Emirates Islamic Skywards Black Credit Card Emirates Islamic Skywards Black Credit Card

Key Benefits

Earn Skywards Miles

Earn Skywards Miles

Up to 3.5 Skywards Miles per USD equivalent spend.

Skywards Gold Membership

Emirates Skywards Gold Tier Membership

Fast Track to Emirates Skywards Gold Tier Membership.

Lounge Access

Lounge Access

Unlimited Complimentary access to 1000+ airport lounges for cardholder and 1 guest with LoungeKey

Cashback

Cashback Promotion

Enjoy up to 50% cashback on your first Emirates Airline or retail transaction. Terms and Conditions Apply.

Enjoy fast-track to Emirates Skywards Gold Membership, the best Skywards Miles earn rates and a range of exclusive benefits & privileges on the best travel credit card. This unique metal credit card is truly beyond the ordinary.

Skywards Miles

Enjoy earning Skywards Miles for every retail spend on your card.

For every USD 1 equivalent retail spend you will enjoy earning Miles according to the below earning rates.

Spend Category Miles Earn Rates
Spend at Emirates Airline 3.5 Skywards Miles
International Spend (Non AED currency spend) Up to 2 Skywards Miles
Domestic Spend (AED currency spend) Up to 1.5 Skywards Miles

For more details about Skywards Miles earning rates please click here.

Earn additional Skyward Miles with ExtraMiles App

Now, for a limited period only, earn 2 additional Skywards Miles for every USD 1 equivalent retail spend with ExtraMiles App when you make purchases for hotel bookings, flight ticket bookings & car rentals through the app… Learn More.

See how many Skywards Miles you can earn monthly

AED
AED
AED
AED
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Miles Per Month

Please note that this is a just estimated calculation based on above amounts

Key Privileges

Complimentary Emirates Skywards Silver Tier Membership*

As an Emirates Islamic Skywards Black Credit Cardholder enjoy the Emirates Skywards Silver membership, offering exclusive benefits like:

  • Bonus Tier Miles
  • Extra baggage allowance
  • Priority check-in and many more

Emirates Skywards Silver Tier membership is available for as long as the Emirates Islamic Skywards Black Card is active. Emirates Skywards Programme Rules apply. If you are an existing Emirates Skywards Platinum or Gold member, your existing membership status will not be affected. For more details about Emirates Skywards Silver Membership benefits Click here.

Fast Track to Emirates Skywards Gold Tier Membership*

As an Emirates Islamic Skywards Black Credit Cardholder, you can fast track to Skywards Gold Tier status with a minimum spend of AED 5,500 on Emirates Airline within 12 months from the Card Issuance date.

The Gold Membership will be valid for a period of 12 months from the enrollment date. For subsequent years, customer needs to meet the above mentioned criteria to continue enjoying the Gold Membership for the respective year.

For Existing Emirates Skywards Gold tier members, the validity of the existing membership will be extended by 12 months. If you are an existing Skywards Platinum member, your existing membership status will not be affected. For more details about Emirates Skywards Gold Membership benefits Click here.

Complimentary Lounge Access

Enjoy unlimited complimentary access for the cardholder and one guest to over 1000 airport lounges. Click here to know about the eligibility criteria.

Complimentary Airport Transfers

Take advantage of 4 complimentary airport transfers per calendar year to or from Dubai airport. All you need is to book your Emirates Airlines ticket with your Skywards Black Credit card.
Click here to know about the eligibility criteria and the booking process.

Skywards Gold Tier Membership for Supplementary Cardholder*

The Emirates Skywards Gold membership is available for one supplementary cardholder per primary cardholder. All you need to do is spend an additional minimum amount of AED 5,500 at Emirates and pay an Annual Membership Fee of AED 4,000 for your Supplementary Card

The Gold membership will be valid for a period of 1 year. To retain Gold status, the above criteria needs to be followed or the member needs to qualify as per the Emirates Skywards Programme Rules.

Customers can opt for the above criteria or simply take a supplementary card without any Tier Membership.

25% discount on Skywards ‘Buy Miles’ and ‘Gift Miles’*

The Emirates Islamic Skywards Black Credit Card offers you a 25% discount when you buy or gift Skywards Miles.

