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Earn SmartMiles: Receive up to 3.75% back in EI SmartMiles for every 1 spent
Travel in comfort with unlimited complimentary access to over 1,200 airport lounges worldwide for you and one guest.
Enjoy convenience with two complimentary valet parking services each month at participating locations.
Receive a welcome bonus up to 1,750 with 175,000 EI SmartMiles.
75,000 EI SmartMiles (worth 750) upon payment of Annual Membership Fee.
100,000 EI SmartMiles (worth 1,000) on spends of 30,000 within 60 days of Card issuance.
About EI SmartMiles
Start Earning Your EI SmartMiles Today! .
* For more details about EI SmartMiles earning rates, please Click here.
You can view and choose your redemption options from the EI + Mobile Banking app.
Travel the World with EI SmartMiles
Unlock instant travel rewards with EI SmartMiles, offering redemption options at over 300 airlines and over 180,000 hotels worldwide. Whether it's car rentals or more, you can start your adventure from just 4,000 EI SmartMiles. Explore the possibilities!
Miles Exchange
Unleash the power of miles exchange: Seamlessly convert your EI SmartMiles into rewards with our partner loyalty programs - Avios by Qatar Airways privilege club, Upoints by Emaar, Emirates Skywards, Etisalat Smiles, Etihad Guest, AirRewards by Air Arabia, Marriott Bonvoy and InterMiles.
| 10,000 EI SmartMiles | → | 1,750 AirRewards by Air Arabia |
| 10,000 EI SmartMiles | → | 1,500 Etihad Guest Miles |
| 10,000 EI SmartMiles | → | 2,500 Marriott Bonvoy Points |
| 10,000 EI SmartMiles | → | 1,750 Qatar Airways Privilege Club Avios |
| 10,000 EI SmartMiles | → | 1,000 Emirates Skywards Miles |
| 7,500 EI SmartMiles | → | 5,000 Smiles |
| 6,500 EI SmartMiles | → | 1,000 UPoints By Emaar |
Seamless Miles Transfer: Your EI SmartMiles will be transferred to your selected partner program within 5 working days. Simply choose the partner program and enter your membership number on the app – It's that easy!
Maximize your EI SmartMiles for rewards beyond imagination!
Instant Purchase
Tap into the potential of Your EI SmartMiles for real-time redemption anywhere in the world, with any merchant.
It's effortless: Simply tap on "Instant Purchase," and make your selection. Then, complete the transaction swiftly and securely using your Flex Elite Card.
Within just 5 days, watch your EI SmartMiles balance deduct as the equivalent amount is instantly redeemed. Plus, enjoy the added perk of a statement credit posted directly to your Flex Elite Card.
See how many SmartMiles you can earn monthly
How much do you usually spend per month on?
With Emirates Islamic Flex Elite Credit Card, you could earn
Miles Per Month
Miles Per Annum
Please note that this is a just estimated calculation based on above amounts. Some spends made under specific categories like govt services, utility bills, real estate or quick service restaurants may have reduced earn rates. For more details about EI SmartMiles earning rates please click here.
Enter Your Annual Usage
Enjoy competitive rates and flexible repayment options. See terms and conditions. Rates may vary.
You could additionally save up to
per annum
Relax either before boarding or shortly after disembarking. Enjoy unlimited lounge access at selected Middle East airports. Simply present your Emirates NBD Credit Card at any participating airport lounge receptions for immediate entrance.
Travel should always feel like a privilege with the Platinum Mastercard® Lounge Program. As a Platinum Mastercard cardholder with a card issued in the UAE, Saudi Arabia, Afghanistan, Algeria, Bahrain, Cape Verde, Egypt, Iraq, Jordan, Kuwait, Lebanon, Libya, Mauritania, Morocco, Oman, Pakistan, Palestine, Qatar, Tunisia, and/ or Yemen, you receive:
Unlimited complimentary access for you* to over 25 regional and international lounges across the UAE, KSA, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore and more.
