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| Parameters | Emarati Absher Business Account | Expo2020**/Tajer/E-Trader | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| *Minimum Monthly Average Relationship Balance (a) | >=5,000 | >= 10,000(Expo2020**) >= 3,000(Tajar/E-Trader) |
>= AED 10,000 | >= 10,000 to 35,000 | >= AED 35,000 to AED 100,000 | >= AED 100,000 to AED 250,000 | >= AED 250,000 |
| Any Finance Facilities (b) | Any Active Finance | Any Active Finance | Any Active Finance | Any Active Finance | Any Active Finance | Any Active Finance | Any Active Finance |
| EIFB Brokerage/Stock Trading Accounts (c) | Any Active EIFB Brokerage/Stock Trading Accounts | Any Active EIFB Brokerage/Stock Trading Accounts | Any Active EIFB Brokerage/Stock Trading Accounts | Any Active EIFB Brokerage/Stock Trading Accounts | Any Active EIFB Brokerage/Stock Trading Accounts | Any Active EIFB Brokerage/Stock Trading Accounts | Any Active EIFB Brokerage/Stock Trading Accounts |
| Monthly Fee (FALL BELOW FEE) (only if conditions 'a' or 'b' or 'c' are not met) | Free for first 6 months. AED 52.50 thereafter | Free for first 12 months. AED 315 thereafter | Free for first 12 months. AED 315 thereafter. | AED 52.50 per month | AED 315 per month | AED 420 per month | AED 525 per month |
| Relationship Fee | 105 per month | Nil | AED 105 per month | AED 210 per month | AED 131.25 per month | Nil | Nil |
| Euro Account Maintenance Fee (w.e.f 1 July 2018) | EUR 52.50 per month | EUR 52.50 per month | EUR 52.50 per month | EUR 52.50 per month | EUR 52.50 per month | EUR 52.50 per month | EUR 52.50 per month |
| Teller Fees (Cash Deposit & Withdrawal / Fund Transfer (Cheque / Intergroup) | AED 52.50 per transaction | Free up to 5 transactions per month thereafter AED 10.50 per transaction | Free up to 5 transactions per month thereafter AED 10.50 per transaction | AED 105 Per transaction | AED 78.75 per transaction | Free up to 5 transactions per month thereafter AED 15.75 per transaction | Free up to 10 transactions per month thereafter AED 10.50 per transaction |
| Bulk cash deposit & withdrawal at teller counter | 0.25% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis | 0.25% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis | 0.25% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis | 0.5% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis | 0.25% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis | 0.15% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis | 0.1% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis |
| Customer Package Changes / Charges | NA | NA | NA | NA | NA | One-Off: Applied only for downgrade - 210/- if package changed within 6 months | One-Off: Applied only for downgrade - 210/- if package changed within 6 months |
| *Emirates Islamic reserves the right to downgrade the package, if the Minimum Average Balance requirement is not met for three consecutive months. **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only | |||||||
| Wakeel/Wakala Fee | AED 105 | per request |
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Cheque Book Charges | AED 52.50 per cheque book of 50 leaves* | AED 26.25 per cheque book of 50 leaves* | AED 52.50 per cheque book of 50 leaves* | AED 52.50 per cheque book of 50 leaves* | AED 52.50 per cheque book of 50 leaves* | Free* | Free* |
| Cheque Book - Processing Fee (Manual Request) |
AED 52.50 per request | AED 52.50 per request | AED 52.50 per request | AED 52.50 per request | AED 52.50 per request | AED 52.50 per request | AED 52.50 per request |
| Cheque / DDA (Direct Debit Authority) returned charges | AED 315 | AED 315 | AED 315 | AED 315 | AED 315 | AED 315 | AED 315 |
| Cheque Book Delivery (Branch) | AED 31.50 | AED 31.50 | AED 31.50 | AED 105 | AED 31.50 | AED 26.25 | AED 21 |
| Cheque Return - Inward (return reason "Represent after 3 working days")* | AED 315 | AED 315 | AED 315 | AED 315 | AED 315 | AED 315 | AED 315 |
| Inward clearing fees | Free | Free | Free | Free | Free | Free | Free |
