Open a minor account

An Emirates Islamic ALPHA Youth Account can be opened for a child under 18 years of age.

Open an ALPHA Youth Account

The ALPHA Youth Account is the smart start to your child’s financial journey. Your child gets dedicated access to our EI + Mobile Banking app, receive money transfers easily and enjoy an exclusive Debit Card, with many exciting offers and rewards.

Eligibility

The parent must be an existing Emirates Islamic customer.
The account must be opened by child’s legal guardian only.
Account can be opened through EI + Mobile app. However, if the account is being opened by a legal female guardian, it must be done at a branch.
Child should be under 18 years old.
Child should have a valid Emirates ID and passport.

How to Apply?

If you are an Emirates Islamic customer:

Log in to the EI + Mobile Banking app to open the account for your child.
Once the ALPHA Youth Account is opened, the parents can assist the child in accessing their account on EI + Mobile Banking app.

If you do not have an Emirates Islamic account:

You must open an Emirates Islamic account first before applying for an ALPHA Youth Account for your child.
Download the EI + Mobile Banking app to open your Account today.

Click here to view the step by step guide to open Alpha Youth Account using EI + Mobile Banking app.

Fees and Charges

There are no fees to open an Emirates Islamic ALPHA Youth Account. However, the regular account-related fees and charges as per the Emirates Islamic Banking package apply. Learn more about the fees and charges below:

FAQs

How can I convert my ALPHA Youth Account into a normal individual account?

Individuals aged 18 years and above can convert their ALPHA Youth account to a standard individual account by visiting the nearest Emirates Islamic branch and presenting their passport or Emirates ID for identification.

What is the minimum age for opening an ALPHA Youth Account?

There is no minimum age for opening an ALPHA Youth account for minors.

What is an ALPHA Youth Account?

The ALPHA Youth Account is a unique banking experience designed specifically for young individuals. It offers a Shariah-compliant savings account with a personalized debit card, exclusive rewards, and smart tools to manage money. It's more than just a bank account, it empowers kids and teens to take control of their finances and develop smart money habits early while giving parents full control to set limits and create a secure, supervised environment.

Is there a separate mobile app for ALPHA?

There is no separate app, the ALPHA Youth Account is fully accessible via the EI+ Mobile Banking App and is customized to offer a tailored experience for youth account holders.

How can I open an ALPHA Youth Account for my child?

Only Emirates Islamic customers with an active account can open an ALPHA Youth Account for their children. To apply, log in to the EI+ Mobile Banking App and submit the request under the relevant section.

What is the Debit Card usage limit for the ALPHA Youth Account?

The ALPHA Youth Account debit card includes controlled spending limits. Daily cash withdrawal limit is AED 500 and daily POS limit is AED 5,000. Parents or guardians can modify these limits through the EI+ Mobile Banking App or by contacting customer support.

Who is the legal guardian of ALPHA Youth Account?

The legal guardian is the child's parent or authorized custodian who is legally permitted to open and manage the account. The account can be opened via the EI+ Mobile Banking App however, if the account is being opened by a legal female guardian, it must be done at a branch.

What if the guardian does not have an Emirates Islamic account?

The guardian must have an Emirates Islamic account to open an ALPHA Youth Account. They can download the EI+ Mobile Banking App to open an account first.

Can my child access their ALPHA Youth Account online?

Yes, your child can access their ALPHA Youth Account through a dedicated youth-friendly digital banking experience. They can view their balance, track spending and manage basic features, all in a secure, age-appropriate environment. However, key controls and settings remain with the parent or legal guardian, to ensure safe and supervised account use.

How many accounts a parent can apply for ALPHA Youth Account?

A parent can open one ALPHA Youth Account per child. The number of accounts depends on the number of children the parent has.

What happens if existing minor account holder wants to switch to ALPHA Youth ACCOUNT?

Existing minor accounts are automatically migrated to an ALPHA Youth Account once eligibility criteria are met.

Open an ALPHA Youth Account

Eligibility

How to Apply?

Fees and Charges

FAQs

Still looking for an answer?

You are currently browsing

Personal Banking

Priority Banking

Private Banking

Business Banking

Corporate & Institutional Banking

Other segments

Download our app

Google Play

App Store

AppGallery