Access to business facilities email, Internet, phones, fax machines, and conference space in some lounges
Complimentary refreshments and snacks
*Guests will be charged
List of lounges - Platinum Mastercard®
| Lounge Name | Location | Country/Airport | Terminal |
| Crown Lounge | AMMAN | Queen Alia International Airport, Jordan | Main Terminal |
| First Class Lounge | CAIRO | Cairo International Airport, Egypt | Terminal 1,2,3 |
| Marhaba Lounge | DUBAI | Dubai International Airport, UAE (DWC) | Terminal C1 |
| Dubai International Airport, UAE | Terminal 1, Concourse D | ||
| Terminal 3, Concourse A, B, C | |||
| First Class Lounge | JEDDAH | King Abdulaziz International Airport | North Terminal |
| Mastercard Diamond Lounge | ABU DHABI | Abu Dhabi International Airport, UAE | VIP Terminal |
| Dasman Premier Lounge | KUWAIT | Kuwait International Airport | Main Terminal |
| Diamond Lounge | Belgium | Brussels Airport | Terminal B |
| Plaza Premium Lounge (Int'l Dep.) | Canada | Toronto Lester B. Pearson Intl | Terminal 1 |
| Star Alliance Lounge | France | Paris Charles de Gaulle | Terminal 1 |
| Sky Lounge | Germany | Frankfurt Main | Terminal 2 |
| Plaza Premium Lounge | Hong Kong SAR | Hong Kong Chek Lap Kok Intl | Terminal 1 |
| Passenger Lounge | Italy | Rome Fiumicino | Terminal 3 |
| Plaza Premium Lounge | Malaysia | Kuala Lumpur Intl | Terminal 1 |
| Pearl Lounge (Departures) | Morocco | Mohammed V Intl | Terminal 2 |
| Aspire Lounge (No.41) | Netherlands | Amsterdam Schiphol | Terminal 3 |
| SATS Premier Lounge | Singapore | Singapore Changi Intl | Terminal 3 |
| Sala VIP Miro | Spain | Barcelona El Prat | Terminal 1 |
| Miracle First Class Lounge | Thailand | Bangkok Suvarnabhumi Intl | Intl. Concourse G |
| Primeclass CIP Lounge | Turkey | Istanbul Ataturk Havalimani | Intl. Terminal |
| Aspire, The Lounge at LHR T5 | United Kingdom | London Heathrow | Terminal 5 |
| Wingtips Lounge | USA | York NY JFK International | Terminal 4 |
Effective 15th May 2018, the lounge available in Terminal 2 at the Dubai International Airport, UAE will be terminated and no longer available to Titanium and Platinum Mastercard cardholders. In addition to the remaining existing lounges currently available across GCC, Levant, and Egypt, Mastercard will offer additional 15 international lounges on Platinum Mastercard through the Lounge Key program. For most up to date list of lounges please visit the Mastercard website or download the Mastercard For You App available on Apple Store and Google Play Store.
Bicester Village Shopping Collection is a collection of luxury brand outlet villages offering up to 60% discount off the recommended retail price for authentic earlier seasons' collections of the world’s leading designer fashion and lifestyle brands.
Get extra value and protection for your purchases with Visa's extended warranty that doubles the repair period offered by the product manufacturer's original warranty (for up to 1 year). Offer is valid of new purchases made with your Visa Infinite card.
Get 10% discount on bookings at over 2,500 properties across London, Paris, Rome, Milan, New York, Los Angeles, San Francisco, Miami, and Boston. You can also book exclusive collections in The Hamptons, Southern California, French Riviera, and Edinburgh.
Live life the way you want with exclusive offers and deals on travel, lifestyle, shopping and more!
Your Mastercard provides you with comprehensive emergency services including:
Terms & conditions apply.
Receive up to two complimentary valet parking services per month at designated locations across the UAE by presenting your Emirates Islamic Skywards Infinite card. To qualify for this benefit, a minimum monthly retail spend of 5,000 is required on your card.
Cheque Payments
Exchange Houses
Pay Bills Online
Online Auto Payment Facility
Cash At Counter
Cash Deposit Machines
Unlock exclusive savings on world-famous UAE attractions when you pay with your Emirates Islamic Visa Credit or Debit Card.
Partner Discounts with Emirates Islamic Cards
With Visa, enjoy Buy 1 Get 1 offers at your favourite dining, beauty, and fitness outlets through xperience with the ENTERTAINER.
Enjoy up to two “Buy 1 Get 1” complimentary movie tickets each month, any day of the week.
For more information on the Reel Cinemas offer, Click here.
