One family. Separate accounts. Many benefits.
Higher expected profit rates based on the account balances of all family members
Separate individual savings account for every account holder
100% complete account privacy for every account holder
50% discount on Processing fee* on Finances and vouchers of up to AED 700* on Cards
Click Here to view the Key Facts Statement, Schedule of Charges and other important information for this product.
Terms & Conditions apply. Click here
Finance Product
50% processing fee discount on Auto, Home and Personal Finance*
| Personal Finance / Auto Finance | 50% of the processing fee for Personal Finance /Auto Finance. |
| Home Finance | 50% of the processing fee Maximum of AED 2500 |
Credit Card
Vouchers up to AED 700 & 15,000 EI SmartMiles*
| Infinite & Signature Cards | Noon vouchers worth AED 700 |
| Platinum Cards | Noon vouchers worth AED 300 |
| Emarati Cards | 15,000 bonus EI Smartmiles |
Terms & Conditions apply. Click here
* Non-UAE National cannot be a primary member. Non-UAE National can avail the Emarati family Saving Account (as secondary member)
Accepted documents to confirm immediate family relationship:
Profit will be paid monthly based on the average balances held in the Emarati Family Savings Accounts of all family members.
Profit is distributed on calendar Monthly basis.
| Pooled balance slab - In AED | Expected Profit rates (p.a) | Payout Profit |
|---|---|---|
| Less than AED 499K | 0.25% | Monthly |
| AED 500K – AED 999K | 0.50% | |
| Greater than 1 million | 0.75% |
Terms and conditions apply. Profit rates are subject to change.
If you are existing customer, or new to bank, please visit any nearest branch to assist. Primary customer must be present with the secondary member for linking the accounts and enjoy the benefit.
It is a Shariah complaint Wakala based account that allows you and your immediate family members to open their own zero balance Savings Account with our exclusive Emarati Debit Card. All the account holders under one family will also benefit from higher profit rates on their individual account balances based on pooling of funds from all accounts under the family.
AED
One account per individual.
No minimum balance requirement.
No
Only ATM card, no cheque book for saving account.
Yes.
A higher profit rate will be paid monthly on average pooled balances.
It is the daily closing balance across the month held in each Emarati Family Saving Account and is combined together across all Emarati Family Savings Accounts within the immediate family
Yes.