Skywards Miles can be purchased online by visiting emirates.com/ae. You need to log-in to your Emirates Skywards account and follow the Buy Miles process or the Gift Miles process.

The 25% discount will automatically be added when you check-out to pay for the Miles, as long as you are logged in to your Skywards Account and pay with your Emirates Islamic Skywards Black Credit Card.

Complimentary VOX Movie Tickets

Enjoy up to 4 “Buy 1 Get 1” complimentary movie tickets each month, any day of the week. Click here to know about the eligibility criteria.

Unlimited Complimentary Golf

Enjoy unlimited complimentary golf at Arabian Ranches Golf Club or Track Meydan Golf Club or The Trump International Golf Club on weekends or weekdays. To book your game, please click here and submit the completed form.

*Emirates Skywards Programme Rules apply.

Additional Privileges

0% Easy Payment Plan on Emirates Airlines purchases

Convert your purchases made at emirates.com into convenient monthly installments of 3 months.

Get 50% discount on domestic airport transfers

Enjoy 4 discounted (50% discount) airport transfers per annum (up to AED 50 per ride) with Careem. Use promo code UAEVI50 and pay with your Emirates Islamic Visa Infinite Card when you book your airport transfer with Careem. Click here to learn more.

Purchase Protection

Purchase protection provides you with additional peace of mind every time you make a purchase. It protects your purchases against theft or damage so you can focus on finding the perfect gift. For more details, visit www.visamiddleeast.com

Multi Trip Travel Insurance

Travel with convenience and complete peace of mind. Your Emirates Islamic Credit Card allows you to save time and the expense of organising travel and medical insurance separately for your travel. All you need to do is pay for your travel with your card and you get automatically covered for travel accident and travel inconvenience insurance.

Details of coverage:

  • Personal accident benefits up to USD 1,000,000 (International)
  • Personal accident benefits up to USD 100,000 (Domestic)
  • Baggage delay up to USD 500
  • Loss of personal belongings up to USD 2,500
  • Covers cardholder, spouse and up to 5 children; age limit of 75 for all

For more information, please visit cardholderbenefitsonline.com

Balance Transfer Facility

Now you can really save big time with your Emirates Islamic Skywards Black Credit Card balance transfer facility. You have the opportunity to pay off balances you owe to other banks through your Emirates Islamic Skywards Black Credit Card, with no profit charged on the balance transferred.

Global Assistance

No matter where you are in the world, VISA International multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year. If your Visa Infinite card has been lost or stolen, Visa Global Customer Assistance Services representatives can help. For help, call 8000-021 866-654-0112 from inside UAE or +1 303 967 1090 from outside UAE.

Free Valet Parking

You are entitled to Complimentary Valet Parking Service, three times in a calendar month. Any additional use of service will cost AED 80 and will be charged to your Primary Credit Card. Click here for locations and Terms & Conditions

Extended Warranty

When you buy quality, you expect it to last. That’s why we automatically double the original manufacturer’s warranty up to one year from the expiry date of the original warranty. For more details, visit www.visamiddleeast.com

Exclusive Visa Infinite Offers

We have partnered with VISA International to bring you exclusive discounts and special offers. Your Skywards Visa Infinite Credit Card privileges connect you to a world of ever changing luxury. For assistance please visit www.visainfinitecard.com.

Cash Advance

You can now withdraw cash as per Bank's policy through your Emirates Islamic Skywards Black Credit Card's instant cash advance facility from any Emirates Islamic branch and at more than 780,000 ATMs, exchange houses and financial institutions worldwide displaying the VISA logo. Cash advance fee will apply and Skywards Miles are not awarded against cash advances..

Global Concierge

Take advantage of a host of services including and not limited to flight/hotel/restaurant reservations available to you over the phone or online, 24 hours a day, from anywhere in the world by simply calling Concierge hotlines. UAE Toll-free: 800 0441 3487 , UAE International Direct Dialing: +9714 436 7222 OR +1 773 360 5320. Alternatively, you can send an email to concierge@visainfinite-mea.com

Schedule of Charges

Please click here to view schedule of charges.

