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Turn everyday spending into rewarding moments - with exclusive Barça Cashback Card benefits.
Earn up to 4% cashback on supermarkets, dining, fuel, and sports — every single month.
Stand a chance to win Camp Nou match tickets, signed merchandise, and once-in-a-lifetime FCB moments.
No annual fee. Ever. Keep more of what you earn — for as long as you hold the card.
Live the FCB life...
From Camp Nou matchday tickets to exclusive merchandise drops and once-in-a-lifetime fan experiences, your card is your front-row seat to the world of Barça Cashback Card.
Win pairs of match tickets to watch Barça play live — on home turf, where it all began.
Signed jerseys, official merchandise, and limited-edition drops — for cardholders only.
Money-can't-buy experiences with the club — from training-ground access to legend meet-and-greets.
Card payments can be made through a range of different channels including:
Cheque Payments
Cheque deposits through the Drop Box, which is available at all
designated branches. Make sure that you write your name and Covered Card
number on the back of the cheque.
Please Note: Cheques are sent for Clearing and payment is made after the
funds are received, which can take 3 - 5 days.
Exchange Houses
Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan
Exchange House and Al Ansari Exchange can be made in cash up to a
maximum value of 35,000 per day. All payments will reflect in your
covered card account in 2 to 3 working days.
Pay Bills Online
As an Emirates Islamic account holder, you can use your online
banking service to pay your monthly bills online. Simply visit
www.emiratesislamic.ae and log in to online banking. Call 600 599995 for
assistance to link your Covered Card with your online banking
account.
Online Auto Payment Facility
Schedule your monthly bill payment through your online banking
account using the Auto Payment Transfer facility, which enables your
monthly bill to be automatically deducted from your account at the click
of a button.
Cash At Counter
Make a cash payment for your Emirates Islamic Covered Card at
any of our branches during banking hours.
Cash Deposit Machines
Make your payment by depositing the payment at one of our
network of Cash Deposit Machines. You can make your payments even if you
do not have your card with you, all you need is the card number.
No, Emirates Islamic does not charge any additional profit on accrued profit on any card/product granted to customers.
Unlock exclusive savings on world-famous UAE attractions when you pay with your Emirates Islamic Visa Covered or Debit Card.
Partner Discounts with Emirates Islamic Cards
"One of the best Covered Cards in the UAE. From the discount on dining to easy instalment plans and cash on Card"
Access 1,200+ airport lounges worldwide for you and one guest, through the VISA Airport Companion App.
Enjoy a smoother airport experience from the moment you arrive. Get up to 2 complimentary Meet & Greet services each year, Marhaba Silver (Dubai) or Salam Basic (Abu Dhabi).
Transparent cashback across the categories you use most. No hidden tiers, no fine-print surprises.
| Category | Cashback | Monthly cap |
|---|---|---|
| Supermarket (UAE) | 4% | 100 |
| Dining | 4% | 100 |
| Fuel (UAE) | 4% | 100 |
| Sports | 4% | 100 |
| International spends | Up to 2% | No cap |
| Domestic spends (other) | Up to 1% | No cap |
| European Economic Area (EEA) countries and UK spends | 0.25% | No cap |
| Domestic & International Spend on Automobiles, Insurance, Education, Real Estate, Telecommunication, and Utilities | 0.25% | No cap |
| Minimum Spend: A minimum spend of 1,000 is required to qualify for the cashback program. | ||
1 cashback point = 1. Terms and conditions apply.
Help is just a call away, anytime, anywhere.
Visa’s 24/7 multilingual assistance team is available 365 days a year to support you in case of a lost or stolen card, or any card-related emergency while travelling.
Make every movie night more rewarding. Get 50% cashback on cinema tickets, any day of the week, at any cinema across the UAE.
Enjoy a 20% saving every time you head to the movies. Get 20% off movie tickets, food, and beverages at Roxy Cinemas across the UAE, because great moments deserve a little extra comfort.
