Cashback rewards

• Cash back on all domestic and international transactions includes non-government spends only.
• Your cash back rewards are calculated each month based on your monthly spend and have a validity of two years.
• Cash back on Telecommunication spends (Du and Etisalat only) is capped at AED 100. Spends at Du and Etisalat stores, website are eligible.
• Bill Payments via Emirates Islamic banking channels (Online Banking, Mobile App, ATM/CDM, and Call center) will NOT earn rewards.
• Cash back on Electronics spends is capped at AED 100. Spends classified as electronics by Visa and MasterCard are eligible.
• Emirates Islamic is not responsible if a transaction does not get captured under the appropriate merchant category.
• Transactions at Charitable Social Service Organizations will NOT earn rewards.
• Cash advance transactions will NOT earn rewards made at below merchant categorized by VISA/MasterCard as:
  • Purchase of Foreign currency
  • Cryptocurrency assets
  • Money orders
  • Account funding
  • Travelers' cheques
  • Debt payment
  • Stored value card purchases/loads
  • Security Brokers Dealers