Golf Reservation Form

Enjoy unlimited complimentary golf at Arabian Ranches Golf Club or Track Meydan Golf Club or The Trump International Golf Club on weekends or weekdays. To book your game, please click here and submit the completed form.

Important information

Please click here to view important information on Emirates Islamic Skywards Black Credit Card.

Mazaya Offers

Mazaya Offer

Get unmatched benefits, discounts and privileges.

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Frequently Asked Questions

1. Is the Skywards Black Credit Card a Metal Credit Card?

Yes. Both Skywards Black primary & supplementary credit cards, come in a unique metal design with superior benefits and privileges, such as Emirates Skywards Gold Membership, the best Skywards Miles earn rate, Airport pick-up & drop, Airport lounges, Travel Insurance etc..

2. Am I eligible for this Card if I do not have a Skywards Membership?

Yes, we will create a Skywards account for you and assign a membership number which will be printed on the card plastic.

3. When do the miles get credited to my Skywards Account?

Skywards Miles earned for all transactions in a statement cycle will reflect in your Skywards account within 10 days from the statement generation date.

4. What happens if one of my transactions gets reversed?

The miles earned on this transaction will also get reversed. However if the reversal happens after the miles have been transferred to your Skywards Account, then the respective number of miles will be adjusted against the new earnings.

5. What is the Miles earn rate for international transactions done on Supermarkets, Government Services, Insurance and Education?

The Miles earn rate for any international transaction (excluding EEA countries) is 2 Skywards Miles per USD 1 spend, including spends made at "Grocery / Supermarkets", "Insurance" , "Car dealership and Auto related", "Government Services" ,"Bill Payments (including utility bills)", "Education", "Fuel/Petroleum", "Real Estate", Quick Service Restaurants (i.e., Fast Food Restaurants) and "Telecommunication Payment".

6. How to redeem my Skywards Miles?

Skywards Miles can be redeemed by visiting www.emirates.com. Emirates is solely responsible for the redemption of Skywards Miles. Emirates Skywards programme Terms & Condition apply. Emirates Islamic is not liable or responsible for disputes arising due to the redemptions.

7. For spends done on supplementary card, how will I receive the Miles?

Miles earned on supplementary card spends will be credited to the Primary Cardholder’s Skywards account.

1. What is the Tier Status that I get upfront on taking an EI Skywards Black Credit Card?

Upfront Silver Tier

2. How long is the Skywards Silver Tier valid on the EI Skywards Black Card?

The Silver Tier membership is available for life as long as the card is active.

3. What is the criteria to achieve Gold Tier status?

Skywards Black cardholders can get a fast track to Gold Tier membership on doing a minimum spend of AED 5,500/- on Emirates airways within 12 months from the card approval date; by using your Emirates Islamic Skywards Black Card.

4. Will the Gold Tier status be applicable for the life of the card?

The Gold Membership will be valid for a period of 12 months from the enrollment date. For subsequent years, customer needs to meet the above mentioned criteria to continue enjoying the Gold Membership for the respective year.

5. Will I be eligible for the Gold Tier if an Emirates ticket of AED 5,500/- is purchased through a travel agent?

No, the Emirates airways spend needs to be done on Emirates.com, Emirates branches or the Emirates Call Center.

6. What is the time taken to upgrade my tier status to Gold?

Within 10 days from the time the above criteria is fulfilled, for Skywards Black Card.

7. Will supplementary cardholders get Skywards Silver Tier Status as Primary?

No, Tier status is available for Primary Card holders only.

8. Can a primary cardholder enroll his/her supplementary card holders for Skywards Gold Tier Status?

Yes. Primary card holders can enroll one of their supplementary card holders for the Skywards Gold Tier Members, on meeting the required criteria as mentioned on the EI website.

9. Is Skywards Black Metal Supplementary Card free?

Please find below the applicable charges for a Supplementary Card.

  • Supplementary Card (With Skywards Gold Membership) – Annual Membership Fee of AED 4,000/- will be charged
  • Supplementary Card (Without Skywards Gold Membership) – A one-time issuance fee of AED 500/- will be charged

10. For the Skywards Gold Tier Membership, does the supplementary card holder need to be an existing Skywards Member?

Supplementary Card holder should be an existing Emirates Skywards member and the Skywards membership number needs to be provided as part of the application form. To enroll for Skywards Membership, please click here.