| Cheque collection charges | 0.125% of the cheque amount, subject to a min. AED 52.50 & a max. AED525 -, plus AED 84 as courier charge | ||||||
| * As per the mandate from the Central Bank of UAE, cheque books issued during the first 6 months of opening the account could be limited to 10 leaves depending on the entity’s rating with the credit bureau (AECB). **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Local TT | AED 78.75 | AED 31.50 | AED 78.75 | AED 157.50 | AED 78.75 | AED 52.50 | AED 42 |
| International TT | AED 105 | AED 52.50 | AED 105 | AED 157.50 | AED 105 | AED 78.75 | AED 78.75 |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Local TT | AED 21 | AED 10.50 | AED 10.50 | AED 1.05 | AED 21 | AED 10.50 | Free |
| International TT | AED 31.50 | AED 15.75 | AED 15.75 | AED 21 | AED 31.50 | AED 26.25 | AED 15.75 |
| *Correspondent / Central Bank charges will be applicable on actual basis. **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Certificate of Balance | AED 105 per certificate | AED 78.75 per certificate | AED 105 per certificate | AED 157.50 per certificate | AED 105 per certificate | AED 52.50 per certificate | Free |
| Certificate of Balance/Balance Confirmation (Manual) (Effective from 10 January 2024) |
AED 157.50 per certificate | AED 157.50 per certificate | AED 157.50 per certificate | AED 262.50 per certificate | AED 157.50 per certificate | AED 157.50 per certificate | AED 131.25 per certificate |
| Certificate of Balance/Balance Confirmation (Online) (Effective from 10 January 2024) |
AED 78.75 per certificate | AED 78.75 per certificate | AED 78.75 per certificate | AED 78.75 per certificate | AED 78.75 per certificate | AED 78.75 per certificate | AED 78.75 per certificate |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Manual Processing Charges (via Branches)* * Manual WPS processing allowed only for approved customers. |
AED 787.50 per file + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 787.50 per file + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 787.50 per file + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 787.50 per file + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 787.50 per file + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 787.50 per file + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 787.50 per file + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
| businessONLINE (via electronic platform) | AED 57.75 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 57.75 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 57.75 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 57.75 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 57.75 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 57.75 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 57.75 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Manual Processing Charges (via Branches)* * Manual WPS processing allowed only for approved customers. |
AED 210 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 210 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 210 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 210 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 210 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 210 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 210 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
| businessONLINE (via electronic platform) | AED 105 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 105 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 105 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 105 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 105 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 105 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
AED 105 per File / Batch + AED 3.15 per account (per account charge is Free for EI/ENBD Accounts) |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Manual Processing Charges (via Branches) | AED 210 per file + AED 2.10 per beneficiary | AED 210 per file + AED 2.10 per beneficiary | AED 210 per file + AED 2.10 per beneficiary | AED 210 per file + AED 2.10 per beneficiary. | AED 210 per file + AED 2.10 per beneficiary | AED 210 per file + AED 2.10 per beneficiary | AED 210 per file + AED 2.10 per beneficiary |
