cash on call

Apply for Cash on Call on your Credit Card

Get cash from your Credit Card instantly and pay in easy installments

The Emirates Islamic Cash on Call facility allows you to get up to 80% of your available credit limit as cash.
Choose to pay in 6, 12, 18, 24 or 48 equal monthly instalments, billed to your Monthly Card Statement.
Learn more about the Emirates Islamic Cash on Call facility.

Eligibility for Cash on Call

All Emirates Islamic Primary Credit Cardholders can apply for Cash on Call. The maximum amount will be based on your available credit card limit and card performance.

  • Emirates Islamic Corporate, Business and Supplementary Credit Cards are not eligible.
  • Minimum transaction amount is AED 1,000.
  • Funds will be transferred to your Emirates Islamic or Emirates NBD Account, or a cheque will be issued in your name and delivered to your doorstep.

Apply for Cash on Call

You can apply for Cash on Call in one of the channels below:


Cancelling/Foreclosure of Cash on Call

Click here to request for a cash on call cancellation.

Fees and Charges

There is no processing fee charged on Cash on Call, but a nominal profit rate applies for Profit-based Cards. The profit rate is subject to change at any time. For cancelling or foreclosure, a fixed fee will be charged.
For more details, learn more about our Credit Cards Fees and Charges.


If you fail to pay your installments for two consecutive months, your plan will be foreclosed. Your entire outstanding Cash on Call amount will immediately be due for payment in full.
For more details, learn more about our Credit Cards Fees and Charges.

Even if you prepay the entire amount, your Cash on Call plan will remain active, and you will continue to pay profit towards the plan. If you want to cancel the plan, you must place an early settlement request by contacting our Call Centre on
+971 600 599 995.

Before you place a request to cancel your Credit Card, you need to close all the active plans on your Card.
Any fees applicable and the remaining outstanding balance will be due for payment in full and must be cleared prior to card closure.

You can transfer the amount to any standard AED Savings or Current Account.