Branch Offers Exclusive EI Branch Offers

Exclusive banking offers at Selected Branches

Visit Emirates Islamic Branches to avail these exclusive offers

  • Personal Finance
      • Attractive profit rates* starting from 2.49% flat p.a. for Emaratis(approximately equivalent to 4.56% reducing rate p.a.).
      • Attractive profit rates* starting from 2.99% flat p.a. for Expatriates (approximately equivalent to 5.47% reducing rate p.a.).
      • Enjoy up to 50% discount on processing fees.

    Offer valid till 31 January 2026

    Click here for the Key Facts Statement regarding the Personal Finance.

  • Auto Finance
      • Profit rates starting from 1.89% flat p.a. (approximately equivalent to 3.61% reducing p.a.) for Emaratis.**
      • Profit rates starting from 1.95% flat p.a. (approximately equivalent to 3.72% reducing p.a.) for Expatriates.**

    Offer valid till 31 January 2026

  • Home Finance
      • Attractive profit rates starting from 3.99% p.a. fixed for 3 years and subsequently 3 months EIBOR, plus 1.99% p.a. on reducing balance basis.
      • Enjoy a 50% discount on processing fee for ready properties.

    Offer valid till 31 January 2026

    Click here to know more.

  • Emarati Credit Card

    Apply for the Emarati Credit Card and get a chance to be one of 5 lucky ***winners to win 1,000,000 EI SmartMiles worth AED 10,000.

    Redeem your EI SmartMiles for flight and hotel bookings or redeem them instantly anytime, anywhere. Also enjoy a host of travel and lifestyle benefits:

      • A metal Card designed exclusively for Emaratis
      • Up to 50% discount on talabat food orders
      • Welcome bonus of 100,000 EI SmartMiles worth AED 1,000 (Offer valid till 31 January 2026)
      • No annual membership fee
      • Up to 3.75% back on your spends in the form of EI SmartMiles
      • Complimentary airport lounge access, valet parking services, access to Sharjah Ladies Club and much more.

    Offer valid till 31 January 2026

    Click here to know more about Emarati Credit Card.

To avail these exclusive offers, you may visit Emirates Islamic branches listed below:

Branch Name Location
Jimi Mall, Al Ain Branch
Bur Dubai Branch, Dubai
Dubai Festival City Branch
Silicon Central Mall Branch
Ajman Sheik Khalifa Bin Zayed Street Branch
Fujairah Branch

Terms and Conditions

*Starting rates are applicable for salary transfer customers with a minimum salary of AED 75,000 - attractive rates are available for other salary slabs

**Starting rates are applicable for salaried customers with salary of AED 50,000 and above and new car finance amount of 300,000 and above

***One winner will be announced every month (from September 2025 till January 2026)

Emirates Islamic Credit Cards

Don't have an Emirates Islamic Credit Card?

With an Emirates Islamic card, you'll enjoy exclusive discounts with our partners across travel, dining, shopping, and entertainment - plus countless cardholder benefits like:

  • Travel perks: Airport lounge access, complimentary valet parking, meet & greet services, and airline miles (Skywards/Etihad Guest).
  • Shopping rewards: Up to 8% cashback, extended warranties, and purchase protection.
  • Entertainment: Discounted cinema tickets and complimentary golf rounds.

Ready to claim your benefits? Apply now and our representative will contact you to assist with your application.

Apply Now
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