Exclusive Credit Card for Emaratis

Save AED 750 on Apple products when you spend AED 30,000 and more within the first 60 days of the card opening date.

Click here for the Terms & Conditions.

** For more details about EI SmartMiles earning rates, please Click here.

What can you do with your EI SmartMiles?

Enjoy instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide, car rentals and much more starting from as low as 4,000 EI SmartMiles.

Twice a month, you can buy one and get one complimentary movie ticket up to the Director's Box & Platinum tiers, with a 20% discount on food and beverages.
Spend at least AED 5,000 every calendar month to avail this benefit. If the spend criteria is not met or exceeds the maximum complimentary tickets usage, your credit card will be billed with the discount availed.
For more information on the Roxy Cinemas offer, Click here.

Enjoy two complimentary valet parking services each month at designated locations throughout the UAE. Simply present your Emarati Credit Card at the valet parking desk to access this perk.

To enjoy this benefit, a minimum monthly (calendar month) retail spend of AED 5,000 on your card is required. Should the spend criteria not be met or if you exceed the maximum complimentary services, your credit card will be billed with the actual service amount.

For information on valet parking locations, charges, and additional Terms & Conditions, please click here.

Relax with unlimited complimentary access to over 1000 airport lounges worldwide. You can access airport lounges exclusively via the new Visa Airport Companion Mobile App. Click here to know more.

Terms & Conditions:

• The first visit to a lounge in a calendar year is complimentary.
• To utilize the subsequent complimentary visits in the same calendar year, customers must make a minimum foreign currency spend of USD 1 or equivalent, on both primary & supplementary cards at least 15 days before the lounge visit. Customers will be charged USD $27 per usage of the used card if the spend criteria is not met.
• For every accompanying guest, cardholders will be charged USD $27 per person per visit.

Concierge hotlines are available to cardholders 24 hours a day, both over the phone and online. Take advantage of a host of services, including, but not limited to, flight, hotel and restaurant reservations worldwide.

Call their toll-free number in the UAE 800 0441 3487 or their UAE international direct dialing number +971 4361 1234 or +1 773 360 5320. You can also send an email to concierge@visasignature-mea.com.

Skip the hassle of organising travel and medical insurance when you go abroad. Pay for your travel with an Emirates Islamic Emarati Visa Signature Credit Card to automatically be covered by travel accident and travel inconvenience insurance on all trips up to 90 days long.

Visit cardholderbenefitsonline.com to get your travel insurance certificate.

Enjoy up to two complimentary Marhaba Meet & Greet services per year.

Spend at least AED 5,000 every calendar month to avail this benefit. If the spend criteria is not met or exceeds the maximum complimentary service usage, your credit card will be billed with the applicable service fee.

Click here to book now!
Click here for the Terms & Conditions.

Not only does your Emirates Islamic Emarati Credit Card bring you endless rewards, but there are also no Annual Membership fees, along with an attractive profit rate of only 3.59%.

Experience the ultimate convenience with your Emirates Islamic Emarati Credit Card. Make secure and easy payments anywhere you see the Apple Pay, Samsung Wallet and Google Pay symbols worldwide.

Enjoy quality that lasts. We automatically double the original manufacturer’s warranty up to one year from the expiry date of the original warranty.

For more details, visit www.visamiddleeast.com.

Your Emarati Credit Card protects your purchases against theft or damage, so you can focus on finding the best deal for you.

For more details, visit www.visamiddleeast.com.

Apply for up to 4 Supplementary Cards so your loved ones can share your privileges, earn rewards faster and get more cashback on your Emirates Islamic Emarati Credit Card.

Each Supplementary Card issued under your account allows you to track your expenses under simplified billing, with a single monthly payment for all Cards on the same account.

Supplementary cardholders also enjoy the same benefits as a primary cardholder. They can also receive complimentary valet parking and LoungeKey airport lounge access.

Need some emergency cash? Call us at 600 599 995 and use the Cash-On-Call service to instantly get up to 80% of your available credit limit credited into your account. You can also use the Cash Advance service to withdraw cash at ATMs.

Conveniently transfer the outstanding balance of your Card from other banks to your Emirates Islamic Emarati Credit Card.

Shop for electronics, jewellery, groceries and more with no fuss using the 0% Easy Payment Plan. Ask for a 3, 6, 9 or 12-month plan at several partner outlets, including Sharaf DG and Carrefour.

Terms & Conditions apply.

Unwind at a range of luxury hotels across the globe using your Emarati Credit Card. Enjoy unsurpassed value at our exclusive hand-selected portfolio of over 900 properties, including boutique gems, as well as world-famous hotels and resorts.

Your privileges include:

• Best available rate guarantee
• Automatic room upgrade upon arrival, when available
• In-room Internet
• Complimentary continental breakfast
• 3:00 PM check-out, when available
• VIP guest status
• Complimentary food and beverage voucher worth USD 25

For more details, please visit visaluxuryhotels.com.