Cashback Credit Card

Unlimited Cashback, Guaranteed Savings.

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Key Benefits

5% Cashback on Telecom

Enjoy 5% guaranteed cashback on all Etisalat and du payments.

5% Cashback on Electronics

Get 5% guaranteed cashback at your favourite electronics stores.

No Minimum Spend

Earn cashback from your very first spend.

Rewards

Enjoy more value every time you spend

Cashback Program

Your Emirates Islamic Cashback Credit Card rewards you with guaranteed cashback on every purchase.

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Cashback Redemption

Redeem your cashback in seconds through Online Banking or the Mobile Banking App.

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Enjoy Exclusive Benefits

Extended Warranty

Extend your coverage and shop with confidence

Purchase Protection

Shop confidently knowing you’re always protected

Cash on Call

Turn your credit limit into instant cash

Balance Transfer

Simplify your payments and save smartly

Easy Payment Plan

Shop today and pay with flexibility

Luxury Hotel Collection

Experience luxury stays wherever you travel

Entertainment Offers

Enjoy complimentary entertainment offers

General Credit Card FAQs:

You can withdraw cash from any Emirates Islamic branch or from more than 780,000 ATMs around the world displaying the VISA logo, for a nominal fee.

Card payments can be made through a range of different channels including:

Cheque Payments

Cheque deposits through the Drop Box, which is available at all designated branches. Make sure that you write your name and Credit Card number on the back of the cheque.
Please Note: Cheques are sent for Clearing and payment is made after the funds are received, which can take 3 - 5 days.

Exchange Houses
Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan Exchange House and Al Ansari Exchange can be made in cash up to a maximum value of AED 35,000 per day. All payments will reflect in your credit card account in 2 to 3 working days.

Pay Bills Online
As an Emirates Islamic account holder, you can use your online banking service to pay your monthly bills online. Simply visit www.emiratesislamic.ae and log in to online banking. Call 600 599995 for assistance to link your Credit Card with your online banking account.

Online Auto Payment Facility
Schedule your monthly bill payment through your online banking account using the Auto Payment Transfer facility, which enables your monthly bill to be automatically deducted from your account at the click of a button.

Cash At Counter
Make a cash payment for your Emirates Islamic Credit Card at any of our branches during banking hours.

Cash Deposit Machines
Make your payment by depositing the payment at one of our network of Cash Deposit Machines. You can make your payments even if you do not have your card with you, all you need is the card number.

You can get up to 4 supplementary cards for your family members and enable them to take advantage of discounts available on your primary card while earning reward points on every Dirham spent.

The Emirates Islamic cashback is fully compliant with the Shariah principles.

No, Emirates Islamic does not charge any additional profit on accrued profit on any credit product granted to customers.

Cashback Card FAQs:

Yes, you can earn cashback for spends on your supplementary card.

No, by holding a cash back card you are automatically eligible to receive cash back, as long as the criteria of spend is met.

Cash back will be credited in 15 days.

Yes, below transactions on your card are not eligible for cash back:
Balance transfers, cash advances, Fees and Charges.

Cash back Points are reward points you earn every time you use your Emirates Islamic Cashback Card for payments related to telecom (etisalat and du only), electronic and all other purchases. Cash back points are redeemable for cash back on your Emirates Islamic Cashback Credit Card.