Abu Dhabi Rewards Credit Card

Your miles. Your rewards.

The Shari'a Compliant card exclusively for Abu Dhabi. Enjoy more choices and rewarding experiences with the new Emirates Islamic Abu Dhabi Rewards credit card. The more you spend the more you earn.


  • Earn upto 2 choice points for every Dirham spent on your credit card. Click here to learn how to redeem online.
  • For more details on Abu Dhabi Rewards Credit Card Choice Points earning rates please Click here
  • Redeem them against your annual fee, airline miles, entertainment, leisure, communication, supermarkets, electronics and jewelry stores
  • Enjoy unmatched discounts, benefits and privileges across restaurants and retail stores with our Mazaya offers program

*Terms and conditions apply


Retailer Points per voucher of 100 AED
Cash Back 18000


Airline Miles Points
1,500 Etihad Guest Miles
14,000
2000 Etihad Guest Miles 16,000

Please click here to view schedule of charges.

We are delighted to present to you our Mazaya Offers. Get unmatched benefits, discounts and privileges at restaurants and retailers across the UAE.


Dining

Get mouth-watering discounts of up to 30% at restaurants across the UAE with your Emirates Islamic Card.

Shopping

Get fabulous discounts at partner outlets across UAE when you shop using your Emirates Islamic Card.

Travel

Enjoy travel benefits with our exclusive travel season offers. For more details and a complete list of our partner outlets, please visit our website.

Some of the benefits above are provided by MasterCard. For details and the latest list of offers refer to the Mazaya section in the Emirates Islamic and the Mastercard website

Click here to view mazaya offers.


Can I withdraw cash with my card?

You can withdraw cash from any Emirates Islamic branch or from more than 780,000 ATMs around the world displaying the VISA logo, for a nominal fee.

What are the payment options on the card?

Card payments can be made through a range of different channels including:

Cheque Payments
Cheque deposits through the Drop Box, which is available at all designated branches. Make sure that you write your name and Credit Card number on the back of the cheque.
Please Note: Cheques are sent for Clearing and payment is made after the funds are received, which can take 3 - 5 days

Exchange Houses
Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan Exchange House and Al Ansari Exchange can be made in cash up to a maximum value of AED 35,000 per day. All payments will reflect in your credit card account in 2 to 3 working days.

Pay Bills Online
As an Emirates Islamic account holder, you can use your online banking service to pay your monthly bills online. Simply visit www.emiratesislamic.ae and log in to online banking. Call 600 599995 for assistance to link your Credit Card with your online banking account.
Online Auto Payment Facility
Schedule your monthly bill payment through your online banking account using the Auto Payment Transfer facility, which enables your monthly bill to be automatically deducted from your account at the click of a button.

Cash At Counter
Make a cash payment for your Emirates Islamic Credit Card at any of our branches during banking hours

Cash Deposit Machines
Make your payment by depositing the payment at one of our network of Cash Deposit Machines. You can make your payments even if you do not have your card with you, all you need is the card number.

Can I avail of supplementary cards with this card?

You can get up to 4 supplementary cards for your family members and enable them to take advantage of discounts available on your primary card while earning reward points on every Dirham spent.

Is the card Shari'a compliant?

The Abu Dhabi Rewards credit card is fully compliant with the Shari'a principles. The card does not charge any interest to customers. As such, the bank charges a fixed monthly fee for extending various features and benefits to customers.