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Experience premium travel and lifestyle privileges with a Shariah-compliant card designed exclusively for you.
Up to 3.5 Skywards Miles per USD spent
Complimentary Skywards Silver Tier status and fast track to Emirates Skywards Gold Tier status.
Get 4 complimentary airport transfers and access to over 1,200+ airport lounges worldwide along with a guest.
Enjoy earning Skywards Miles for every retail spend on your card.
For every USD 1 retail spend you will enjoy earning Miles according to the below earning rates.
For more details about Skywards Miles earning rates please click here.
See how many Skywards Miles you can earn monthly
Based on your chosen spends with Emirates Islamic Skywards Black Credit Card, you could earn
Skywards Miles per month
*Emirates Skywards Programme Rules apply.
Your supplementary cardholder can also enjoy Emirates Skywards Gold Membership privileges by meeting the same travel and spend criteria as the primary cardholder.
Your Skywards Black Credit Card connects you to Visa Infinite’s global network of luxury offers and experiences. Enjoy a curated selection of rewards designed to complement your travel and lifestyle.
Enjoy up to 2 complimentary Marhaba Meet & Greet services per year. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary service usage, your credit card will be billed with the applicable service fee.
When you buy quality, you expect it to last. That's why we automatically double the original
manufacturer's warranty up to one year from the expiry date of the original warranty.
For
more details, visit www.visamiddleeast.com.
Convert your Emirates flight purchases into convenient monthly instalments, making your next trip more manageable.
Get instant access to cash at home or abroad with your Skywards Black Credit Card.
Purchase protection provides you with additional peace of mind every time you make a purchase.
Travel worry-free with automatic travel takaful when you pay for your trip using your Skywards Black Credit Card.
Your personal lifestyle manager is just a call away. Enjoy 24-hour support for travel, dining, and entertainment needs, wherever you are.
Enjoy complimentary access to Sharjah Ladies Club, featuring premium leisure and fitness facilities.
Now you can really save big time with your Emirates Islamic Skywards Black Credit Card balance transfer facility. You have the opportunity to pay off balances you owe to other banks through your Emirates Islamic Skywards Black Credit Card, with no profit charged on the balance transferred.
Enjoy access to exclusive travel offers through Visa’s global platform.
Visa’s multilingual Global Assistance team is available 24/7 to support you in case of lost or stolen Visa Infinite cards.
Enjoy an exclusive 20% discount on all movie tickets at Roxy Cinemas. Plus, indulge in your favourite snacks and beverages with 20% off food and drinks. Offer valid until 30 April 2026.
As an Emirates Islamic Skywards Black Credit Cardholder, you can fast track to Skywards Gold Tier status by paying the Annual Membership Fee and spending a minimum of USD 5,000 (equivalent to AED 18,365) on Emirates Airline within 12 months from the Card Issuance date.
Enjoy unlimited complimentary access to 1,200+ airport lounges with a guest. You can access airport lounges exclusively via the new Visa Airport Companion Mobile App. Click here to know more.
Terms & Conditions:
Enjoy the latest blockbusters with a Buy-One-Get-One Complimentary offer at Vox Cinemas across the UAE.
Enjoy an exclusive 20% discount on all movie tickets at Roxy Cinemas. Plus, indulge in your favourite snacks and beverages with 20% off food and drinks. Offer valid until 30 April 2026.
As an Emirates Islamic Skywards Black Credit Cardholder enjoy the Emirates Skywards Silver membership, offering exclusive benefits like:
Emirates Skywards Silver Tier membership is available for as long as the Emirates Islamic Skywards Black Card is active. Emirates Skywards Programme Rules apply. If you are an existing Emirates Skywards Platinum or Gold member, your existing membership status will not be affected. For more details about Emirates Skywards Silver Membership benefits.
Purchase or gift Emirates Skywards Miles and enjoy a 25% discount when paying with your Emirates Islamic Skywards Black Credit Card.
Enjoy unlimited complimentary golf rounds at a wide range of golf club locations on weekends or weekdays. A minimum monthly (calendar month) retail spend of AED 10,000 is required on your card to avail the benefit. If the spend criteria is not met or no show at the club, your credit card will be billed with the applicable green fee.
Enjoy convenient access to premium destinations with complimentary valet parking privileges.
Enjoy up to 4 complimentary airport transfers per calendar year to or from Dubai Airport when flying Emirates and paying with your Emirates Islamic Skywards Black Credit Card.