Enjoy convenient arrivals at top destinations. Access 2 complimentary valet services per month at select UAE locations
Enjoy extended protection on your purchases with a warranty that lasts beyond the manufacturer’s period — offering you lasting peace of mind.
Simplify your finances with one easy move. Consolidate your outstanding balances from other banks into a single, manageable monthly payment and save more each month.
Withdraw funds easily using your Etihad Guest Visa Infinite Covered Card, both in the UAE and abroad.
Your personal assistant — available anytime, anywhere. Book flights, hotels, or restaurant reservations with one call.
Enjoy more from every journey with your Visa card. Your Etihad Guest Visa Infinite Covered Card gives you access to special savings and privileges when you travel.
It provides coverage of USD 5000 per occurrence and USD 20,000 per year against actual loss or damage that occurs within a limited time duration from the date of purchase. For more details click here.
Experience with the ENTERTAINER is the latest offering from Visa. Unlock Buy 1 Get 1 on your favourite dining, beauty and fitness outlets. Download the app from your App Store.
Instantly convert up to 80% of your available credit limit into cash and manage your financial needs with ease.
Transfer outstanding balances from other banks and enjoy 0% profit for 6 months — making payment lighter and easier.
Split your big purchases into easy, shariah-compliant instalments at leading partner outlets across the UAE.
Your Etihad Guest Visa Infinite Covered Card connects you to global offers and handpicked experiences across travel, dining, and lifestyle. Whether you’re planning a luxury getaway or looking for everyday rewards, Visa Infinite benefits are designed to complement the way you live.
Shop with confidence knowing your purchases are protected even after the original warranty ends. Your Emirates Islamic Cashback Covered Card automatically doubles the manufacturer’s warranty — giving you extended peace of mind.
For more details, visit https://ae.visamiddleeast.com
Enjoy up to two complimentary “Buy 1 Get 1” movie tickets every month and make every movie night more rewarding.
Enjoy exclusive privileges at over 900 luxury hotels and resorts worldwide.
Enhance your movie-going experience at Roxy Cinemas with a 20% reduction on all ticket purchases. Additionally, enjoy a 20% discount on your food and beverage order. This special promotion expires on April 30, 2026.
Now, earn 2 additional Skywards Miles for every USD 1 equivalent retail spend with ExtraMiles App when you make purchases for hotel bookings, flight ticket bookings & car rentals through the app.
Receive up to three complimentary valet parking services per month at designated locations across the UAE by presenting your Emirates Islamic Skywards Black card. To qualify for this benefit, a minimum monthly retail spend of 5,000 is required on your card.
Receive up to four 'Buy 1, Get 1 Complimentary' movie tickets per month, valid any day of the week at Vox Cinemas. This benefit requires a minimum monthly retail spend of 5,000 on your card. If the spending criteria is not met, or if you exceed the complimentary ticket limit, your covered card will be charged the discounted amount.
Elevate your travel experience with complimentary Skywards Silver membership, a standard feature of the Skywards Black Covered Card. This elite status provides valuable perks such as Bonus Tier Miles, extra baggage, and priority check-in. The Silver membership is valid as long as your card account remains open. Existing Skywards Platinum or Gold members will retain their current status. All benefits are subject to Emirates Skywards Programme Rules.
The Skywards Black Covered Card provides cardholders with an exclusive 25% discount on the purchase or gifting of Skywards Miles. To take advantage of this offer, simply log in to your Emirates Skywards account at emirates.com/ae and use your Emirates Islamic Skywards Black Covered Card for the transaction. The discount will be applied automatically at checkout. Please allow 10 days from the card issuance date for this offer to become active on your card.
Complimentary golf rounds at Arabian Ranches Golf Club, Track Meydan Golf Club, or Yas Links Golf Club. This benefit is valid on both weekdays and weekends for cardholders who meet a minimum monthly retail spend of 10,000. Failure to meet the spend requirement or a 'no-show' will result in your card being charged the standard green fee.
