Cash on Call

Need cash without approvals? Emirates Islamic Cash on Call facility is designed for you

With Emirates Islamic Cards you can now avail the Cash on Call facility of up to 80% of your available credit limit. And that's not all, you can benefit from our low profit rates of just 1.19% per month for fixed tenors of 6, 12, 18 and 24 months.

To apply for an Emirates Islamic Card or to avail Cash on Call facility please call 600 599 995


  • Attractive profit rate at 1.19% per month
  • Available in 6, 12, 18 or 24 monthly repayment options
  • Up to 80% of your card’s available limit
  • Funds will be transferred to your Emirates Islamic Account or a Cheque will be issued and delivered to your doorstep
  • No upfront fees or charges
  • Minimum transaction amount is AED 1,000
  • Easy and convenient booking process

Important note: available only for profit based cards, Union Coop and Cashback Cards.

Terms and Conditions apply.


What is Cash on Call facility?

Emirates Islamic Balance Transfer is a feature which allows you to transfer your outstanding balances from other bank credit cards to Emirates Islamic Card.

What is the profit rate applicable on Cash on Call?

In order to make it convenient for you, the profit rate on Cash on Call feature has been reduced to 1.19% per month

What are the installment tenors available for Cash on Call?

You can repay your Cash on Call balance with the repayment option of your choice. We offer tenors of 6, 12, 18 or 24 months and it comes with no additional fee.

What are the processing charges for Cash on Call?

There are no processing charges for Cash on Call facility

What are the documents required to process my Cash on Call request?

There are no documents required. To avail this facility, simply call 600 599 995

Am I required to visit any branch to collect my cash?

No, the amount will be transferred to your Emirates Islamic Bank account or a manager's cheque will be issued in your name

What is the maximum amount that I can avail as Cash on Call facility?

You can avail upto 80% of the available credit limit on your Emirates Islamic Card



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