Branch Offers Exclusive EI Branch Offers

Exclusive banking offers at Selected Branches

To avail these exclusive offers, you may visit Emirates Islamic branches listed below:

Branch Name Location
Jimi Mall, Al Ain Branch
Bur Dubai Branch, Dubai
Dubai Festival City Branch
Silicon Central Mall Branch
Ajman Branch
Fujairah Branch
  • Personal Finance
      • Attractive profit rates* starting from 2.49% flat p.a. for Emaratis(approximately equivalent to 4.56% reducing rate p.a.).
      • Attractive profit rates* starting from 2.99% flat p.a. for Expatriates (approximately equivalent to 5.47% reducing rate p.a.).
      • Enjoy up to 50% discount on processing fees.

    Offer valid till 31 March 2026

  • Auto Finance
      • Profit rates starting from 1.89% flat p.a. (approximately equivalent to 3.61% reducing p.a.) for Emaratis.**
      • Profit rates starting from 1.95% flat p.a. (approximately equivalent to 3.72% reducing p.a.) for Expatriates.**
      • • 0% Easy Payment Plan on Emirates Islamic Credit Card spends at select auto dealerships******
      • Payment holiday of up to 6 months*****

    Offer valid till 31 March 2026

  • Home Finance
      • Attractive profit rates starting from 3.99% p.a. fixed for 3 years and subsequently 3 months EIBOR, plus 1.99% p.a. on reducing balance basis.
      • Enjoy a 50% discount on processing fee for ready properties.

    Offer valid till 31 March 2026

  • Emarati Credit Card

    • Apply for an Emarati Credit Card and enjoy a welcome bonus worth AED 1,000 EI SmartMiles!

    Redeem your EI SmartMiles for flight and hotel bookings or redeem them instantly anytime, anywhere. Also enjoy a host of travel and lifestyle benefits:

      • A metal Card designed exclusively for Emaratis
      • Up to 50% discount on talabat food orders
      • Welcome bonus of 100,000 EI SmartMiles worth AED 1,000 (Offer valid till 31 January 2026)
      • No annual membership fee
      • Up to 3.75% back on your spends in the form of EI SmartMiles
      • Complimentary airport lounge access, valet parking services, access to Sharjah Ladies Club and much more.

    Offer valid till 30 April 2026

Terms and Conditions