Key Benefits

Airport Lounge Access

Earn Skywards Miles

Up to 3.5 Skywards Miles per USD spent

Silver Tier

Emirates Skywards Gold Tier Status

Complimentary Skywards Silver Tier status and fast track to Emirates Skywards Gold Tier status.

Airport Transfer

Airport Transfers & Lounge Access

Get 4 complimentary airport transfers and access to over 1,200+ airport lounges worldwide along with a guest.

Skywards Miles

Enjoy earning Skywards Miles for every retail spend on your card.

For every USD 1 retail spend you will enjoy earning Miles according to the below earning rates.

flight Earn Up to 3.50 Miles for every spend (in AED) at Emirates Airlines.

globe Earn Up to 2 Miles for every International spend (in Non AED)

shopping_bag Earn Up to 1.50 Miles for every Domestic spend (in AED)

For more details about Skywards Miles earning rates please click here.

See how many Skywards Miles you can earn monthly

Total Domestic spends
0
50000
Total International spends
0
50000
Government / Automobiles / Takaful / Education spends
0
50000
Groceries / Fuel / Telecommunication / Real Estate spends
0
50000
Total Emirates Airlines spends
0
50000

Based on your chosen spends with Emirates Islamic Skywards Black Credit Card, you could earn

Skywards Miles per month

Please note that this is a just estimated calculation based on above amounts

Skywards Travel & Lifestyle Privileges

Skywards Gold Tier Membership

Extend Gold status to your supplementary cardholder

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25% Off When You Buy or Gift Miles

Get more value for your Skywards Miles

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Fast Track to Emirates Skywards
Gold Tier

Upgrade your travel experience faster than ever

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Earn Skywards Miles on Every Spend

Get more from every purchase

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Complimentary Valet Parking

Arrive with ease and confidence

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Complimentary Lounge Access

Enjoy access to 1,200+ airport lounges worldwide

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Skywards Silver Tier Perks

Elevate every journey you take

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Unlimited Golf Privileges

Play at the UAE’s most iconic courses

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Complimentary Airport Transfers

Up to 4 free airport transfers every year

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Entertainment Offers

Enjoy complimentary offers

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*Emirates Skywards Programme Rules apply.

Frequently Asked Questions

1. Is the Skywards Black Credit Card a Metal Credit Card?

Yes. Both Skywards Black primary & supplementary credit cards, come in a unique metal design with superior benefits and privileges, such as Emirates Skywards Gold Membership, the best Skywards Miles earn rate, Airport pick-up & drop, Airport lounges, Travel Takaful etc.

2. Am I eligible for this Card if I do not have a Skywards Membership?

Yes, we will create a Skywards account for you and assign a membership number which will be printed on the card plastic.

3. When do the miles get credited to my Skywards Account?

Starting 22 June 2022, Skywards Miles earned on your Emirates Islamic Skywards Credit Card will be credited to your Skywards account within 2 days of the transaction being billed.

4. What happens if one of my transactions gets reversed?

The miles earned on this transaction will also get reversed. However if the reversal happens after the miles have been transferred to your Skywards Account, then the respective number of miles will be adjusted against the new earnings.

5. What is the Miles earn rate for international transactions done on Supermarkets, Government Services, Takaful and Education?

The Miles earn rate for any international transaction (excluding EEA countries) is 2 Skywards Miles per USD 1 spend, including spends made at "Grocery / Supermarkets", "Takaful " , "Car dealership and Auto related", "Government Services" ,"Bill Payments (including utility bills)", "Education", "Fuel/Petroleum", "Real Estate", Quick Service Restaurants (i.e., Fast Food Restaurants) and "Telecommunication Payment".

6. How to redeem my Skywards Miles?

Skywards Miles can be redeemed by visiting www.emirates.com. Emirates is solely responsible for the redemption of Skywards Miles. Emirates Skywards programme Terms & Condition apply. Emirates Islamic is not liable or responsible for disputes arising due to the redemptions.

