Apply for a demand draft

Apply for a demand draft

Apply easily via online banking or visit a branch to get your demand draft immediately

Apply easily through Emirates Islamic Online Banking or visit any branch to get your demand draft immediately.

Apply for a Demand Draft

With Emirates Islamic Demand Drafts, you can easily transfer money between accounts in the UAE or around the world. Demand drafts are available in AED, EUR, USD and GBP. The minimum amount you can transfer with a demand draft is AED 100 and the maximum amount is AED 100,000.

You can apply for a demand draft through Online Banking by following the steps below:

  • Log in to Online Banking
  • Click on Accounts > Requests > select Demand Draft
  • Select Account and Beneficiary (you can add a beneficiary here if you don’t already have one)
  • Authorise the request using Smart Pass or by entering the authentication code sent to your mobile number registered with us
  • Verify the details and Confirm

If you place your request before 11:30 am, your demand draft will be processed on the same working day, provided the balance in your account is available and the details are correct, otherwise it will be processed the next working day.

Once your request is processed, your demand draft will be couriered to you within 3 working days. You’ll be contacted on your registered mobile number to schedule delivery.

Fees and Charges

The charge for a Demand Draft is determined by your Emirates Islamic Banking Package. Learn more details below:


A demand draft is a pay order issued by the bank in favor of a specific person or entity. Demand drafts can be issued in multiple currencies and drawn using international banks by your payee. Unlike a cheque, when you place a request for a demand draft, the funds are debited from your account and paid to the beneficiary when it is drawn upon.