Faster collections. Stronger cash flow.

Keep your business running at its peak by leveraging our next-generation collections suite — designed to turn receivables into reliable working capital with simplicity and speed.

Key Benefits

Faster Cash Flow

Speed up collections across cash, cheque, and digital channels to improve liquidity and keep your business moving.


One Suite, Multiple Channels

Manage all your collections through a single, integrated ecosystem—simplifying operations and reconciliation.

Secure & Efficient Processing

Advanced security, automated validation, and streamlined workflows reduce risk while saving time and effort.

Scan. Submit. Settle Faster.

Cheque Scanning (ICCS)

Digitise your cheque deposits with speed and precision. Our Cheque Scanning (ICCS) solution captures high-quality images and key details instantly, enabling secure, automated processing. By minimising manual handling, it accelerates cheque clearance, reduces errors, and gives your business quicker access to funds with complete peace of mind.

Securely Manage Future Payments

Post-Dated Cheque Warehousing

Safely store your post-dated cheques until their due date with Emirates Islamic. Our warehousing service ensures cheques are processed exactly when scheduled, helping you plan cash flow with confidence and reducing the risk of missed or delayed payments.

Professional pick-up and secure processing

Cash & Cheque Collections

Cash and cheque collection services help businesses manage customer payments smoothly and securely. By simplifying the collection, processing, and crediting of cash and cheques, these services support steady cash flow and timely access to funds. With reduced manual handling and enhanced controls, businesses can minimise operational risks and gain better visibility over receivables—allowing them to stay focused on day-to-day operations while the bank manages the collection process.

Subject to Bank’s discretion.

Smarter, Safer Cash Deposits—Anytime

Smart Cash Deposit Machine (SCDM)

Simplify the way your business handles cash with Smart Cash Deposit Machines (SCDMs). SCDMs enable secure cash deposits with real-time account crediting and automated note authentication, reducing manual effort and operational risk. Designed for speed, accuracy, and convenience, they help you maintain better cash flow control while minimising the challenges of handling high cash volumes.

Subject to Bank’s discretion.

Payment Gateway Services & POS Machines

This service is provided by our trusted provider.

Beyond traditional cash and cheque collections

Real time online and in-store payments

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Payment Gateway Services

Accept online payments securely and efficiently. Our gateway supports multiple payment methods and currencies, ensuring fast, reliable, and compliant transactions for your business.

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POS Machines

Simplify in-store transactions with our advanced POS machines. Accept cards, contactless, and mobile payments with speed and security, while enhancing the checkout experience for your customers.

Frequently Asked Questions

Yes. Emirates Islamic provides consolidated reporting for all your collections channels, giving you real-time visibility on cash, cheque, and digital payments.

Deposit limits may apply depending on your account type and Bank policies. For specific limits, please contact your relationship manager.

No. Post-dated cheques are processed on their due date only if the full amount is available, ensuring secure and accurate collections.

Our ICCS system uses high-grade encryption and secure data transfer protocols, ensuring that all cheque information is handled safely and confidentially.

Yes. The payment gateway supports multiple currencies and international cards, allowing businesses to receive online payments globally.

Integration options are available for many accounting systems to help streamline reconciliation and reporting.

You will be notified immediately, and funds will not be credited until the issue is resolved. Emirates Islamic provides support to manage such cases efficiently.

Yes. You can receive SMS or email notifications for deposits, cheque clearance, and transaction confirmations, helping you stay informed in real time.

Yes. Certain collection channels, including post-dated cheque warehousing and digital collections, allow scheduling to automate regular cash inflows.

Deposits made through Smart Cash Deposit Machines are credited to your account in real time or on the same business day, depending on the deposit type.

Yes. Emirates Islamic provides dedicated support to resolve any discrepancies in cheque, cash, or digital collections efficiently.

Absolutely. You can consolidate cash, cheque, POS, and online gateway payments into a single account for streamlined cash management.

Fees may vary depending on the service combination. Your relationship manager can provide a tailored fee structure based on your business needs.

Yes. Our reporting tools allow you to create detailed reports by collection channel, date range, and transaction type, giving you complete oversight.

Emirates Islamic offers onboarding assistance, user guides, and dedicated relationship managers to ensure smooth adoption of all collection services.

Terms & Conditions apply.

For further information, please write to: bbcash@emiratesislamic.ae

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