7. For spends done on supplementary card, how will I receive the Miles?

Miles earned on supplementary card spends will be credited to the Primary Cardholder’s Skywards account.

1. What is the Tier Status that I get upfront on taking an EI Skywards Black Credit Card?

Upfront Silver Tier

2. How long is the Skywards Silver Tier valid on the EI Skywards Black Card

The Silver Tier membership is available for life as long as the card is active.

3. What is the criteria to achieve Gold Tier status?

Skywards Black cardholders can get a fast track to Gold Tier membership on payment of Annual Membership Fee and making a minimum spend of USD 5,000 ( equivalent to  18,365) on Emirates Airlines within 12 months from the card approval date; by using your Emirates Islamic Skywards Black Card.

4. Will the Gold Tier status be applicable for the life of the card?

The Gold Membership will be valid for a period of 12 months from the enrollment date. For subsequent years, customer needs to meet the above mentioned criteria to continue enjoying the Gold Membership for the respective year.

5. Will I be eligible for the Gold Tier if an Emirates ticket of USD 5,000 (equivalent to  18,365) is purchased through a travel agent?

No, the Emirates Airlines spend needs to be done on Emirates.com, Emirates branches or the Emirates Call Center.

6. What is the time taken to upgrade my tier status to Gold?

Within 10 days from the time the above criteria is fulfilled, for Skywards Black Card.

7. Will supplementary cardholders get Skywards Silver Tier Status as Primary?

No, Tier status is available for Primary Card holders only.

7. Will supplementary cardholders get Skywards Silver Tier Status as Primary?

No, Tier status is available for Primary Card holders only.

8. Can a primary cardholder enroll his/her supplementary card holders for Skywards Gold Tier Status?

Yes. Primary card holders can enroll one of their supplementary card holders for the Skywards Gold Tier Members, on meeting the required criteria as mentioned on the EI website.

9. Is Skywards Black Metal Supplementary Card free?

Please find below the applicable charges for a Supplementary Card.
  • Supplementary Card (With Skywards Gold Membership) – Annual Membership Fee of  5,500/- will be charged
  • .
  • Supplementary Card (Without Skywards Gold Membership) – A one-time issuance fee of  500/- will be charged

10. For the Skywards Gold Tier Membership, does the supplementary card holder need to be an existing Skywards Member?

Supplementary Card holder should be an existing Emirates Skywards member and the Skywards membership number needs to be provided as part of the application form. To enroll for Skywards Membership, please click here.

11. Will I be notified prior to downgrading my Tier Status?

Yes, an intimation will be sent from emirates with a 3 months advance notice with the threshold required to maintain the Tier.

12. Will I be informed once the Tier Status is upgraded?

Yes, you will receive an email from Emirates Skywards informing the Tier Status upgrade.

13. What are the various Skywards Tier Membership benefits?

For details on the various Skywards Membership benefits, please click here.

1. How can I Buy or Gift Skywards Miles?

Skywards Miles can be purchased online by visiting emirates.com/ae. You need to log-in to your Emirates Skywards account and follow the Buy Miles process or the Gift Miles process.

2. How to buy the Skywards Miles using the above discount?

The 25% discount will automatically be added when you check-out to pay for the Miles, as long as you are logged in to your Skywards Account and pay with your Emirates Islamic Skywards Black Credit Card.

3. When can I utilize this offer?

You can utilize the offer after completion of 10 days from the card issuance date.

4. Can any Skywards account be used for buying or gifting Skywards Miles?

Skywards Miles can be bought by and gifted to Skywards Members who have at least one prior earning activity in their Emirates Skywards Account, earned by flying on Emirates or a Partner airline or through a Partner transaction.

5. What is the minimum number of Skywards Miles that can be bought or gifted?

The minimum number of Skywards Miles that can be bought or gifted is 2,000 Miles and further increments can only be bought or gifted in blocks of 1,000 Miles.

