Branch Offers Exclusive EI Branch Offers

Exclusive banking offers at Selected Branches

To avail these exclusive offers, you may visit Emirates Islamic branches listed below:

Branch Name Location
Al Tawar Branch
Warqaa Mall Branch
Fujairah Branch
Halwaan Branch
Barsha Heights Branch
Sheikh Zayed Road Branch
Khalifa City Branch
Bawabat Al Sharq Mall Branch
  • Personal Finance
      • Attractive profit rates* starting from 2.49% flat p.a. for Emaratis(approximately equivalent to 4.56% reducing rate p.a.).
      • Attractive profit rates* starting from 2.99% flat p.a. for Expatriates (approximately equivalent to 5.47% reducing rate p.a.).
      • Enjoy up to 50% discount on processing fees.

    Offer valid till 30 April 2026

    Click here for the Key Facts Statement regarding the Personal Finance.

  • Auto Finance
      • Profit rates starting from 1.89% flat p.a. (approximately equivalent to 3.61% reducing p.a.) for Emaratis.**
      • Profit rates starting from 1.95% flat p.a. (approximately equivalent to 3.72% reducing p.a.) for Expatriates.***
      • • 0% Easy Payment Plan on Emirates Islamic Credit Card spends at select auto dealerships****
      • Payment holiday of up to 6 months*****
      • 50% discount on processing fee applicable on new cars for Emaratis with Finance amount of AED 250,000 and above******

    Offer valid till 30 April 2026

  • Home Finance
      • Attractive profit rates starting from 3.99% p.a. fixed for 3 years and subsequently 3 months EIBOR, plus 1.99% p.a. on reducing balance basis.
      • Enjoy a 50% discount on processing fee for ready properties.

    Offer valid till 31 May 2026

    Click here to know more.

  • Emarati Credit Card

    • Apply for an Emarati Credit Card and enjoy a welcome bonus of 150,000 EI SmartMiles worth up to AED 1,500

    Redeem your EI SmartMiles for flight and hotel bookings or redeem them instantly anytime, anywhere. Also enjoy a host of travel and lifestyle benefits:

      • A metal Card designed exclusively for Emaratis
      • Up to 50% discount on talabat food orders
      • Welcome bonus of 150,000 EI SmartMiles worth AED 1500 (Offer valid till 31 January 2026)
      • No annual membership fee
      • Up to 3.75% back on your spends in the form of EI SmartMiles
      • Complimentary airport lounge access, valet parking services, access to Sharjah Ladies Club and much more.

    Offer valid till 30 April 2026

    Click here to know more about Emarati Credit Card.

Terms and Conditions

*Above rates are applicable for AED 75,000 salary, attractive rates are available for other salary slabs.

**Starting profit rates applicable on new cars for Emaratis with a salary of AED 15,000 and above.

***Starting profit rate applicable on new cars for Expat with finance amount of AED 300,000 & above.

****Applicable on selected dealerships for transactions of AED 1,000 and above using Emirates Islamic Credit Card. Processing fee may apply. Please contact the call center after the transaction to convert your purchase into EPP.

*****Payment holiday available for salaried UAE nationals for up to 180 days and expatriates for up to 120 days, applicable on financing new cars from franchise dealers only. Profit fee may apply.

******50% discount on processing fee applicable on new cars for Emaratis with finance amount of AED 250,000 and above.

Emirates NBD Arabic : العربية
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Copyright © 2026 Emirates Islamic Bank (P.J.S.C.) is licensed by the Central Bank of the UAE.