Legacy Credit Cards Legacy Credit Cards

Choice Points

Choice Points Earning Rewards Platinum Cards Rewards Gold/Classic Card RTA Gold Card RTA Platinum Card
Domestic Spends 2 Points per AED 1 spend 1 Points per AED 1 spend 1 Point per AED 2 spend 1 Points per AED 1 spend
International Spends 2 Points per AED 1 spend 1 Points per AED 1 spend 1 Point per AED 2 spend 1 Points per AED 1 spend

Rewards Cards: Retail spends made under category "Grocery / Supermarkets", “Education”, "Insurance" , "Car dealership and Auto related", “Electronics” and "Telecommunication Payment" will earn 0.5 Choice Points per AED 1 spend, on all card types. Retail spends made under category "Government Services" ,"Bill Payments (including utility bills)" and "Transport” will earn 0.1 Choice Points per AED 1 spend, on all card types.

RTA Gold: Retail spends made under category "Government Services" ,"Bill Payments (including utility bills)" and "Transport” will earn 0.25 Choice Points per AED 2 spend. For NOL/Salik top-up earn 2.5 Choice Points per AED 2 spend.

RTA Platinum: Retail spends made under category "Government Services" ,"Bill Payments (including utility bills)" and "Transport” will earn 1 Choice Point per AED 1 spend. For NOL/Salik top-up earn 5 Choice Points per AED 1 spend.

Choice Points Eligibility

  • 18,000 Choice Points can be redeemed for a voucher of AED 100/-
  • Earn 5 times more Choice Points for NOL/Salik topup on RTA Gold & RTA Platinum Cards
  • In any given month, a Card member shall only be entitled to earn Choice points for transactions carried out up to the extent of the assigned Credit Limit on the Card. Transactions exceeding the assigned Credit Limit shall not be entitled to earn Choice Points during that month.
  • Your Choice Points are calculated each month based on your monthly spend and have a validity of two years

Tamayaz Points Earning - UCS Credit Card

Just use your Emirates Islamic Union Coop Tamayaz Card when paying at any Union Coop store or anywhere either domestically or internationally to start accumulating Tamayaz points.

Spend Location Spend in AED Tamayaz Points
At Union Coop Stores 1 3*
International Spend 1 2
Domestic Spend 1 1

Effective March,15 2018, retail domestic spends made under category “Government Services” will earn 0.6 Tamayaz Points .

*For Tamayaz Points earned at Union Coop, 2 Tamayaz Points will be given by Emirates Islamic and 1 Tamayaz Point will be given by Union Coop.

Tamayaz Points Redemption:

Spend less and redeem your Tamayaz Points faster with Emirates Islamic Union Coop Tamayaz Card. Redeem your Tamayaz Points against your purchases at Union Coop stores as per the following table:

Tamayaz Points Tamayaz Points Value in AED Cashback %
Shareholder* 3,000 50 5
Non Shareholder 4,000 50 3.75

*The spend amount is calculated based on the earning rate at Union Coop only.

  • Your Tamayaz Points given by Union Coop will be available automatically in your Tamayaz account
  • Your Tamayaz Points given by Emirates Islamic will be available with Emirates Islamic and you need to contact us on 600 599995 to transfer your Tamayaz Points to your Tamayaz account
  • Tamayaz Points given by Emirates Islamic are valid for 2 years
  • Tamayaz Points given by Union Coop are only valid up to the end of a calendar year
  • Once Tamayaz Points are transferred from Emirates Islamic to Union Coop, it will get expired by the end of a calendar year

Features & Benefits

Supplementary Credit Cards - Up to 4 free Supplementary Credit Cards.

Extended Warranty - Extended Warranty allows you to double the warranty up to 12 months on purchased items. It provides a coverage if USD 2500 per occurrence and USD 5000 per year. For more details click here.

Buyers Protection - It provides coverage of USD 5000 per occurrence and USD 20,000 per year against loss or damage that occurs within a limited time duration from the date of purchase. For more details click here.

Visa Luxury Hotel Collection - Enjoy unsurpassed value at over 900 intriguing and prestigious properties around the world with your Emirates Islamic Cashback Credit Card. For more details please click here.

Schedule Of Charges

Please click here to view schedule of charges.

Card Benefits

Explore the benefits of using your Emirates Islamic Credit Card. Learn more about our security features, ways to pay and other card benefits.

Promotions

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Mazaya Offers

Mazaya Offer

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