Get Personal Finance and enjoy iphone17 | Offers

Apply now and get an iPhone when you successfully avail a Personal Finance of AED 750,000 and above.

Features:

Personal Finance for UAE Nationals:

Attractive profit rates* starting from 2.59% flat p.a for UAE Nationals (approximately equivalent to 4.74% reducing rate p.a)
Complementary Takaful Coverage
Payment holiday up to 6 months
Finance amounts up to AED 4 million
Applicable for Fresh, Top up and Additional Finance only
Applicable for salary transfer customers only

Personal Finance for Expatriates:

Attractive profit rates* starting from 2.99% flat p.a for Expatriates (approximately equivalent to 5.47% reducing rate p.a)
Complementary Takaful Coverage
Payment holiday up to 3 months
Finance amounts up to AED 3 million
Applicable for Fresh, Top up and Additional Finance only
Applicable for salary transfer customers only

*Above rates are applicable for AED 75,000 salary, attractive rates are available for other salary slabs.

Finance availed prior to 10 November 2025 and / or post 31 January 2026 will not be eligible for this campaign.

Click here to view the Key Facts Statement, Schedule of Charges and other important information for this product.

Offer valid until 31 January 2026.

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I agree to the Terms and Conditions.

The campaign is only applicable for customers who apply for a Personal Finance with minimum finance amount of AED 750,000.
Eligible asset models: Fresh, Top up & Additional finance.
Finance settlement to third party deals are not eligible as part of the campaign.
For Top ups, the net finance amount after settling the existing finance should be a minimum of AED 750,000.
The offer is applicable only for the customers who apply for Personal finance during the campaign period.
Offer is applicable for customers who avail Personal Finance at published pricing. Customers who availed profit rate or processing fee discount will not be eligible.
Bank will inform eligible customers through SMS/Email.
To be eligible for the campaign, customers should fulfill all the banks requirements and the finance amount to be credited to the customer’s account within one month from the campaign period end.
The winners will be notified within 60 days after the campaign period end.
Applications are subject to bank’s required criteria, assessment, and approval.
Emirates Islamic reserves its right to amend and/or change these terms and condition at any time.