6. What is the maximum cap on buying & gifting miles in a year?

100,000 Miles in a calendar year is the combined maximum a member can purchase for self through the Buy Miles products and receive as a gift through the Gift Miles product.

7. How much time it takes for the miles to be credited into the Skywards account?

Skywards Miles will be credited to the Emirates Skywards Account within 48 hours after full and successful payment.

1. If I use the airport transfer facility from Abu Dhabi to Dubai airport and vice versa, how many trips will it be counted as?

It will be 2 trips. Trip 1: Abu Dhabi to DXB airport, Trip 2: DXB airport to Abu Dhabi

2. What happens if I don’t have an Emirates airways spend in the last 3 months?

You will be charged a fee towards the airport transfer(s).

3. Will I be eligible for the airport transfer if the ticket is purchased through a travel agent?

No, the Emirates spend needs to be done on Emirates.com, Emirates branches or the Emirates Call Center.

4. Which are the locations to avail Airport Transfer facility to or from Dubai airport?

Below mentioned are the area of service for Airport transfer facility:
  • DXB airport to Dubai City and vice versa
  • DXB airport to Abu Dhabi City and vice versa
  • DXB airport to Sharjah and vice versa
  • DXB airport to Ras Al Khaimah and vice versa
  • DXB airport to Al Ain and vice versa

1. Who is the service provider for Airport Lounge benefit?

The Airport Lounge benefit is offered through LoungeKey, by Visa for Infinite & Signature cardholders (including both Debit and Credit cards) only.

2. Which are the Airport Lounges that offer complimentary access?

Visa Infinite Cardholders can access over 1000+ Lounges worldwide. To view the list of Airports, visit www.loungekey.com.

3. What happens if I don’t do the $1 pend for utilizing the Airport lounge benefit?

While the 1st visit to the Lounge in a calendar year will be complimentary. However, from the second trip onwards, you shall be charged US $ 32 per visit per person, until $1 spend is completed on the card.

4. How much time does it take for spend to reflect on LoungeKey system?

Foreign currency spend of US $1, may take up to 15 days to be visible on the LoungeKey system; as VISA needs to get this information uploaded on the Loungekey system.

5. What if I utilize the offer before the 15 day period?

Visa system takes about 15 days to update the spend information in Loungekey system. It is recommended that customer makes one foreign currency spend of USD 1; at least 15 days prior to second the second visit.

6. How long is the complimentary Airport Lounge benefit valid?

The benefit becomes valid upon activation of the card and will stay valid until the card is cancelled or expires.

7. Is registration or enrollment mandatory before I can access the Airport Lounge?

No, it is not mandatory to register or enroll on LoungeKey.

1. Does Emirates Islamic charge any additional profit on accrued profit?

No, Emirates Islamic does not charge any additional profit on accrued profit on any credit product granted to customers.

Tailored Offers for Every Occasion

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Switch Cashback Credit Card

Earn  500 and up to 8% Cashback.

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Up to 50% Off UAE Attractions with Emirates Islamic Cards

Unlock exclusive savings on world-famous UAE attractions when you pay with your Emirates Islamic Visa Credit or Debit Card.

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Emax Offer

Get up to  250 off

school students

School Fees Installment Plan

Manage school payments the easy way.

Ways to Bank

Ways to Bank

Stay connected with Emirates Islamic through our Mobile Banking App and Online Banking – simple, secure, and Sharia-compliant.

Ways to Bank

Card Support

Get the support you need with your credit cards, debit cards and pre-paid cards.

Card Support

Key Product Information

Important information for products and services.

Fees and Charges

Fees and charges associated with your card.

Blocking Your Card

Instantly block lost or stolen cards, replace or temporarily suspend.

Other Credit Cards

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Skywards Signature Credit Card

Earn Skywards Miles for every retail spend on your card.

Etihad Guest Premium Credit Card

A card built on choice. Your choice.

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