11. Will I be notified prior to downgrading my Tier Status?

Yes, an intimation will be sent from emirates with a 3 months advance notice with the threshold required to maintain the Tier.

12. Will I be informed once the Tier Status is upgraded?

Yes, you will receive an email from Emirates Skywards informing the Tier Status upgrade.

13. What are the various Skywards Tier Membership benefits?

For details on the various Skywards Membership benefits, please click here.

1. How can I Buy or Gift Skywards Miles?

Skywards Miles can be purchased online by visiting emirates.com/ae. You need to log-in to your Emirates Skywards account and follow the Buy Miles process or the Gift Miles process.

2. How to buy the Skywards Miles using the above discount?

The 25% discount will automatically be added when you check-out to pay for the Miles, as long as you are logged in to your Skywards Account and pay with your Emirates Islamic Skywards Black Credit Card.

3. Can any Skywards account be used for buying or gifting Skywards Miles?

Skywards Miles can be bought by and gifted to Skywards Members who have at least one prior earning activity in their Emirates Skywards Account, earned by flying on Emirates or a Partner airline or through a Partner transaction.

4. What is the minimum number of Skywards Miles that can be bought or gifted?

The minimum number of Skywards Miles that can be bought or gifted is 2,000 Miles and further increments can only be bought or gifted in blocks of 1,000 Miles.

5. What is the maximum cap on buying & gifting miles in a year?

100,000 Miles in a calendar year is the combined maximum a member can purchase for self through the Buy Miles products and receive as a gift through the Gift Miles product.

6. How much time it takes for the miles to be credited into the Skywards account?

Skywards Miles will be credited to the Emirates Skywards Account within 48 hours after full and successful payment.

1. If I use the airport transfer facility from Abu Dhabi to Dubai airport and vice versa, how many trips will it be counted as?

It will be 2 trips. Trip 1: Abu Dhabi to DXB airport, Trip 2: DXB airport to Abu Dhabi

2. What happens if I don’t have an Emirates airways spend in the last 3 months?

You will be charged a fee towards the airport transfer(s).

3. Will I be eligible for the airport transfer if the ticket is purchased through a travel agent?

No, the Emirates spend needs to be done on Emirates.com, Emirates branches or the Emirates Call Center.

4. Which are the locations to avail Airport Transfer facility to or from Dubai airport?

Below mentioned are the area of service for Airport transfer facility:

  • DXB airport to Dubai City and vice versa
  • DXB airport to Abu Dhabi City and vice versa
  • DXB airport to Sharjah and vice versa
  • DXB airport to Ras Al Khaimah and vice versa
  • DXB airport to Al Ain and vice versa

1. Who is the service provider for Airport Lounge benefit?

The Airport Lounge benefit is offered through LoungeKey, by Visa for Infinite & Signature cardholders (including both Debit and Credit cards) only.

2. Which are the Airport Lounges that offer complimentary access?

Visa Infinite Cardholders can access over 1000+ Lounges worldwide. To view the list of Airports, visit visainfinitemena.

3. What happens if I don’t do the $1 pend for utilizing the Airport lounge benefit?

While the 1st visit to the Lounge in a calendar year will be complimentary. However, from the second trip onwards, you shall be charged US $ 32 per visit per person, until $1 spend is completed on the card.

4. How much time does it take for spend to reflect on LoungeKey system?

Foreign currency spend of US $1, may take up to 15 days to be visible on the LoungeKey system; as VISA needs to get this information uploaded on the Loungekey system.

5. What if I utilize the offer before the 15 day period?

Visa system takes about 15 days to update the spend information in Loungekey system. It is recommended that customer makes one foreign currency spend of USD 1; at least 15 days prior to second the second visit.

6. How long is the complimentary Airport Lounge benefit valid?

The benefit becomes valid upon activation of the card and will stay valid until the card is cancelled or expires.

7. Is registration or enrollment mandatory before I can access the Airport Lounge?

No, it is not mandatory to register or enroll on LoungeKey.