| businessONLINE (via electronic platform) | AED 52.50 per file + AED 2.10 per beneficiary | AED 52.50 per file + AED 2.10 per beneficiary | AED 52.50 per file + AED 2.10 per beneficiary | AED 52.50 per file + AED 2.10 per beneficiary | AED 52.50 per file + AED 2.10 per beneficiary | AED 52.50 per file + AED 2.10 per beneficiary | AED 52.50 per file + AED 2.10 per beneficiary |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Noqodi Top-up / Voucher | AED 10.50 | AED 10.50 | AED 10.50 | AED 10.50 | AED 10.50 | AED 10.50 | AED 10.50 |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Request for copy of statement (non periodic) | AED 5.25 per page. Minimum AED 52.50 | AED 5.25 per page. Minimum AED 52.50 | AED 5.25 per page. Minimum AED 52.50 | AED 5.25 per page. Minimum 105 | AED 5.25 per page. Minimum AED 52.50 | AED 5.25 per page. Minimum AED 26.25 | AED 5.25 per page. Minimum AED 21 |
| Physical Statement (Weekly / Monthly / Quarterly / Half Yearly / Yearly) | AED 105 | AED 105 | AED 105 | AED 157.50 | AED 105 | AED 105 | AED 105 |
| e-statement (monthly) | Free | Free | Free | Free | Free | Free | Free |
| Liability Letter | AED 210 | AED 210 | AED 210 | AED 262.50 | AED 210 | AED 157.50 | AED 105 |
| No Liability Letter | AED 210 | AED 210 | AED 210 | AED 262.50 | AED 210 | AED 157.50 | AED 105 |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Set up charges | AED 78.75 | AED 78.75 | AED 78.75 | AED 105 | AED 78.75 | AED 52.50 | AED 26.25 |
| Periodic Payments (per transaction) | Free | Free | Free | Free | Free | Free | Free |
| Amendment charges | AED 31.50 | AED 31.50 | AED 31.50 | AED 57.75 | AED 31.50 | AED 26.25 | AED 15.75 |
| Failed Standing Instruction | AED 47.25 | AED 47.25 | AED 47.25 | AED 57.75 | AED 47.25 | AED 42 | AED 31.50 |
| Balance order | AED 189 p.a. | AED 189 p.a. | AED 189 p.a. | AED 525 p.a. | AED 189 p.a. | AED 168 p.a. | AED 147 p.a. |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| If deposited in beneficiarys’ account | Free | Free | Free | Free | Free | Free | Free |
| If in AED & JOD Currencies from participating banks in BUNA | USD 3.5 per Transaction (applicable only to BEN/SHA) (Effective from 24 December 2023) | ||||||
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Issuance of DD/MC/PO | AED 26.25 | AED 26.25 | AED 26.25 | AED 52.50 | AED 26.25 | AED 21 | AED 15.75 |
| Cancellation of DD/MC/PO | Free | Free | Free | AED 52.50 | Free | Free | Free |
| Additional telex (e.g. tracer) sent at request of customer - UAE | AED 73.50 | AED 73.50 | AED 73.50 | AED 105 | AED 73.50 | AED 52.50 | AED 47.25 |
| Additional telex (e.g. tracer) sent at request of customer - Others | AED 73.50 | AED 73.50 | AED 73.50 | AED 105 | AED 73.50 | AED 52.50 | AED 47.25 |
| Cancellation of remittance instruction/recalling of funds remitted | AED 84 | AED 84 | AED 84 | AED 105 | AED 84 | AED 84 | AED 73.50 |
| Swift message copy | AED 21 | AED 21 | AED 21 | AED 42 | AED 21 | AED 15.75 | AED 10.50 |
| Special Clearing - Outward | AED 262.50 | AED 262.50 | AED 262.50 | AED 262.50 | AED 262.50 | AED 262.50 | AED 262.50 |
| Special Clearing - Inward (Proceeds by Manager’s Cheque) | Free | Free | Free | Free | Free | Free | Free |
| Special Clearing - Inward (Proceeds through UAE Central Bank) | Free | Free | Free | Free | Free | Free | Free |
| Request for copy of old cheuqes up to 6 months old | AED 21 per copy | AED 21 per copy | AED 21 per copy | AED 31.50 per copy | AED 21 per copy | AED 10.50 per copy | AED 5.25 per copy |
| Request for copy of old cheuqes more than 6 months old | AED 42 per copy | AED 42 per copy | AED 42 per copy | AED 52.50 per copy | AED 42 per copy | AED 21 per copy | AED 15.75 per copy |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| For Cheque/Demand Draft/Manager’s Cheque (up to 3 leaves/unit) | AED 31.50 | AED 31.50 | AED 31.50 | AED 52.50 | AED 31.50 | AED 21 | AED 15.75 |