Enjoy unsurpassed value at over 900 intriguing and prestigious properties around the world with your Emirates Islamic Flex Credit Card. This hand-selected portfolio includes boutique gems as well as world-famous hotels and resorts.
Privileges on your card:
For more details please click here
Double your manufacturer’s warranty for up to 12 months and enjoy peace of mind on all eligible purchases.
For more details, visit www.visamiddleeast.com.
Get up to 80% of your available credit limit as instant cash directly into your account.
For more details please click here
Transfer outstanding balances from other banks to your Emirates Islamic Flex Credit Card and manage your payments more easily.
For more details please click here
Convert your purchases into 0% instalments for easier budgeting and cash flow management.
For more details please click here
With your Emirates Islamic Flex Elite (Infinite) Visa Credit Card, travel planning becomes effortless.
Enjoy automatic protection with travel accident and travel inconvenience takaful for all trips lasting
up to 90 days. Travel with confidence knowing you have comprehensive coverage throughout your
journey.
Visit https://cardholderbenefitsonline.com/ to download your
travel takaful certificate.
Get 24/7 assistance anywhere in the world for travel, dining, and lifestyle bookings.
Enjoy up to two complimentary Marhaba Meet & Greet services every year for a seamless airport experience.
Experience access to 1,200+ airport lounges worldwide and bring one guest along to share the experience.
You can access airport lounges exclusively via the . Visa Airport Companion Mobile App. Click here to know more.
Terms & Conditions:
Double the manufacturer’s warranty for up to one year on eligible purchases.
Experience a world of relaxation and recreation with complimentary access to Sharjah Ladies Club in the UAE. Enjoy a range of facilities including pool and beach access, gym, outdoor activities, and more.
Your Skywards Black Credit Card protects eligible items purchased using your card against theft or accidental damage.
Travel worry-free with automatic travel takaful when you pay for your trip using your Skywards Black Credit Card.
Your personal lifestyle manager is just a call away. Enjoy 24-hour support for travel, dining, and entertainment needs, wherever you are.
Enjoy complimentary access to Sharjah Ladies Club, featuring premium leisure and fitness facilities.
Consolidate outstanding balances from other banks into a single, easy-to-manage payment plan.
Enjoy access to exclusive travel offers through Visa’s global platform.
Visa’s multilingual Global Assistance team is available 24/7 to support you in case of lost or stolen cards.
With your Emirates Islamic Flex Elite Credit Card, you can enjoy up to 3 "Buy 1 Get 1" complimentary movie tickets every month, any day of the week. To qualify for this benefit, you need to make a minimum monthly retail spend of 5,000 on your card. If you don't meet the spend criteria or exceed the maximum complimentary tickets usage, your credit card will be billed with the discount availed.
For more information on the Reel Cinemas offer, please Click here
Enjoy premium screens, great food, and exclusive savings at Roxy Cinemas.
Get an exclusive 20% discount on all movie tickets, snacks, and beverages at Roxy Cinemas. Whether it’s a blockbuster or a luxury cinema experience, enjoy every show for less.
Indulge in a world of wellness with complimentary access to Sharjah Ladies Club. Enjoy serene pool and beach access, gym facilities, and outdoor activities designed for your comfort.
Convert your large transactions into 0% instalments with flexible tenures, giving you full control over your finances while enjoying life’s bigger moments.
Terms and Conditions apply.
Access exclusive travel and staycation offers around the globe through Visa’s curated collection of hotel and car rental partners. Enjoy special discounts that make every trip more rewarding.
Indulge in the convenience of 2 complimentary valet parking services each month at designated locations throughout the UAE. Simply present your Emirates Islamic Flex Elite credit card at the valet parking desk to access this perk.
To enjoy this benefit, a minimum monthly (calendar month) retail spend of 5,000 ( 7,500 starting from 01 March 2026) on your card is required. Should the spend criteria not be met or if you exceed the maximum complimentary services, your credit card will be billed with the actual service amount.
For information on valet parking locations, charges, and additional terms & conditions, please click here.
Enjoy unlimited complimentary golf rounds at a wide range of golf club locations on weekends or weekdays. A minimum monthly (calendar month) retail spend of 10,000 is required on your card to avail the benefit. If the spend criteria is not met or no show at the club, your credit card will be billed with the applicable green fee.
