Investment Term Deposits | Emirates Islamic

Investment Savings Account

Investment Term Deposits

Secure your savings and grow them with confidence

Apply Now

Why Investment Term Deposits

Investment Term Deposits offer a distinctive, profit-bearing way to invest in your future and that of your family. Profits are generated and distributed through the common Mudaraba pool, a joint investment pool shared between depositors and shareholders.

Key Benefits

debit-card

Available in AED and USD

Open your Investment Term Deposit in either UAE Dirhams or US Dollars, giving you flexibility to plan your savings in your preferred currency.

quarterly-profit-payouts

Flexible Deposit Tenure Periods

Select from flexible deposit tenure periods designed to match your short-term or long-term financial goals.

dual-currency-choice

Phone Banking Support

Enjoy anytime, anywhere access to your accounts through Phone Banking, with support available whenever you need it.

Account Benefits

Account available in AED

Operate your account in AED for local convenience

Flexible Deposit Tenure Periods

Flexibility that grows with you

Convenient Banking Access

Easy and secure access anytime

Card4

Round-the-Clock Phone Banking

Access your account anywhere via phone

Real-Time SMS Alerts

Get immediate SMS updates on your account’s activity

Eligibility & Requirements

paymentsMinimum Balance

Minimum balance requirements of AED 10,000

peopleIndividuals & Joint Accounts

Available to individuals, joint accounts, and minors

businessBusiness Entities

Available to businesses, including sole proprietorships, partnerships, joint stock, and limited liability organizations

Documents Required

mosqueUAE Nationals

- Completed Application Form
- Original of Khulasat Al Qaid or Passport
- Photocopy of Khulasat Al Qaid or Passport

location_homeExpatriates

- Completed Application Form
- Original of passport with valid residence visa
- Photocopy of passport with valid residence visa

banner image

Open an account with us and join the most innovative bank in the region

What Our Customers Are Saying

"Best bank in the UAE. I have been banking with Emirates Islamic for the past 15 years. I never had any issues."

Apply Now

Upfront Profit Wakala Deposit

Get your expected profit paid instantly.

Apply Now Learn More

Booster Wakala Deposit

Up to 3.40% p.a. expected profit rate.

Apply Now Learn More

card

Flexi Term Deposit

Indicative profits with flexibility for your savings.

Apply Now Learn More

Head of Operations & Governance

Ways to Bank

Stay connected with Emirates Islamic through the EI + Mobile Banking App and EI + Online Banking — simple, secure, and Shariah-compliant

Head of Operations & Governance

Accounts Support

Get the support you need with your existing or new accounts.

All the support you need for your accounts

Key Product Information

Important information for products and services.

Update your Information

Update your financial records and documents quickly.

Manage Accounts

View your Account history and details through different channels.

You are currently browsing