| For Cheque/Demand Draft/Manager’s Cheque (Greater than 3 leaves/units) | AED 42 | AED 42 | AED 42 | AED 63 | AED 42 | AED 31.50 | AED 21 |
| Account Closure (within 6 months) | AED 210 | AED 210 | AED 210 | AED 210 | AED 210 | AED 210 | AED 210 |
| Dormant Account Charges | AED 157.50 per year | AED 157.50 per year | AED 157.50 per year | AED 315 per year | AED 157.50 per year | AED 157.50 per year | AED 157.50 per year |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Foreign Currency cash deposit | 1% (Minimum AED 105) | 1% (Minimum AED 105) | 1% (Minimum AED 105) | 1% (Minimum AED 105) | 1% (Minimum AED 105) | 1% (Minimum AED 105) | 1% (Minimum AED 105) |
| Foreign Currency cash withdrawal | 1% (Minimum AED 105) | 1% (Minimum AED 105) | 1% (Minimum AED 105) | 1% (Minimum AED 105) | 1% (Minimum AED 105) | 1% (Minimum AED 105) | 1% (Minimum AED 105) |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Trade License Updation - Processing Fee (Manual Request) |
AED 105 per request | AED 105 per request | AED 105 per request | AED 105 per request | AED 105 per request | AED 105 per request | AED 105 per request |
| Trade License Renewal (grace period of 2 months allowed from date of expiration) |
AED 367.50 Monthly | AED 367.50 Monthly | AED 367.50 Monthly | AED 367.50 monthly | AED 367.50 Monthly | AED 367.50 Monthly | AED 367.50 Monthly |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Audit confirmation | AED 157.50 | AED 157.50 | AED 157.50 | AED 262.50 | AED 157.50 | AED 157.50 | AED 131.25 |
| Audit confirmation (Manual) (Effective from 10 January 2024) |
AED 157.50 | AED 157.50 | AED 157.50 | AED 262.50 | AED 157.50 | AED 157.50 | AED 131.25 |
| Audit confirmation (Online) (Effective from 10 January 2024) |
AED 78.75 | AED 78.75 | AED 78.75 | AED 78.75 | AED 78.75 | AED 78.75 | AED 78.75 |
| TCI report | AED 157.50 | AED 157.50 | AED 157.50 | AED 262.50 | AED 157.50 | AED 157.50 | AED 131.25 |
| Other reports | AED 157.50 | AED 157.50 | AED 157.50 | AED 262.50 | AED 157.50 | AED 157.50 | AED 131.25 |
| IBAN/Reference Letter/Other reports/Other Letters* (Manual) (Effective from 10 January 2024) |
AED 157.50 | AED 157.50 | AED 157.50 | AED 262.50 | AED 157.50 | AED 157.50 | AED 131.25 |
| IBAN/Reference Letter/Other reports/Other Letters* (Online) (Effective from 10 January 2024) |
AED 78.75 | AED 78.75 | AED 78.75 | AED 78.75 | AED 78.75 | AED 78.75 | AED 78.75 |
| *This includes IBAN Letter, Reference letters, account closure letter or any other letter issued on customer request **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Issued to organizations within UAE | AED 210 | AED 210 | AED 210 | AED 262.50 | AED 210 | AED 210 | AED 210 |
| Issued to organizations outside UAE | AED 210 | AED 210 | AED 210 | AED 262.50 | AED 210 | AED 210 | AED 210 |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Extension of due date | AED 31.50 | AED 31.50 | AED 31.50 | AED 42 | AED 31.50 | AED 21 | AED 15.75 |
| Substitution of cheque with cash | AED 31.50 | AED 31.50 | AED 31.50 | AED 42 | AED 31.50 | AED 21 | AED 15.75 |
| Postdated cheques deposited for collection | AED 31.50 | AED 31.50 | AED 31.50 | AED 42 | AED 31.50 | AED 21 | AED 15.75 |
| Letters of Encashment | 0.125% | 0.125% | 0.125% | 0.125% | 0.125% | 0.125% | 0.125% |
| Cheque Certification | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Standard collections: | Free | Free | Free | Free | Free | Free | Free |
| Commission | Free | Free | Free | Free | Free | Free | Free |
| OCC Return Charges | Cheque return charges: AED 52.50 |
Cheque return charges: AED 52.50 |
Cheque return charges: AED 52.50 |
Cheque return charges: 105 |
Cheque return charges: AED 52.50 |
Cheque return charges: AED 52.50 |
Cheque return charges: AED 52.50 |
| Cash letter items Commission | 1/10% (minimum AED 21, maximum AED 525 or equivalent) AED 10.50 for post |
1/10% (minimum AED 21, maximum AED 525 or equivalent) AED 10.50 for post |
1/10% (minimum AED 21, maximum AED 525 or equivalent) AED 10.50 for post |