1. Is the Skywards Black Credit Card a Metal Credit Card?
2. Am I eligible for this Card if I do not have a Skywards Membership?
3. When do the miles get credited to my Skywards Account?
4. What happens if one of my transactions gets reversed?
5. What is the Miles earn rate for international transactions done on Supermarkets, Government Services, Takaful and Education?
6. How to redeem my Skywards Miles?
7. For spends done on supplementary card, how will I receive the Miles?
1. What is the Tier Status that I get upfront on taking an EI Skywards Black Credit Card?
2. How long is the Skywards Silver Tier valid on the EI Skywards Black Card
3. What is the criteria to achieve Gold Tier status?
4. Will the Gold Tier status be applicable for the life of the card?
5. Will I be eligible for the Gold Tier if an Emirates ticket of USD 5,000 (equivalent to 18,365) is purchased through a travel agent?
6. What is the time taken to upgrade my tier status to Gold?
7. Will supplementary cardholders get Skywards Silver Tier Status as Primary?
7. Will supplementary cardholders get Skywards Silver Tier Status as Primary?
8. Can a primary cardholder enroll his/her supplementary card holders for Skywards Gold Tier Status?
9. Is Skywards Black Metal Supplementary Card free?
10. For the Skywards Gold Tier Membership, does the supplementary card holder need to be an existing Skywards Member?
11. Will I be notified prior to downgrading my Tier Status?
12. Will I be informed once the Tier Status is upgraded?
13. What are the various Skywards Tier Membership benefits?
1. How can I Buy or Gift Skywards Miles?
2. How to buy the Skywards Miles using the above discount?
3. When can I utilize this offer?
4. Can any Skywards account be used for buying or gifting Skywards Miles?
5. What is the minimum number of Skywards Miles that can be bought or gifted?
6. What is the maximum cap on buying & gifting miles in a year?
7. How much time it takes for the miles to be credited into the Skywards account?
1. If I use the airport transfer facility from Abu Dhabi to Dubai airport and vice versa, how many trips will it be counted as?
2. What happens if I don’t have an Emirates airways spend in the last 3 months?
3. Will I be eligible for the airport transfer if the ticket is purchased through a travel agent?
4. Which are the locations to avail Airport Transfer facility to or from Dubai airport?
1. Who is the service provider for Airport Lounge benefit?
2. Which are the Airport Lounges that offer complimentary access?
3. What happens if I don’t do the $1 pend for utilizing the Airport lounge benefit?
4. How much time does it take for spend to reflect on LoungeKey system?
5. What if I utilize the offer before the 15 day period?
6. How long is the complimentary Airport Lounge benefit valid?
7. Is registration or enrollment mandatory before I can access the Airport Lounge?
1. Does Emirates Islamic charge any additional profit on accrued profit?
Your Skywards Black Credit Card connects you to Visa Infinite’s global network of luxury offers and experiences. Enjoy a curated selection of rewards designed to complement your travel and lifestyle.
When you buy quality, you expect it to last. That's why we automatically double the original manufacturer's warranty up to one year from the expiry date of the original warranty.
For more details, visit www.visamiddleeast.com.
Enjoy up to 2 complimentary Marhaba Meet & Greet services per year. A minimum monthly (calendar month) retail spend of 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary service usage, your credit card will be billed with the applicable service fee.
Convert your Emirates flight purchases into convenient monthly instalments, making your next trip more manageable.
Get instant access to cash at home or abroad with your Skywards Black Credit Card.
Purchase protection provides you with additional peace of mind every time you make a purchase.
Travel worry-free with automatic travel takaful when you pay for your trip using your Skywards Black Credit Card.
Your personal lifestyle manager is just a call away. Enjoy 24-hour support for travel, dining, and entertainment needs, wherever you are.
Enjoy complimentary access to Sharjah Ladies Club, featuring premium leisure and fitness facilities.
Now you can really save big time with your Emirates Islamic Skywards Black Credit Card balance transfer facility. You have the opportunity to pay off balances you owe to other banks through your Emirates Islamic Skywards Black Credit Card, with no profit charged on the balance transferred.
Enjoy access to exclusive travel offers through Visa’s global platform.
Visa’s multilingual Global Assistance team is available 24/7 to support you in case of lost or stolen Visa Infinite cards.
Unlock exclusive savings on world-famous UAE attractions when you pay with your Emirates Islamic Visa Credit or Debit Card.
Partner Discounts with Emirates Islamic Cards
"One of the best Credit Cards in the UAE. From the discount on dining to easy instalment plans and cash on Card"