Branch Offers Exclusive EI Branch Offers

Exclusive banking offers at Selected Branches

At Emirates Islamic, we strive to make your banking experience rewarding. Enjoy exclusive discounts available only at our select branches:

Branch Name Location
Nad Al Hamar Branch
Silicon Central Mall Branch
Dubai Mall Branch
Dubai Healthcare City Branch
Dubai Hills Branch
Khorfakkan Branch
Khalifa City Branch
Dalma Mall Branch
Qasimiyah Branch
  • Personal Finance
      • Attractive profit rates* starting from 2.39% flat p.a. for Emaratis (approximately equivalent to 4.37% reducing rate p.a.)
      • Attractive profit rates* starting from 2.59% flat p.a. for Expatriates (approximately equivalent to 4.74% reducing rate p.a.)
      • Enjoy up to 50% discount on processing fees

    Offer valid till 31 July 2026.

  • Auto Finance
      • Profit rates starting from 1.89%** flat p.a. (approximately equivalent to 3.61% reducing p.a.) for Emaratis
      • Profit rates starting from 1.99%*** flat p.a. (approximately equivalent to 3.76% reducing p.a.) for Expatriates
      • 0% Easy Payment Plan on Emirates Islamic Covered Card spends at select auto dealerships****

    Offer valid till 31 July 2026.

  • Home Finance
      • Attractive profit rates starting from 3.99% p.a. fixed for 3 years and subsequently 3 months EIBOR, plus 1.79% p.a. on reducing balance basis
      • Enjoy a 50% discount on processing fee for ready properties

    Offer valid till 31 July 2026.

  • Covered Cards

    Exclusive offers on Covered Cards crafted to match your lifestyle perfectly.

    Emarati Covered Card

      • Welcome bonus of up to 150,000 El SmartMiles worth AED 1,500*
      • Exclusively for Emaratis
      • No annual membership fee
      • An exclusive metal card
      • Up to 3.75% back on spends in El SmartMiles
      • 50% off on talabat orders
      • Complimentary valet parking, airport lounge access, and much more

    *Offer valid till 31 August 2026.

    Click here to know more about Emarati Covered Card.

    Emirates Islamic Skywards Black Card

      • Get up to 100,000 bonus Skywards Miles*
      • Fast track to Emirates Skywards Gold Tier membership
      • Automatic upgrade to Skywards Silver Tier
      • Earn up to 3.5 Miles per USD spend
      • Complimentary airport lounge access, airport transfers, valet parking, golf rounds, and much more

    Offer valid till 31 August 2026.

    Click here to know more about Skywards Black Card.

To avail the exclusive offer, visit the above-mentioned branches.

Terms and Conditions

*Above rates are applicable for AED 75,000 salary, attractive rates are available for other salary slabs.

**Starting rate applicable on new cars for salaried customers with salary of AED 50,000 and above and finance amount of AED 300,000 and above.

***Starting profit rate applicable on new cars for Expat with finance amount of AED 250,000 & above.

****Applicable on selected dealerships for transactions of AED 1,000 and above using Emirates Islamic Covered Card. Processing fee may apply. Please contact the call center after the transaction to convert your purchase into Easy Payment Plans. For the list of dealerships, click here. 

Click here to view the Key Facts Statement, Schedule of Charges, and other important information for these products.

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Copyright © 2026 Emirates Islamic Bank (P.J.S.C.) is licensed by the Central Bank of the UAE.

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Copyright © 2026 Emirates Islamic Bank (P.J.S.C.) is licensed by the Central Bank of the UAE.