Apply online for the Emirates Islamic Super Savings Etihad Guest Account and start earning Etihad Guest Miles Personal Finance Ramadan Offer

Personal Finance Offer

Win a guaranteed iPhone 17 & other exclusive benefits

Embrace the blessings of Ramadan, take a step towards your financial goals with our Personal Finance of AED 750,000* or more and get rewarded with the latest iPhone 17.

Features:

Personal Finance for UAE Nationals:

  • Attractive profit rates* starting from 2.59% flat p.a for UAE Nationals (approximately equivalent to 4.74% reducing rate p.a)
  • Complementary Takaful Coverage
  • Payment holiday up to 6 months
  • Finance amounts up to AED 4 million
  • Applicable for Fresh, Top up and Additional Finance only
  • Applicable for salary transfer customers only

Personal Finance for Expatriates:

  • Attractive profit rates* starting from 2.99% flat p.a for Expatriates (approximately equivalent to 5.47% reducing rate p.a)
  • Complementary Takaful Coverage
  • Payment holiday up to 3 months
  • Finance amounts up to AED 3 million
  • Applicable for Fresh, Top up and Additional Finance only
  • Applicable for salary transfer customers only

*Above rates are applicable for AED 75,000 salary, attractive rates are available for other salary slabs.

Finance availed prior to 10 November 2025 and / or post 28 February 2026 will not be eligible for this campaign.

Click here to view the Key Facts Statement, Schedule of Charges and other important information for this product.

Offer valid until 28 February 2026.

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Terms and Conditions

  • The campaign is only applicable for customers who apply for a Personal Finance with minimum finance amount of AED 750,000.
  • Eligible asset models: Fresh, Top up & Additional finance.
  • Finance settlement to third party deals are not eligible as part of the campaign.
  • For Top ups, the net finance amount after settling the existing finance should be a minimum of AED 750,000.
  • The offer is applicable only for the customers who apply for Personal finance during the campaign period.
  • Offer is applicable for customers who avail Personal Finance at published pricing. Customers who availed profit rate or processing fee discount will not be eligible.
  • Bank will inform eligible customers through SMS/Email.
  • To be eligible for the campaign, customers should fulfill all the banks requirements and the finance amount to be credited to the customer’s account within one month from the campaign period end.
  • The winners will be notified within 60 days after the campaign period end.
  • Applications are subject to bank’s required criteria, assessment, and approval.
  • Emirates Islamic reserves its right to amend and/or change these terms and condition at any time.
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