| Cheque & Direct Debit Return |
100 |
| Liability/No liability letter |
50 |
| Forex Charges |
2.34%** (1.84%** Emarati Card)
|
| Credit Shield |
0.99% of outstanding amount |
| Overseas transaction in UAE Dirhams |
1.99% |
| Over limit Fee |
249 |
| Paper Statement (monthly) |
10 (No Charge for Priority customers) |
| Email Statement (monthly) |
Free |
*Up to 4 free supplementary cards
**This fee is charged in addition to the standard processing fee charged by MasterCard International or
Visa International and is applicable to transactions performed outside UAE(approximately 1.15%)
Cash on Call/ Balance Transfer/Balance Conversion/Easy Payment Plan
| Monthly profit rate |
Upto 3.50% |
| Early settlement Fee |
150 |
| Processing fee |
Upto 3.50% of the transaction amount |
Prepaid Cards
|
In AED |
Top Up Fee - First Time
(Only applicable if the first load on the card is performed at the teller counter) |
25 |
| Top Up Fee - Subsequent |
Free |
| Card Replacement Fee |
25 |
| Balance Transfer Fee* |
Free |
Monthly Inactivity Fee **
(after 6 months of inactivity) |
5 per month |
| Cash Withdrawal Fee on EIB ATMs in UAE |
Free |
| Cash Withdrawal Fee on other ATMs in UAE |
2 |
| Forex Fee |
2% of transaction amount***** |
| Balance Unload Fee *** |
15 |
| Maximum Daily Transaction Limit**** |
40,000 |
| Maximum Daily Cash Withdrawal Limit**** |
5,000 |
| Maximum Balance on the Card |
40,000 |
Notes:
* Balance transfer from one Prepaid Card to another
** Card with no balance for six months will be closed
*** For withdrawing of remaining balance after closure of the Card
**** This limit is applied separately for international and local transactions for your convenience
***** This fee is charged in addition to the standard processing fee charged by MasterCard International or Visa International and is applicable to transactions performed outside UAE(approximately 1.15%)
******All charges, commissions and fees are exclusive of Value Added Tax or any other similar sales tax (VAT).