1/10% (minimum AED 21, maximum AED 525 or equivalent) + AED 10.50 for Post |
1/10% (minimum AED 21, maximum AED 525 or equivalent) AED 10.50 for post |
1/10% (minimum AED 21, maximum AED 525 or equivalent) AED 10.50 for post |
1/10% (minimum AED 21, maximum AED 525 or equivalent) AED 10.50 for post |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
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| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Commission | 1/8% (minimum AED 42, maximum AED 525 or equivalent) |
1/8% (minimum AED 42, maximum AED 525 or equivalent) |
1/8% (minimum AED 42, maximum AED 525 or equivalent) |
1/8% (minimum AED 42, maximum AED 525 or equivalent) |
1/8% (minimum AED 42, maximum AED 525 or equivalent) |
1/8% (minimum AED 42, maximum AED 525 or equivalent) |
1/8% (minimum AED 42, maximum AED 525 or equivalent) |
| Proceeds by DD/MC | AED 10.50 | AED 10.50 | AED 10.50 | AED 10.50 | AED 10.50 | Free | Free |
| Proceeds by TT | AED 63 per message | AED 63 per message | AED 63 per message | AED 63 per message |
AED 63 per message | Free | Free |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Hold mail | Free | Free | Free | Free | Free | Free | Free |
| Holding undelivered mail | AED 105 p.a. | AED 105 p.a. | AED 105 p.a. | AED 105 p.a. | AED 105 p.a. | AED 105 p.a. | AED 105 p.a. |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| UAE | AED 15.75 minimum | AED 15.75 minimum | AED 15.75 minimum | AED 15.75 minimum | AED 15.75 minimum | AED 15.75 minimum | AED 15.75 minimum |
| Other | AED 31.50 minimum | AED 31.50 minimum | AED 31.50 minimum | AED 31.50 minimum | AED 31.50 minimum | AED 31.50 minimum | AED 31.50 minimum |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| UAE | AED 26.25 | AED 26.25 | AED 26.25 | AED 26.25 | AED 26.25 | AED 26.25 | AED 26.25 |
| Others | AED 52.50 | AED 52.50 | AED 52.50 | AED 52.50 | AED 52.50 | AED 52.50 | AED 52.50 |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| UAE | AED 42 minimum | AED 42 minimum | AED 42 minimum | AED 63 | AED 42 minimum | AED 31.50 minimum | AED 21 minimum |
| Others | AED 131.25 minimum | AED 131.25 minimum | AED 131.25 minimum | AED 157.50 minimum | AED 131.25 minimum | AED 105 minimum | AED 84 minimum |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| UAE | AED 47.25 minimum | AED 47.25 minimum | AED 47.25 minimum | AED 63 minimum | AED 47.25 minimum | AED 31.50 | AED 21 |
| Others | AED 63 minimum | AED 63 minimum | AED 63 minimum | AED 73.50 minimum | AED 63 minimum | AED 47.25 | AED 31.50 |
| Investigations | Within 1 year AED 52.50 After 1 year minimum AED 105 |
Within 1 year AED 52.50 After 1 year minimum AED 105 |
Within 1 year AED 52.50 After 1 year minimum AED 105 |
Within 1 year AED 84 After 1 year minimum AED 126 |
Within 1 year AED 52.50 After 1 year minimum AED 105 |
Within 1 year AED 42 After 1 year minimum AED 94.50 |
Within 1 year AED 31.50 After 1 year minimum AED 84 |
| Request for non-standard statement frequency |
AED 42 p.m. | AED 42 p.m. | AED 42 p.m. | AED 52.50 p.m. | AED 42 p.m. | AED 31.50 p.m. | AED 21 p.m. |
| Send MT940s on customer request (Monthly per account) |
AED 157.50 per month | AED 157.50 p.m. | AED 157.50 per month | AED 157.50 p.m. | AED 157.50 p.m. | AED 157.50 p.m. | AED 157.50 p.m. |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Capital Guarantee Certificate | AED 525 | AED 525 | AED 525 | AED 525 | AED 525 | AED 525 | AED 525 |
| Attestation of Signature | AED 52.50 | AED 52.50 | AED 52.50 | AED 157.50 | AED 52.50 | AED 52.50 | AED 52.50 |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Department of Economic Development |
AED 525 | AED 525 | AED 525 | AED 525 | AED 525 | AED 525 | AED 525 |
| Free Zones and others | AED 525 | AED 525 | AED 525 | AED 525 | AED 525 | AED 525 | AED 525 |
| T.C. Purchase | AED 21 | AED 21 | AED 21 | AED 21 | AED 21 | AED 21 | AED 21 |
| Issue of IPO/Rights issues by order | AED 105 | AED 105 | AED 105 | AED 105 | AED 105 | AED 105 | AED 105 |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Subscription Fees | Free | Free | Free | Free | Free | Free | Free |
