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Emirates Islamic RTA Credit Card benefits

Learn more about the RTA Credit Card benefits

Discover a world of convenience with the Emirates Islamic RTA Credit Card and learn how to redeem your Cashback Points.

RTA Credit Card Benefits

The Emirates Islamic RTA Credit Card offers up to 10% cashback on your spending and unprecedented convenience with a built-in RTA Nol Chip. Enjoy the dual benefit of a single card that can be used as a Credit Card for your purchases and as a Nol Card for the RTA transport network such as Dubai Metro, Dubai Bus, Water Buses, and Dubai Tram.

Learn more about the benefits of your RTA Credit Card.

Calculate your Rewards

Spend Categories

Cashback %

Maximum Cashback per month

RTA Transport Payments


AED 100

Petrol Stations


AED 100


Up to 2.25%



Up to 1.25%


Cashback Redemption

Redeem your Cashback Points within seconds through Online Banking or through our Mobile Banking App.
Simply follow the steps below:


Your request will be processed within 1 working day.

Please note that the minimum amount for cashback redemption is 300 points.

Fees and Charges

Learn more about the Emirates Islamic RTA Credit Card Fees and Charges.


Yes, Cashback Points are valid for 2 years from the date of earning and will expire if not redeemed within this period.

No, cash withdrawals, balance transfers, easy payment plans, installment payments for school fees, cash advances, fees and charges, credit card payments, merchant refunds and any other transactions as determined by Emirates Islamic from time to time are not eligible for cashback.