| Token charges | AED 262.50/- per token | AED 262.50/- per token | AED 262.50/- per token | AED 105/- per token | AED 262.50/- per token | AED 262.50/- per token | AED 262.50/- per token |
| Password Reset | AED 26.25/- per request | AED 26.25/- per request | AED 26.25/- per request | AED 52.50/- per request | AED 52.50/- per request | AED 52.50/- per request | AED 52.50/- per request |
| Password Reset (Effective from 10 January 2024) |
Free | Free | Free | Free | Free | Free | Free |
| Swift message copy download | Free | Free | Free | AED15.75 | Free | Free | Free |
| Subsidiary/Associate company account addition |
AED 52.50/- per request | AED 52.50/- per request | AED 52.50/- per request | AED 105/- per request | AED 105/- per request | AED 105/- per request | AED 105/- per request |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Per Visit Charges | As per Contract | As per Contract | As per Contract | As per Contract | As per Contract | As per Contract | As per Contract |
| Corporate Cash Collection - Processing Fee | As per Contract | As per Contract | As per Contract | As per Contract | As per Contract | As per Contract | As per Contract |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Subscription Fees | Free | Free | Free | Free | Free | Free | Free |
| Monthly SMS Charges | Free | Free | Free | Free | Free | Free | Free |
| Fax Indemnity Charge | AED 262.50 per anum | AED 262.50 per anum | AED 262.50 per anum | AED 525 per anum | AED 262.50 per anum | AED 262.50 per anum | AED 262.50 per anum |
| **Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package. ***Available for New Customers Only |
|||||||
| Parameters | Emarati Absher Business Account | Expo2020**/e-Trader/Tajer | Businesswomen Account*** | Digital*** | Premium | Gold | Platinum |
|---|---|---|---|---|---|---|---|
| Debit Card Replacement Fee | AED 26.25 | AED 26.25 | AED 26.25 | AED 26.25 | AED 26.25 | AED 26.25 | AED 26.25 |
| Foreign Currency Transaction Fee* | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% |
| Copy of Sales Voucher | No Fee | No Fee | No Fee | No Fee | No Fee | No Fee | No Fee |
| Usage fee in UAE at Emirates Islamic / Emirates NBD ATMs | |||||||
| Cash Withdrawal/Deposit | No Fee | No Fee | No Fee | No Fee | No Fee | No Fee | No Fee |
| Balance Inquiry | No Fee | No Fee | No Fee | No Fee | No Fee | No Fee | No Fee |
| Mini statement | No Fee | No Fee | No Fee | No Fee | No Fee | No Fee | No Fee |
| Utility payment | No Fee | No Fee | No Fee | No Fee | No Fee | No Fee | No Fee |
| Usage fee on Non Emirates Islamic / Emirates NBD (UAE Switch) ATMs | |||||||
| Cash Withdrawal | AED 2.1 | AED 2.1 | AED 2.1 | AED 2.1 | AED 2.1 | No Fee | No Fee |
| Balance Inquiry | AED 1.05 | AED 1.05 | AED 1.05 | AED 1.05 | AED 1.05 | No Fee | No Fee |
| Declined transaction | AED 0 | AED 0 | AED 0 | AED 1.05 | AED 1.05 | No Fee | No Fee |
| In Arab Gulf Cooperation Countries at GCC NET ATMs | |||||||
| Cash Withdrawal | AED 6.30 | AED 6.30 | AED 6.30 | AED 6.30 | AED 6.30 | No Fee | No Fee |
| Balance Inquiry | AED 3.15 | AED 3.15 | AED 3.15 | AED 3.15 | AED 3.15 | No Fee | No Fee |
| International ATMs (outside UAE) | |||||||
| Cash Withdrawal | AED 21 | AED 21 | AED 21 | AED 21 | AED 21 | AED 21 | No Fee |
| Balance Inquiry | No Fee (if available) | No Fee (if available) | No Fee (if available) | No Fee (if available) | No Fee (if available) | No Fee (if available) | No Fee (if available) |
*This fee is charged in addition to the standard processing fee charged by Visa International and is applicable to transactions performed in any currency other than UAE Dirhams.
Charges are in UAE Dirhams and subject to Bank's policies. All fees and changes in this guide are subject to change without notice. Bank reserves the right to offer services and charges mentioned above at its sole discretion. Bank reserves the right to levy additional charges for additional services that might be offered in addition to the above mentioned services at its discretion.
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only